KEYSTONE FINANCIAL GROUP, INC.

Filed: 1/16/2026ACC: 0002053642-26-000001

📋 What this filing means

KEYSTONE FINANCIAL GROUP, INC. filed this quarterly 13F‑HR report disclosing 136 equity positions with a total reported market value of $190.95M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

136

Positions

$190.95M

Total AUM (reported)

3.41M

Total Shares

Allocation by class

US CORE EQT MKT$29.69M15.5%

0-3 MNTH TREASRY$19.02M10.0%

COM$15.38M8.1%

CORE-PLUS BD ETF$14.18M7.4%

US DIVIDEND EQ$10.56M5.5%

DIV APP ETF$10.45M5.5%

INTL DVD ETF$9.35M4.9%

Portfolio Concentration

Top 3$62.89M32.9%

4–10$59.04M30.9%

11–25$46.91M24.6%

Rest$22.12M11.6%

Top 3 weight

32.9%

Top 10 weight

63.9%

Voting Authority Distribution

Total shares with voting rights: 3.41M

Sole

Full voting authority

1.66K

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.40M

% of voting shares100.0%

Investment Discretion (by position count)

Sole136

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings136

Rows:

DIMENSIONAL ETF TRUST

SOLE

US CORE EQT MKT

Shares634.35K

TypeSH

Market value$29.69M

15.55%

Sole

182.00

Shared

0.00

None

634.16K

ISHARES TR

SOLE

0-3 MNTH TREASRY

Shares189.49K

TypeSH

Market value$19.02M

9.96%

Sole

0.00

Shared

0.00

None

189.49K

VANGUARD MALVERN FDS

SOLE

CORE-PLUS BD ETF

Shares181.49K

TypeSH

Market value$14.18M

7.42%

Sole

426.00

Shared

0.00

None

181.07K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares385.14K

TypeSH

Market value$10.56M

5.53%

Sole

612.00

Shared

0.00

None

384.52K

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares47.54K

TypeSH

Market value$10.45M

5.47%

Sole

0.00

Shared

0.00

None

47.54K

VANGUARD WHITEHALL FDS

SOLE

INTL DVD ETF

Shares102.30K

TypeSH

Market value$9.35M

4.90%

Sole

82.00

Shared

0.00

None

102.21K

FB FINL CORP

SOLE

COM

Shares160.95K

TypeSH

Market value$8.98M

4.70%

Sole

0.00

Shared

0.00

None

160.95K

VANGUARD MUN BD FDS

SOLE

SHORT TAX EXEMPT

Shares89.43K

TypeSH

Market value$6.84M

3.58%

Sole

0.00

Shared

0.00

None

89.43K

DIMENSIONAL ETF TRUST

SOLE

WORLD EX US CORE

Shares196.76K

TypeSH

Market value$6.44M

3.37%

Sole

0.00

Shared

0.00

None

196.76K

BLACKROCK ETF TRUST II

SOLE

ISHARES INTERMED

Shares267K

TypeSH

Market value$6.42M

3.36%

Sole

0.00

Shared

0.00

None

267K

DIMENSIONAL ETF TRUST

SOLE

US CORE EQUITY 2

Shares159.38K

TypeSH

Market value$6.31M

3.30%

Sole

0.00

Shared

0.00

None

159.38K

DIMENSIONAL ETF TRUST

SOLE

SHORT DURATION F

Shares118.27K

TypeSH

Market value$5.67M

2.97%

Sole

0.00

Shared

0.00

None

118.27K

ISHARES U S ETF TR

SOLE

SHORT MATURITY M

Shares79.76K

TypeSH

Market value$4.01M

2.10%

Sole

0.00

Shared

0.00

None

79.76K

BLACKROCK ETF TRUST II

SOLE

ISHARES TOTAL RE

Shares74.63K

TypeSH

Market value$3.79M

1.98%

Sole

0.00

Shared

0.00

None

74.63K

ISHARES TR

SOLE

TRUST ISHARE 0-1

Shares33.15K

TypeSH

Market value$3.65M

1.91%

Sole

0.00

Shared

0.00

None

33.15K

FIRST TR EXCHANGE-TRADED FD

SOLE

NO AMER ENERGY

Shares82.48K

TypeSH

Market value$3.12M

1.64%

Sole

0.00

Shared

0.00

None

82.48K

ISHARES U S ETF TR

SOLE

SHORT DURATION B

Shares58.05K

TypeSH

Market value$2.97M

1.55%

Sole

0.00

Shared

0.00

None

58.05K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares18.15K

TypeSH

Market value$2.70M

1.41%

Sole

0.00

Shared

0.00

None

18.15K

VANGUARD MALVERN FDS

SOLE

SHORT DURATION B

Shares33.71K

TypeSH

Market value$2.58M

1.35%

Sole

302.00

Shared

0.00

None

33.41K

VANGUARD MUN BD FDS

SOLE

CORE TAX EXEMPT

Shares31.99K

TypeSH

Market value$2.42M

1.27%

Sole

0.00

Shared

0.00

None

31.99K

ISHARES TR

SOLE

CRE U S REIT ETF

Shares42.28K

TypeSH

Market value$2.41M

1.26%

Sole

51.00

Shared

0.00

None

42.23K

ISHARES TR

SOLE

CORE MSCI TOTAL

Shares23.61K

TypeSH

Market value$2.00M

1.05%

Sole

0.00

Shared

0.00

None

23.61K

DIMENSIONAL ETF TRUST

SOLE

WORLD EQUITY ETF

Shares25.20K

TypeSH

Market value$1.86M

0.98%

Sole

0.00

Shared

0.00

None

25.20K

INNOVATOR ETFS TRUST

SOLE

EQUITY DEFINED P

Shares63.32K

TypeSH

Market value$1.84M

0.96%

Sole

0.00

Shared

0.00

None

63.32K

ISHARES TR

SOLE

MSCI USA VALUE

Shares11.53K

TypeSH

Market value$1.58M

0.83%

Sole

0.00

Shared

0.00

None

11.53K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
DIMENSIONAL ETF TRUSTSOLE	US CORE EQT MKT	634.35K	SH	$29.69M 15.55%	182.00	634.16K
ISHARES TRSOLE	0-3 MNTH TREASRY	189.49K	SH	$19.02M 9.96%	0.00	189.49K
VANGUARD MALVERN FDSSOLE	CORE-PLUS BD ETF	181.49K	SH	$14.18M 7.42%	426.00	181.07K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	385.14K	SH	$10.56M 5.53%	612.00	384.52K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	47.54K	SH	$10.45M 5.47%	0.00	47.54K
VANGUARD WHITEHALL FDSSOLE	INTL DVD ETF	102.30K	SH	$9.35M 4.90%	82.00	102.21K
FB FINL CORPSOLE	COM	160.95K	SH	$8.98M 4.70%	0.00	160.95K
VANGUARD MUN BD FDSSOLE	SHORT TAX EXEMPT	89.43K	SH	$6.84M 3.58%	0.00	89.43K
DIMENSIONAL ETF TRUSTSOLE	WORLD EX US CORE	196.76K	SH	$6.44M 3.37%	0.00	196.76K
BLACKROCK ETF TRUST IISOLE	ISHARES INTERMED	267K	SH	$6.42M 3.36%	0.00	267K
DIMENSIONAL ETF TRUSTSOLE	US CORE EQUITY 2	159.38K	SH	$6.31M 3.30%	0.00	159.38K
DIMENSIONAL ETF TRUSTSOLE	SHORT DURATION F	118.27K	SH	$5.67M 2.97%	0.00	118.27K
ISHARES U S ETF TRSOLE	SHORT MATURITY M	79.76K	SH	$4.01M 2.10%	0.00	79.76K
BLACKROCK ETF TRUST IISOLE	ISHARES TOTAL RE	74.63K	SH	$3.79M 1.98%	0.00	74.63K
ISHARES TRSOLE	TRUST ISHARE 0-1	33.15K	SH	$3.65M 1.91%	0.00	33.15K
FIRST TR EXCHANGE-TRADED FDSOLE	NO AMER ENERGY	82.48K	SH	$3.12M 1.64%	0.00	82.48K
ISHARES U S ETF TRSOLE	SHORT DURATION B	58.05K	SH	$2.97M 1.55%	0.00	58.05K
ISHARES TRSOLE	CORE S&P TTL STK	18.15K	SH	$2.70M 1.41%	0.00	18.15K
VANGUARD MALVERN FDSSOLE	SHORT DURATION B	33.71K	SH	$2.58M 1.35%	302.00	33.41K
VANGUARD MUN BD FDSSOLE	CORE TAX EXEMPT	31.99K	SH	$2.42M 1.27%	0.00	31.99K
ISHARES TRSOLE	CRE U S REIT ETF	42.28K	SH	$2.41M 1.26%	51.00	42.23K
ISHARES TRSOLE	CORE MSCI TOTAL	23.61K	SH	$2.00M 1.05%	0.00	23.61K
DIMENSIONAL ETF TRUSTSOLE	WORLD EQUITY ETF	25.20K	SH	$1.86M 0.98%	0.00	25.20K
INNOVATOR ETFS TRUSTSOLE	EQUITY DEFINED P	63.32K	SH	$1.84M 0.96%	0.00	63.32K
ISHARES TRSOLE	MSCI USA VALUE	11.53K	SH	$1.58M 0.83%	0.00	11.53K

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