KAIZEN FINANCIAL STRATEGIES

Filed: 10/9/2026ACC: 0001085146-26-000867

📋 What this filing means

KAIZEN FINANCIAL STRATEGIES filed this quarterly 13F‑HR report disclosing 177 equity positions with a total reported market value of $254.21M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

177

Positions

$254.21M

Total AUM (reported)

3.63M

Total Shares

Allocation by class

COM$71.87M28.3%

US LCAP GR ETF$16.68M6.6%

SHS CREAT UNIT$11.99M4.7%

TR UNIT$10.18M4.0%

S&P 500 ETF SHS$8.99M3.5%

CAP STK CL C$7.57M3.0%

FUNDAMENTAL US B$7.49M2.9%

Portfolio Concentration

Top 3$46.28M18.2%

4–10$60.30M23.7%

11–25$64.14M25.2%

Rest$83.49M32.8%

Top 3 weight

18.2%

Top 10 weight

41.9%

Voting Authority Distribution

Total shares with voting rights: 3.63M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.63M

% of voting shares100.0%

Investment Discretion (by position count)

Sole177

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings177

Rows:

APPLE INC

SOLE

COM

Shares52.90K

TypeSH

Market value$17.62M

6.93%

Sole

0.00

Shared

0.00

None

52.90K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares464.26K

TypeSH

Market value$16.68M

6.56%

Sole

0.00

Shared

0.00

None

464.26K

CAPITAL GROUP DIVIDEND VALUE

SOLE

SHS CREAT UNIT

Shares245.37K

TypeSH

Market value$11.99M

4.72%

Sole

0.00

Shared

0.00

None

245.37K

NVIDIA CORPORATION

SOLE

COM

Shares48.86K

TypeSH

Market value$11.16M

4.39%

Sole

0.00

Shared

0.00

None

48.86K

STATE STR SPDR S&P 500 ETF T

SOLE

TR UNIT

Shares13.35K

TypeSH

Market value$10.18M

4.01%

Sole

0.00

Shared

0.00

None

13.35K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares12.83K

TypeSH

Market value$8.99M

3.54%

Sole

0.00

Shared

0.00

None

12.83K

ALPHABET INC

SOLE

CAP STK CL C

Shares22.23K

TypeSH

Market value$7.57M

2.98%

Sole

0.00

Shared

0.00

None

22.23K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US B

Shares244.80K

TypeSH

Market value$7.49M

2.95%

Sole

0.00

Shared

0.00

None

244.80K

SCHWAB STRATEGIC TR

SOLE

5 10YR CORP BD

Shares348.95K

TypeSH

Market value$7.48M

2.94%

Sole

0.00

Shared

0.00

None

348.95K

VANGUARD MALVERN FDS

SOLE

CORE BD ETF

Shares100.77K

TypeSH

Market value$7.42M

2.92%

Sole

0.00

Shared

0.00

None

100.77K

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares45.93K

TypeSH

Market value$7.13M

2.80%

Sole

0.00

Shared

0.00

None

45.93K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares8.59K

TypeSH

Market value$6.35M

2.50%

Sole

0.00

Shared

0.00

None

8.59K

VANECK ETF TRUST

SOLE

SEMICONDUCTR ETF

Shares10.34K

TypeSH

Market value$6.30M

2.48%

Sole

0.00

Shared

0.00

None

10.34K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL INTL

Shares104.50K

TypeSH

Market value$5.62M

2.21%

Sole

0.00

Shared

0.00

None

104.50K

J P MORGAN EXCHANGE TRADED F

SOLE

INTRNL RES EQT

Shares62.80K

TypeSH

Market value$5.16M

2.03%

Sole

0.00

Shared

0.00

None

62.80K

AMAZON COM INC

SOLE

COM

Shares16.39K

TypeSH

Market value$4.08M

1.61%

Sole

0.00

Shared

0.00

None

16.39K

ALPHABET INC

SOLE

CAP STK CL A

Shares11.27K

TypeSH

Market value$3.88M

1.53%

Sole

0.00

Shared

0.00

None

11.27K

SCHWAB STRATEGIC TR

SOLE

ULTRA SHORT INCM

Shares152.19K

TypeSH

Market value$3.82M

1.50%

Sole

0.00

Shared

0.00

None

152.19K

VANGUARD MALVERN FDS

SOLE

CORE-PLUS BD ETF

Shares48.95K

TypeSH

Market value$3.62M

1.43%

Sole

0.00

Shared

0.00

None

48.95K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US S

Shares95.51K

TypeSH

Market value$3.34M

1.32%

Sole

0.00

Shared

0.00

None

95.51K

MICROSOFT CORP

SOLE

COM

Shares6.50K

TypeSH

Market value$3.33M

1.31%

Sole

0.00

Shared

0.00

None

6.50K

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares14.01K

TypeSH

Market value$3.27M

1.29%

Sole

0.00

Shared

0.00

None

14.01K

ADVANCED MICRO DEVICES INC

SOLE

COM

Shares4.92K

TypeSH

Market value$3.01M

1.19%

Sole

0.00

Shared

0.00

None

4.92K

SELECT SECTOR SPDR TR

SOLE

ST STR TECHN ETF

Shares13.98K

TypeSH

Market value$2.74M

1.08%

Sole

0.00

Shared

0.00

None

13.98K

J P MORGAN EXCHANGE TRADED F

SOLE

JPMORGAN INTL VL

Shares26.07K

TypeSH

Market value$2.48M

0.98%

Sole

0.00

Shared

0.00

None

26.07K

Issuer	Class	Shares	Type	Value / Portfolio %	None
APPLE INCSOLE	COM	52.90K	SH	$17.62M 6.93%	52.90K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	464.26K	SH	$16.68M 6.56%	464.26K
CAPITAL GROUP DIVIDEND VALUESOLE	SHS CREAT UNIT	245.37K	SH	$11.99M 4.72%	245.37K
NVIDIA CORPORATIONSOLE	COM	48.86K	SH	$11.16M 4.39%	48.86K
STATE STR SPDR S&P 500 ETF TSOLE	TR UNIT	13.35K	SH	$10.18M 4.01%	13.35K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	12.83K	SH	$8.99M 3.54%	12.83K
ALPHABET INCSOLE	CAP STK CL C	22.23K	SH	$7.57M 2.98%	22.23K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US B	244.80K	SH	$7.49M 2.95%	244.80K
SCHWAB STRATEGIC TRSOLE	5 10YR CORP BD	348.95K	SH	$7.48M 2.94%	348.95K
VANGUARD MALVERN FDSSOLE	CORE BD ETF	100.77K	SH	$7.42M 2.92%	100.77K
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	45.93K	SH	$7.13M 2.80%	45.93K
INVESCO QQQ TRSOLE	UNIT SER 1	8.59K	SH	$6.35M 2.50%	8.59K
VANECK ETF TRUSTSOLE	SEMICONDUCTR ETF	10.34K	SH	$6.30M 2.48%	10.34K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL INTL	104.50K	SH	$5.62M 2.21%	104.50K
J P MORGAN EXCHANGE TRADED FSOLE	INTRNL RES EQT	62.80K	SH	$5.16M 2.03%	62.80K
AMAZON COM INCSOLE	COM	16.39K	SH	$4.08M 1.61%	16.39K
ALPHABET INCSOLE	CAP STK CL A	11.27K	SH	$3.88M 1.53%	11.27K
SCHWAB STRATEGIC TRSOLE	ULTRA SHORT INCM	152.19K	SH	$3.82M 1.50%	152.19K
VANGUARD MALVERN FDSSOLE	CORE-PLUS BD ETF	48.95K	SH	$3.62M 1.43%	48.95K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US S	95.51K	SH	$3.34M 1.32%	95.51K
MICROSOFT CORPSOLE	COM	6.50K	SH	$3.33M 1.31%	6.50K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	14.01K	SH	$3.27M 1.29%	14.01K
ADVANCED MICRO DEVICES INCSOLE	COM	4.92K	SH	$3.01M 1.19%	4.92K
SELECT SECTOR SPDR TRSOLE	ST STR TECHN ETF	13.98K	SH	$2.74M 1.08%	13.98K
J P MORGAN EXCHANGE TRADED FSOLE	JPMORGAN INTL VL	26.07K	SH	$2.48M 0.98%	26.07K

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