IRONWOOD FINANCIAL, LLC

Filed: 10/22/2025ACC: 0001630360-25-000002

📋 What this filing means

IRONWOOD FINANCIAL, LLC filed this quarterly 13F‑HR report disclosing 166 equity positions with a total reported market value of $564.36M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

166

Positions

$564.36M

Total AUM (reported)

8.95M

Total Shares

Allocation by class

COM$103.74M18.4%

CORE S&P500 ETF$71.74M12.7%

CORE S&P MCP ETF$23.60M4.2%

S&P 500 VAL ETF$20.85M3.7%

S&P 500 GRWT ETF$19.59M3.5%

CORE S&P SCP ETF$15.30M2.7%

MSCI EQUAL WEITE$13.29M2.4%

Portfolio Concentration

Top 3$137.01M24.3%

4–10$103.27M18.3%

11–25$128.41M22.8%

Rest$195.67M34.7%

Top 3 weight

24.3%

Top 10 weight

42.6%

Voting Authority Distribution

Total shares with voting rights: 8.95M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

8.95M

% of voting shares100.0%

Investment Discretion (by position count)

Sole166

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings166

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares107.18K

TypeSH

Market value$71.74M

12.71%

Sole

0.00

Shared

0.00

None

107.18K

APPLE INC

SOLE

COM

Shares163.65K

TypeSH

Market value$41.67M

7.38%

Sole

0.00

Shared

0.00

None

163.65K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares361.65K

TypeSH

Market value$23.60M

4.18%

Sole

0.00

Shared

0.00

None

361.65K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares100.96K

TypeSH

Market value$20.85M

3.69%

Sole

0.00

Shared

0.00

None

100.96K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares162.28K

TypeSH

Market value$19.59M

3.47%

Sole

0.00

Shared

0.00

None

162.28K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares128.77K

TypeSH

Market value$15.30M

2.71%

Sole

0.00

Shared

0.00

None

128.77K

ISHARES INC

SOLE

MSCI EQUAL WEITE

Shares129.04K

TypeSH

Market value$13.29M

2.35%

Sole

0.00

Shared

0.00

None

129.04K

ISHARES TR

SOLE

IBONDS DEC 29

Shares499.87K

TypeSH

Market value$11.73M

2.08%

Sole

0.00

Shared

0.00

None

499.87K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares34.92K

TypeSH

Market value$11.46M

2.03%

Sole

0.00

Shared

0.00

None

34.92K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO BLSH 26

Shares472.18K

TypeSH

Market value$11.05M

1.96%

Sole

0.00

Shared

0.00

None

472.18K

ISHARES TR

SOLE

IBONDS DEC 2030

Shares495.96K

TypeSH

Market value$10.99M

1.95%

Sole

0.00

Shared

0.00

None

495.96K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO BLSH 28

Shares517.27K

TypeSH

Market value$10.64M

1.89%

Sole

0.00

Shared

0.00

None

517.27K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2027 CB

Shares531.71K

TypeSH

Market value$10.48M

1.86%

Sole

0.00

Shared

0.00

None

531.71K

ISHARES TR

SOLE

IBONDS DEC 2031

Shares493.53K

TypeSH

Market value$10.47M

1.86%

Sole

0.00

Shared

0.00

None

493.53K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2026 CB

Shares483.54K

TypeSH

Market value$9.46M

1.68%

Sole

0.00

Shared

0.00

None

483.54K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULETSHS 2027

Shares377.69K

TypeSH

Market value$8.59M

1.52%

Sole

0.00

Shared

0.00

None

377.69K

VANGUARD INDEX FDS

SOLE

LARGE CAP ETF

Shares27.51K

TypeSH

Market value$8.47M

1.50%

Sole

0.00

Shared

0.00

None

27.51K

ISHARES TR

SOLE

MSCI EAFE ETF

Shares88.71K

TypeSH

Market value$8.28M

1.47%

Sole

0.00

Shared

0.00

None

88.71K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares42.50K

TypeSH

Market value$8.06M

1.43%

Sole

0.00

Shared

0.00

None

42.50K

ISHARES TR

SOLE

IBONDS DEC 2032

Shares307.12K

TypeSH

Market value$7.87M

1.39%

Sole

0.00

Shared

0.00

None

307.12K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares52.25K

TypeSH

Market value$7.61M

1.35%

Sole

0.00

Shared

0.00

None

52.25K

ISHARES TR

SOLE

IBONDS 28 TR HI

Shares306.23K

TypeSH

Market value$7.31M

1.29%

Sole

0.00

Shared

0.00

None

306.23K

AMAZON COM INC

SOLE

COM

Shares31.27K

TypeSH

Market value$6.86M

1.22%

Sole

0.00

Shared

0.00

None

31.27K

ISHARES TR

SOLE

IBONDS DEC2026

Shares276.22K

TypeSH

Market value$6.71M

1.19%

Sole

0.00

Shared

0.00

None

276.22K

MICROSOFT CORP

SOLE

COM

Shares12.76K

TypeSH

Market value$6.61M

1.17%

Sole

0.00

Shared

0.00

None

12.76K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE S&P500 ETF	107.18K	SH	$71.74M 12.71%	107.18K
APPLE INCSOLE	COM	163.65K	SH	$41.67M 7.38%	163.65K
ISHARES TRSOLE	CORE S&P MCP ETF	361.65K	SH	$23.60M 4.18%	361.65K
ISHARES TRSOLE	S&P 500 VAL ETF	100.96K	SH	$20.85M 3.69%	100.96K
ISHARES TRSOLE	S&P 500 GRWT ETF	162.28K	SH	$19.59M 3.47%	162.28K
ISHARES TRSOLE	CORE S&P SCP ETF	128.77K	SH	$15.30M 2.71%	128.77K
ISHARES INCSOLE	MSCI EQUAL WEITE	129.04K	SH	$13.29M 2.35%	129.04K
ISHARES TRSOLE	IBONDS DEC 29	499.87K	SH	$11.73M 2.08%	499.87K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	34.92K	SH	$11.46M 2.03%	34.92K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO BLSH 26	472.18K	SH	$11.05M 1.96%	472.18K
ISHARES TRSOLE	IBONDS DEC 2030	495.96K	SH	$10.99M 1.95%	495.96K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO BLSH 28	517.27K	SH	$10.64M 1.89%	517.27K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2027 CB	531.71K	SH	$10.48M 1.86%	531.71K
ISHARES TRSOLE	IBONDS DEC 2031	493.53K	SH	$10.47M 1.86%	493.53K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2026 CB	483.54K	SH	$9.46M 1.68%	483.54K
INVESCO EXCH TRD SLF IDX FDSOLE	BULETSHS 2027	377.69K	SH	$8.59M 1.52%	377.69K
VANGUARD INDEX FDSSOLE	LARGE CAP ETF	27.51K	SH	$8.47M 1.50%	27.51K
ISHARES TRSOLE	MSCI EAFE ETF	88.71K	SH	$8.28M 1.47%	88.71K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	42.50K	SH	$8.06M 1.43%	42.50K
ISHARES TRSOLE	IBONDS DEC 2032	307.12K	SH	$7.87M 1.39%	307.12K
ISHARES TRSOLE	CORE S&P TTL STK	52.25K	SH	$7.61M 1.35%	52.25K
ISHARES TRSOLE	IBONDS 28 TR HI	306.23K	SH	$7.31M 1.29%	306.23K
AMAZON COM INCSOLE	COM	31.27K	SH	$6.86M 1.22%	31.27K
ISHARES TRSOLE	IBONDS DEC2026	276.22K	SH	$6.71M 1.19%	276.22K
MICROSOFT CORPSOLE	COM	12.76K	SH	$6.61M 1.17%	12.76K

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