JOEL ADAMS & ASSOCIATES, INC.

Filed: 1/31/2025ACC: 0001951757-25-000161

📋 What this filing means

JOEL ADAMS & ASSOCIATES, INC. filed this quarterly 13F‑HR report disclosing 58 equity positions with a total reported market value of $110.07M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$110.07M

Total AUM (reported)

1.37M

Total Shares

Allocation by class

S&P 500 ETF SHS$19.51M17.7%

CORE US AGGBD ET$14.58M13.2%

TAX EXEMPT BD$11.12M10.1%

ESG AWR US AGRGT$9.45M8.6%

ESG INTL STK ETF$9.04M8.2%

COM$6.72M6.1%

CORE MSCI EAFE$4.21M3.8%

Portfolio Concentration

Top 3$45.20M41.1%

4–10$35.38M32.1%

11–25$17.44M15.8%

Rest$12.04M10.9%

Top 3 weight

41.1%

Top 10 weight

73.2%

Voting Authority Distribution

Total shares with voting rights: 1.37M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

1.37M

% of voting shares100.0%

Investment Discretion (by position count)

Sole58

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings58

Rows:

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares36.20K

TypeSH

Market value$19.51M

17.72%

Sole

0.00

Shared

0.00

None

36.20K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares150.44K

TypeSH

Market value$14.58M

13.24%

Sole

0.00

Shared

0.00

None

150.44K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares221.74K

TypeSH

Market value$11.12M

10.10%

Sole

0.00

Shared

0.00

None

221.74K

ISHARES TR

SOLE

ESG AWR US AGRGT

Shares203.47K

TypeSH

Market value$9.45M

8.58%

Sole

0.00

Shared

0.00

None

203.47K

VANGUARD WORLD FD

SOLE

ESG INTL STK ETF

Shares159.36K

TypeSH

Market value$9.04M

8.21%

Sole

0.00

Shared

0.00

None

159.36K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares59.89K

TypeSH

Market value$4.21M

3.82%

Sole

0.00

Shared

0.00

None

59.89K

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares58.49K

TypeSH

Market value$3.45M

3.13%

Sole

0.00

Shared

0.00

None

58.49K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares30.84K

TypeSH

Market value$3.29M

2.99%

Sole

0.00

Shared

0.00

None

30.84K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares52.66K

TypeSH

Market value$3.28M

2.98%

Sole

0.00

Shared

0.00

None

52.66K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares10.12K

TypeSH

Market value$2.67M

2.43%

Sole

0.00

Shared

0.00

None

10.12K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares16.92K

TypeSH

Market value$1.95M

1.77%

Sole

0.00

Shared

0.00

None

16.92K

ISHARES INC

SOLE

CORE MSCI EMKT

Shares34.98K

TypeSH

Market value$1.83M

1.66%

Sole

0.00

Shared

0.00

None

34.98K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares20.29K

TypeSH

Market value$1.46M

1.33%

Sole

0.00

Shared

0.00

None

20.29K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares4.93K

TypeSH

Market value$1.43M

1.30%

Sole

0.00

Shared

0.00

None

4.93K

ISHARES TR

SOLE

BROAD USD HIGH

Shares37.95K

TypeSH

Market value$1.40M

1.27%

Sole

0.00

Shared

0.00

None

37.95K

APPLE INC

SOLE

COM

Shares5.56K

TypeSH

Market value$1.39M

1.27%

Sole

0.00

Shared

0.00

None

5.56K

SPDR SER TR

SOLE

BLOOMBERG 1-3 MO

Shares12.53K

TypeSH

Market value$1.15M

1.04%

Sole

0.00

Shared

0.00

None

12.53K

ELI LILLY & CO

SOLE

COM

Shares1.20K

TypeSH

Market value$925.6K

0.84%

Sole

0.00

Shared

0.00

None

1.20K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares1.53K

TypeSH

Market value$900.3K

0.82%

Sole

0.00

Shared

0.00

None

1.53K

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares8.39K

TypeSH

Market value$885.0K

0.80%

Sole

0.00

Shared

0.00

None

8.39K

DIMENSIONAL ETF TRUST

SOLE

US SUSTAINABILTY

Shares22.79K

TypeSH

Market value$863.8K

0.78%

Sole

0.00

Shared

0.00

None

22.79K

PIMCO ETF TR

SOLE

ENHAN SHRT MA AC

Shares8.60K

TypeSH

Market value$862.9K

0.78%

Sole

0.00

Shared

0.00

None

8.60K

ISHARES TR

SOLE

MSCI USA MIN VOL

Shares9.67K

TypeSH

Market value$858.7K

0.78%

Sole

0.00

Shared

0.00

None

9.67K

ISHARES U S ETF TR

SOLE

SHORT DURATION B

Shares16.16K

TypeSH

Market value$816.0K

0.74%

Sole

0.00

Shared

0.00

None

16.16K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares1.61K

TypeSH

Market value$731.6K

0.66%

Sole

0.00

Shared

0.00

None

1.61K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	36.20K	SH	$19.51M 17.72%	36.20K
ISHARES TRSOLE	CORE US AGGBD ET	150.44K	SH	$14.58M 13.24%	150.44K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	221.74K	SH	$11.12M 10.10%	221.74K
ISHARES TRSOLE	ESG AWR US AGRGT	203.47K	SH	$9.45M 8.58%	203.47K
VANGUARD WORLD FDSOLE	ESG INTL STK ETF	159.36K	SH	$9.04M 8.21%	159.36K
ISHARES TRSOLE	CORE MSCI EAFE	59.89K	SH	$4.21M 3.82%	59.89K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	58.49K	SH	$3.45M 3.13%	58.49K
ISHARES TRSOLE	NATIONAL MUN ETF	30.84K	SH	$3.29M 2.99%	30.84K
ISHARES TRSOLE	CORE S&P MCP ETF	52.66K	SH	$3.28M 2.98%	52.66K
VANGUARD INDEX FDSSOLE	MID CAP ETF	10.12K	SH	$2.67M 2.43%	10.12K
ISHARES TRSOLE	CORE S&P SCP ETF	16.92K	SH	$1.95M 1.77%	16.92K
ISHARES INCSOLE	CORE MSCI EMKT	34.98K	SH	$1.83M 1.66%	34.98K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	20.29K	SH	$1.46M 1.33%	20.29K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	4.93K	SH	$1.43M 1.30%	4.93K
ISHARES TRSOLE	BROAD USD HIGH	37.95K	SH	$1.40M 1.27%	37.95K
APPLE INCSOLE	COM	5.56K	SH	$1.39M 1.27%	5.56K
SPDR SER TRSOLE	BLOOMBERG 1-3 MO	12.53K	SH	$1.15M 1.04%	12.53K
ELI LILLY & COSOLE	COM	1.20K	SH	$925.6K 0.84%	1.20K
ISHARES TRSOLE	CORE S&P500 ETF	1.53K	SH	$900.3K 0.82%	1.53K
ISHARES TRSOLE	SHRT NAT MUN ETF	8.39K	SH	$885.0K 0.80%	8.39K
DIMENSIONAL ETF TRUSTSOLE	US SUSTAINABILTY	22.79K	SH	$863.8K 0.78%	22.79K
PIMCO ETF TRSOLE	ENHAN SHRT MA AC	8.60K	SH	$862.9K 0.78%	8.60K
ISHARES TRSOLE	MSCI USA MIN VOL	9.67K	SH	$858.7K 0.78%	9.67K
ISHARES U S ETF TRSOLE	SHORT DURATION B	16.16K	SH	$816.0K 0.74%	16.16K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	1.61K	SH	$731.6K 0.66%	1.61K

Page 1 of 3