KEYSTONE FINANCIAL GROUP, INC.

Filed: 10/20/2025ACC: 0002053642-25-000007

📋 What this filing means

KEYSTONE FINANCIAL GROUP, INC. filed this quarterly 13F‑HR report disclosing 130 equity positions with a total reported market value of $177.42M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

130

Positions

$177.42M

Total AUM (reported)

3.19M

Total Shares

Allocation by class

US CORE EQT MKT$28.53M16.1%

0-3 MNTH TREASRY$18.19M10.3%

COM$15.64M8.8%

CORE-PLUS BD ETF$12.74M7.2%

US DIVIDEND EQ$9.78M5.5%

DIV APP ETF$9.58M5.4%

INTL DVD ETF$9.31M5.2%

Portfolio Concentration

Top 3$59.46M33.5%

4–10$54.49M30.7%

11–25$41.67M23.5%

Rest$21.80M12.3%

Top 3 weight

33.5%

Top 10 weight

64.2%

Voting Authority Distribution

Total shares with voting rights: 3.19M

Sole

Full voting authority

1.66K

% of voting shares0.1%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.19M

% of voting shares99.9%

Investment Discretion (by position count)

Sole130

Shared0

Other0

Dominant voting typeNone · 99.9% of voting shares

Institutional Holdings130

Rows:

DIMENSIONAL ETF TRUST

SOLE

US CORE EQT MKT

Shares623.53K

TypeSH

Market value$28.53M

16.08%

Sole

182.00

Shared

0.00

None

623.35K

ISHARES TR

SOLE

0-3 MNTH TREASRY

Shares180.67K

TypeSH

Market value$18.19M

10.25%

Sole

0.00

Shared

0.00

None

180.67K

VANGUARD MALVERN FDS

SOLE

CORE-PLUS BD ETF

Shares162K

TypeSH

Market value$12.74M

7.18%

Sole

426.00

Shared

0.00

None

161.57K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares358.23K

TypeSH

Market value$9.78M

5.51%

Sole

612.00

Shared

0.00

None

357.62K

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares44.24K

TypeSH

Market value$9.58M

5.40%

Sole

0.00

Shared

0.00

None

44.24K

FB FINL CORP

SOLE

COM

Shares167.15K

TypeSH

Market value$9.32M

5.25%

Sole

0.00

Shared

0.00

None

167.15K

VANGUARD WHITEHALL FDS

SOLE

INTL DVD ETF

Shares103.93K

TypeSH

Market value$9.31M

5.25%

Sole

82.00

Shared

0.00

None

103.85K

BLACKROCK ETF TRUST II

SOLE

ISHARES INTERMED

Shares247.92K

TypeSH

Market value$5.93M

3.34%

Sole

0.00

Shared

0.00

None

247.92K

DIMENSIONAL ETF TRUST

SOLE

SHORT DURATION F

Shares116.36K

TypeSH

Market value$5.61M

3.16%

Sole

0.00

Shared

0.00

None

116.36K

DIMENSIONAL ETF TRUST

SOLE

WORLD EX US CORE

Shares157.91K

TypeSH

Market value$4.96M

2.79%

Sole

0.00

Shared

0.00

None

157.91K

DIMENSIONAL ETF TRUST

SOLE

US CORE EQUITY 2

Shares117.01K

TypeSH

Market value$4.51M

2.54%

Sole

0.00

Shared

0.00

None

117.01K

VANGUARD MUN BD FDS

SOLE

SHORT TAX EXEMPT

Shares58.49K

TypeSH

Market value$4.49M

2.53%

Sole

0.00

Shared

0.00

None

58.49K

ISHARES U S ETF TR

SOLE

SHORT MATURITY M

Shares81.27K

TypeSH

Market value$4.10M

2.31%

Sole

0.00

Shared

0.00

None

81.27K

BLACKROCK ETF TRUST II

SOLE

ISHARES TOTAL RE

Shares74.13K

TypeSH

Market value$3.78M

2.13%

Sole

0.00

Shared

0.00

None

74.13K

ISHARES TR

SOLE

SHORT TREAS BD

Shares33.95K

TypeSH

Market value$3.75M

2.11%

Sole

0.00

Shared

0.00

None

33.95K

FIRST TR EXCHANGE-TRADED FD

SOLE

NO AMER ENERGY

Shares79.95K

TypeSH

Market value$3.06M

1.73%

Sole

0.00

Shared

0.00

None

79.95K

ISHARES U S ETF TR

SOLE

SHORT DURATION B

Shares58.72K

TypeSH

Market value$3.01M

1.70%

Sole

0.00

Shared

0.00

None

58.72K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares18.10K

TypeSH

Market value$2.64M

1.49%

Sole

0.00

Shared

0.00

None

18.10K

ISHARES TR

SOLE

CRE U S REIT ETF

Shares38.69K

TypeSH

Market value$2.27M

1.28%

Sole

51.00

Shared

0.00

None

38.64K

INNOVATOR ETFS TRUST

SOLE

EQUITY DEFINED P

Shares66.78K

TypeSH

Market value$1.91M

1.08%

Sole

0.00

Shared

0.00

None

66.78K

BLACKROCK ETF TRUST

SOLE

ISHARES INTL EQ

Shares22.08K

TypeSH

Market value$1.82M

1.03%

Sole

0.00

Shared

0.00

None

22.08K

VANGUARD MUN BD FDS

SOLE

CORE TAX EXEMPT

Shares23.20K

TypeSH

Market value$1.75M

0.98%

Sole

0.00

Shared

0.00

None

23.20K

VANGUARD MALVERN FDS

SOLE

SHORT DURATION B

Shares20.98K

TypeSH

Market value$1.61M

0.91%

Sole

302.00

Shared

0.00

None

20.68K

DIMENSIONAL ETF TRUST

SOLE

WORLD EQUITY ETF

Shares21.29K

TypeSH

Market value$1.53M

0.86%

Sole

0.00

Shared

0.00

None

21.29K

ISHARES TR

SOLE

MSCI USA VALUE

Shares11.46K

TypeSH

Market value$1.43M

0.81%

Sole

0.00

Shared

0.00

None

11.46K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
DIMENSIONAL ETF TRUSTSOLE	US CORE EQT MKT	623.53K	SH	$28.53M 16.08%	182.00	623.35K
ISHARES TRSOLE	0-3 MNTH TREASRY	180.67K	SH	$18.19M 10.25%	0.00	180.67K
VANGUARD MALVERN FDSSOLE	CORE-PLUS BD ETF	162K	SH	$12.74M 7.18%	426.00	161.57K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	358.23K	SH	$9.78M 5.51%	612.00	357.62K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	44.24K	SH	$9.58M 5.40%	0.00	44.24K
FB FINL CORPSOLE	COM	167.15K	SH	$9.32M 5.25%	0.00	167.15K
VANGUARD WHITEHALL FDSSOLE	INTL DVD ETF	103.93K	SH	$9.31M 5.25%	82.00	103.85K
BLACKROCK ETF TRUST IISOLE	ISHARES INTERMED	247.92K	SH	$5.93M 3.34%	0.00	247.92K
DIMENSIONAL ETF TRUSTSOLE	SHORT DURATION F	116.36K	SH	$5.61M 3.16%	0.00	116.36K
DIMENSIONAL ETF TRUSTSOLE	WORLD EX US CORE	157.91K	SH	$4.96M 2.79%	0.00	157.91K
DIMENSIONAL ETF TRUSTSOLE	US CORE EQUITY 2	117.01K	SH	$4.51M 2.54%	0.00	117.01K
VANGUARD MUN BD FDSSOLE	SHORT TAX EXEMPT	58.49K	SH	$4.49M 2.53%	0.00	58.49K
ISHARES U S ETF TRSOLE	SHORT MATURITY M	81.27K	SH	$4.10M 2.31%	0.00	81.27K
BLACKROCK ETF TRUST IISOLE	ISHARES TOTAL RE	74.13K	SH	$3.78M 2.13%	0.00	74.13K
ISHARES TRSOLE	SHORT TREAS BD	33.95K	SH	$3.75M 2.11%	0.00	33.95K
FIRST TR EXCHANGE-TRADED FDSOLE	NO AMER ENERGY	79.95K	SH	$3.06M 1.73%	0.00	79.95K
ISHARES U S ETF TRSOLE	SHORT DURATION B	58.72K	SH	$3.01M 1.70%	0.00	58.72K
ISHARES TRSOLE	CORE S&P TTL STK	18.10K	SH	$2.64M 1.49%	0.00	18.10K
ISHARES TRSOLE	CRE U S REIT ETF	38.69K	SH	$2.27M 1.28%	51.00	38.64K
INNOVATOR ETFS TRUSTSOLE	EQUITY DEFINED P	66.78K	SH	$1.91M 1.08%	0.00	66.78K
BLACKROCK ETF TRUSTSOLE	ISHARES INTL EQ	22.08K	SH	$1.82M 1.03%	0.00	22.08K
VANGUARD MUN BD FDSSOLE	CORE TAX EXEMPT	23.20K	SH	$1.75M 0.98%	0.00	23.20K
VANGUARD MALVERN FDSSOLE	SHORT DURATION B	20.98K	SH	$1.61M 0.91%	302.00	20.68K
DIMENSIONAL ETF TRUSTSOLE	WORLD EQUITY ETF	21.29K	SH	$1.53M 0.86%	0.00	21.29K
ISHARES TRSOLE	MSCI USA VALUE	11.46K	SH	$1.43M 0.81%	0.00	11.46K

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