IRONWOOD FINANCIAL, LLC

Filed: 1/15/2026ACC: 0001630360-26-000001

📋 What this filing means

IRONWOOD FINANCIAL, LLC filed this quarterly 13F‑HR report disclosing 166 equity positions with a total reported market value of $589.60M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

166

Positions

$589.60M

Total AUM (reported)

9.20M

Total Shares

Allocation by class

COM$107.25M18.2%

CORE S&P500 ETF$73.81M12.5%

CORE S&P MCP ETF$25.41M4.3%

S&P 500 VAL ETF$21.27M3.6%

S&P 500 GRWT ETF$18.57M3.2%

CORE S&P SCP ETF$16.72M2.8%

MSCI EQUAL WEITE$12.90M2.2%

Portfolio Concentration

Top 3$139.85M23.7%

4–10$106.33M18.0%

11–25$133.84M22.7%

Rest$209.59M35.5%

Top 3 weight

23.7%

Top 10 weight

41.8%

Voting Authority Distribution

Total shares with voting rights: 9.20M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

9.20M

% of voting shares100.0%

Investment Discretion (by position count)

Sole166

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings166

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares105.72K

TypeSH

Market value$73.81M

12.52%

Sole

0.00

Shared

0.00

None

105.72K

APPLE INC

SOLE

COM

Shares156.07K

TypeSH

Market value$40.62M

6.89%

Sole

0.00

Shared

0.00

None

156.07K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares367.13K

TypeSH

Market value$25.41M

4.31%

Sole

0.00

Shared

0.00

None

367.13K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares97.92K

TypeSH

Market value$21.27M

3.61%

Sole

0.00

Shared

0.00

None

97.92K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares148.47K

TypeSH

Market value$18.57M

3.15%

Sole

0.00

Shared

0.00

None

148.47K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares132.09K

TypeSH

Market value$16.72M

2.83%

Sole

0.00

Shared

0.00

None

132.09K

ISHARES INC

SOLE

MSCI EQUAL WEITE

Shares120.85K

TypeSH

Market value$12.90M

2.19%

Sole

0.00

Shared

0.00

None

120.85K

ISHARES TR

SOLE

IBONDS DEC 29

Shares537.15K

TypeSH

Market value$12.57M

2.13%

Sole

0.00

Shared

0.00

None

537.15K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares36.56K

TypeSH

Market value$12.54M

2.13%

Sole

0.00

Shared

0.00

None

36.56K

ISHARES TR

SOLE

IBONDS DEC 2030

Shares533.01K

TypeSH

Market value$11.76M

1.99%

Sole

0.00

Shared

0.00

None

533.01K

ISHARES TR

SOLE

IBONDS DEC 2031

Shares545.33K

TypeSH

Market value$11.53M

1.96%

Sole

0.00

Shared

0.00

None

545.33K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO BLSH 28

Shares512.10K

TypeSH

Market value$10.54M

1.79%

Sole

0.00

Shared

0.00

None

512.10K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2027 CB

Shares524.04K

TypeSH

Market value$10.34M

1.75%

Sole

0.00

Shared

0.00

None

524.04K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO BLSH 26

Shares426.77K

TypeSH

Market value$9.96M

1.69%

Sole

0.00

Shared

0.00

None

426.77K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares46.02K

TypeSH

Market value$9.10M

1.54%

Sole

0.00

Shared

0.00

None

46.02K

VANGUARD INDEX FDS

SOLE

LARGE CAP ETF

Shares28.36K

TypeSH

Market value$9.09M

1.54%

Sole

0.00

Shared

0.00

None

28.36K

ISHARES TR

SOLE

IBONDS DEC 2032

Shares355.92K

TypeSH

Market value$9.08M

1.54%

Sole

0.00

Shared

0.00

None

355.92K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2026 CB

Shares450.90K

TypeSH

Market value$8.83M

1.50%

Sole

0.00

Shared

0.00

None

450.90K

ISHARES TR

SOLE

MSCI EAFE ETF

Shares84.54K

TypeSH

Market value$8.40M

1.43%

Sole

0.00

Shared

0.00

None

84.54K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULETSHS 2027

Shares370.33K

TypeSH

Market value$8.39M

1.42%

Sole

0.00

Shared

0.00

None

370.33K

ISHARES TR

SOLE

IBONDS 28 TR HI

Shares346.11K

TypeSH

Market value$8.22M

1.39%

Sole

0.00

Shared

0.00

None

346.11K

ISHARES TR

SOLE

IBONDS DEC2026

Shares336.46K

TypeSH

Market value$8.16M

1.38%

Sole

0.00

Shared

0.00

None

336.46K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares51.09K

TypeSH

Market value$7.77M

1.32%

Sole

0.00

Shared

0.00

None

51.09K

AMAZON COM INC

SOLE

COM

Shares31.21K

TypeSH

Market value$7.69M

1.30%

Sole

0.00

Shared

0.00

None

31.21K

ALPHABET INC

SOLE

CAP STK CL A

Shares20.26K

TypeSH

Market value$6.72M

1.14%

Sole

0.00

Shared

0.00

None

20.26K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE S&P500 ETF	105.72K	SH	$73.81M 12.52%	105.72K
APPLE INCSOLE	COM	156.07K	SH	$40.62M 6.89%	156.07K
ISHARES TRSOLE	CORE S&P MCP ETF	367.13K	SH	$25.41M 4.31%	367.13K
ISHARES TRSOLE	S&P 500 VAL ETF	97.92K	SH	$21.27M 3.61%	97.92K
ISHARES TRSOLE	S&P 500 GRWT ETF	148.47K	SH	$18.57M 3.15%	148.47K
ISHARES TRSOLE	CORE S&P SCP ETF	132.09K	SH	$16.72M 2.83%	132.09K
ISHARES INCSOLE	MSCI EQUAL WEITE	120.85K	SH	$12.90M 2.19%	120.85K
ISHARES TRSOLE	IBONDS DEC 29	537.15K	SH	$12.57M 2.13%	537.15K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	36.56K	SH	$12.54M 2.13%	36.56K
ISHARES TRSOLE	IBONDS DEC 2030	533.01K	SH	$11.76M 1.99%	533.01K
ISHARES TRSOLE	IBONDS DEC 2031	545.33K	SH	$11.53M 1.96%	545.33K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO BLSH 28	512.10K	SH	$10.54M 1.79%	512.10K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2027 CB	524.04K	SH	$10.34M 1.75%	524.04K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO BLSH 26	426.77K	SH	$9.96M 1.69%	426.77K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	46.02K	SH	$9.10M 1.54%	46.02K
VANGUARD INDEX FDSSOLE	LARGE CAP ETF	28.36K	SH	$9.09M 1.54%	28.36K
ISHARES TRSOLE	IBONDS DEC 2032	355.92K	SH	$9.08M 1.54%	355.92K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2026 CB	450.90K	SH	$8.83M 1.50%	450.90K
ISHARES TRSOLE	MSCI EAFE ETF	84.54K	SH	$8.40M 1.43%	84.54K
INVESCO EXCH TRD SLF IDX FDSOLE	BULETSHS 2027	370.33K	SH	$8.39M 1.42%	370.33K
ISHARES TRSOLE	IBONDS 28 TR HI	346.11K	SH	$8.22M 1.39%	346.11K
ISHARES TRSOLE	IBONDS DEC2026	336.46K	SH	$8.16M 1.38%	336.46K
ISHARES TRSOLE	CORE S&P TTL STK	51.09K	SH	$7.77M 1.32%	51.09K
AMAZON COM INCSOLE	COM	31.21K	SH	$7.69M 1.30%	31.21K
ALPHABET INCSOLE	CAP STK CL A	20.26K	SH	$6.72M 1.14%	20.26K

Page 1 of 7

…