Filed: 4/20/2026ACC: 0001172661-26-001516
📋 What this filing means
KEARNS & ASSOCIATES LLC filed this quarterly 13F‑HR report disclosing 40 equity positions with a total reported market value of $185.88M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
40
Positions
$185.88M
Total AUM (reported)
1.11M
Total Shares
Allocation by class
TOTAL STK MKT$55.70M30.0%
S&P 500 ETF SHS$54.20M29.2%
VAN FTSE DEV MKT$20.83M11.2%
COM$15.10M8.1%
SMALL CP ETF$10.23M5.5%
FTSE EMR MKT ETF$6.24M3.4%
TR UNIT$6.07M3.3%
Portfolio Concentration
Top 3$130.72M70.3%
4–10$34.70M18.7%
11–25$15.09M8.1%
Rest$5.36M2.9%
Top 3 weight
70.3%
Top 10 weight
89.0%
Voting Authority Distribution
Total shares with voting rights: 1.11M
Sole
Full voting authority
1.11M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole40
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings40
Rows:
VANGUARD INDEX FDS
SOLEShares173.62K
TypeSH
Market value$55.70M
29.97%
Sole
173.62K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares90.70K
TypeSH
Market value$54.20M
29.16%
Sole
90.70K
Shared
0.00
None
0.00
VANGUARD TAX-MANAGED FDS
SOLEShares325.02K
TypeSH
Market value$20.83M
11.21%
Sole
325.02K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares39.07K
TypeSH
Market value$10.23M
5.50%
Sole
39.07K
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares115.39K
TypeSH
Market value$6.24M
3.36%
Sole
115.39K
Shared
0.00
None
0.00
STATE STR SPDR S&P 500 ETF T
SOLEShares9.34K
TypeSH
Market value$6.07M
3.27%
Sole
9.34K
Shared
0.00
None
0.00
APPLE INC
SOLEShares20.74K
TypeSH
Market value$5.26M
2.83%
Sole
20.74K
Shared
0.00
None
0.00
ROYALTY PHARMA PLC
SOLEShares58.24K
TypeSH
Market value$2.79M
1.50%
Sole
58.24K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares90.28K
TypeSH
Market value$2.23M
1.20%
Sole
90.28K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares4.27K
TypeSH
Market value$1.86M
1.00%
Sole
4.27K
Shared
0.00
None
0.00
MICROSOFT CORP
SOLEShares4.30K
TypeSH
Market value$1.59M
0.86%
Sole
4.30K
Shared
0.00
None
0.00
ALPHABET INC
SOLEShares4.80K
TypeSH
Market value$1.38M
0.74%
Sole
4.80K
Shared
0.00
None
0.00
ALPHABET INC
SOLEShares4.80K
TypeSH
Market value$1.38M
0.74%
Sole
4.80K
Shared
0.00
None
0.00
INNOVATOR ETFS TRUST
SOLEShares25.75K
TypeSH
Market value$1.18M
0.64%
Sole
25.75K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares8.23K
TypeSH
Market value$974.9K
0.52%
Sole
8.23K
Shared
0.00
None
0.00
AMAZON COM INC
SOLEShares4.66K
TypeSH
Market value$970.5K
0.52%
Sole
4.66K
Shared
0.00
None
0.00
VISA INC
SOLEShares3.20K
TypeSH
Market value$967.2K
0.52%
Sole
3.20K
Shared
0.00
None
0.00
BANK AMERICA CORP
SOLEShares19.50K
TypeSH
Market value$950.6K
0.51%
Sole
19.50K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares26.15K
TypeSH
Market value$861.6K
0.46%
Sole
26.15K
Shared
0.00
None
0.00
AMERICAN EXPRESS CO
SOLEShares2.80K
TypeSH
Market value$846.9K
0.46%
Sole
2.80K
Shared
0.00
None
0.00
GOLDMAN SACHS GROUP INC
SOLEShares1K
TypeSH
Market value$846.0K
0.46%
Sole
1K
Shared
0.00
None
0.00
SCHWAB CHARLES CORP
SOLEShares9K
TypeSH
Market value$845.8K
0.46%
Sole
9K
Shared
0.00
None
0.00
FIDELITY MERRIMACK STR TR
SOLEShares18.23K
TypeSH
Market value$831.9K
0.45%
Sole
18.23K
Shared
0.00
None
0.00
OCCIDENTAL PETE CORP
SOLEShares11.37K
TypeSH
Market value$738.9K
0.40%
Sole
11.37K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares5.81K
TypeSH
Market value$722.0K
0.39%
Sole
5.81K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 173.62K | SH | $55.70M 29.97% | 173.62K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 90.70K | SH | $54.20M 29.16% | 90.70K | 0.00 | 0.00 |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 325.02K | SH | $20.83M 11.21% | 325.02K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 39.07K | SH | $10.23M 5.50% | 39.07K | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 115.39K | SH | $6.24M 3.36% | 115.39K | 0.00 | 0.00 |
STATE STR SPDR S&P 500 ETF TSOLE | TR UNIT | 9.34K | SH | $6.07M 3.27% | 9.34K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 20.74K | SH | $5.26M 2.83% | 20.74K | 0.00 | 0.00 |
ROYALTY PHARMA PLCSOLE | SHS CLASS A | 58.24K | SH | $2.79M 1.50% | 58.24K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 90.28K | SH | $2.23M 1.20% | 90.28K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 4.27K | SH | $1.86M 1.00% | 4.27K | 0.00 | 0.00 |
MICROSOFT CORPSOLE | COM | 4.30K | SH | $1.59M 0.86% | 4.30K | 0.00 | 0.00 |
ALPHABET INCSOLE | CAP STK CL A | 4.80K | SH | $1.38M 0.74% | 4.80K | 0.00 | 0.00 |
ALPHABET INCSOLE | CAP STK CL C | 4.80K | SH | $1.38M 0.74% | 4.80K | 0.00 | 0.00 |
INNOVATOR ETFS TRUSTSOLE | US EQTY PWR BUF | 25.75K | SH | $1.18M 0.64% | 25.75K | 0.00 | 0.00 |
ISHARES TRSOLE | EXPND TEC SC ETF | 8.23K | SH | $974.9K 0.52% | 8.23K | 0.00 | 0.00 |
AMAZON COM INCSOLE | COM | 4.66K | SH | $970.5K 0.52% | 4.66K | 0.00 | 0.00 |
VISA INCSOLE | COM CL A | 3.20K | SH | $967.2K 0.52% | 3.20K | 0.00 | 0.00 |
BANK AMERICA CORPSOLE | COM | 19.50K | SH | $950.6K 0.51% | 19.50K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | EMRG MKTEQ ETF | 26.15K | SH | $861.6K 0.46% | 26.15K | 0.00 | 0.00 |
AMERICAN EXPRESS COSOLE | COM | 2.80K | SH | $846.9K 0.46% | 2.80K | 0.00 | 0.00 |
GOLDMAN SACHS GROUP INCSOLE | COM | 1K | SH | $846.0K 0.46% | 1K | 0.00 | 0.00 |
SCHWAB CHARLES CORPSOLE | COM | 9K | SH | $845.8K 0.46% | 9K | 0.00 | 0.00 |
FIDELITY MERRIMACK STR TRSOLE | TOTAL BD ETF | 18.23K | SH | $831.9K 0.45% | 18.23K | 0.00 | 0.00 |
OCCIDENTAL PETE CORPSOLE | COM | 11.37K | SH | $738.9K 0.40% | 11.37K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P SCP ETF | 5.81K | SH | $722.0K 0.39% | 5.81K | 0.00 | 0.00 |
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