INVESTMENT PLANNING ADVISORS, INC.

Filed: 4/23/2026ACC: 0002024049-26-000002

📋 What this filing means

INVESTMENT PLANNING ADVISORS, INC. filed this quarterly 13F‑HR report disclosing 107 equity positions with a total reported market value of $363.20M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

107

Positions

$363.20M

Total AUM (reported)

5.15M

Total Shares

Allocation by class

STATE STREET SPD$60.60M16.7%

MEGA CAP INDEX$35.92M9.9%

CORE BD ETF$28.25M7.8%

S&P 500 REVENUE$28.00M7.7%

FREEDOM 100 EM$25.70M7.1%

EXTEND MKT ETF$24.59M6.8%

NASDAQ 100 ETF$23.40M6.4%

Portfolio Concentration

Top 3$108.42M29.9%

4–10$142.23M39.2%

11–25$63.24M17.4%

Rest$49.31M13.6%

Top 3 weight

29.9%

Top 10 weight

69.0%

Voting Authority Distribution

Total shares with voting rights: 5.15M

Sole

Full voting authority

5.15M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole107

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings107

Rows:

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares578.20K

TypeSH

Market value$44.26M

12.19%

Sole

578.20K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

MEGA CAP INDEX

Shares151.96K

TypeSH

Market value$35.92M

9.89%

Sole

151.96K

Shared

0.00

None

0.00

VANGUARD MALVERN FDS

SOLE

CORE BD ETF

Shares365.08K

TypeSH

Market value$28.25M

7.78%

Sole

365.08K

Shared

0.00

None

0.00

INVESCO EXCH TRADED FD TR II

SOLE

S&P 500 REVENUE

Shares243.71K

TypeSH

Market value$28.00M

7.71%

Sole

243.71K

Shared

0.00

None

0.00

EA SERIES TRUST

SOLE

FREEDOM 100 EM

Shares470.31K

TypeSH

Market value$25.70M

7.08%

Sole

470.31K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

EXTEND MKT ETF

Shares119.47K

TypeSH

Market value$24.59M

6.77%

Sole

119.47K

Shared

0.00

None

0.00

INVESCO EXCH TRADED FD TR II

SOLE

NASDAQ 100 ETF

Shares98.48K

TypeSH

Market value$23.40M

6.44%

Sole

98.48K

Shared

0.00

None

0.00

FIDELITY MERRIMACK STR TR

SOLE

TOTAL BD ETF

Shares373.04K

TypeSH

Market value$17.02M

4.69%

Sole

373.04K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares514.29K

TypeSH

Market value$12.73M

3.50%

Sole

514.29K

Shared

0.00

None

0.00

ISHARES TR

SOLE

FLTG RATE NT ETF

Shares211.76K

TypeSH

Market value$10.79M

2.97%

Sole

211.76K

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares122.96K

TypeSH

Market value$9.64M

2.65%

Sole

122.96K

Shared

0.00

None

0.00

CAPITAL GRP FIXED INCM ETF T

SOLE

CORE PLUS INCM

Shares336.73K

TypeSH

Market value$7.52M

2.07%

Sole

336.73K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares59.73K

TypeSH

Market value$5.30M

1.46%

Sole

59.73K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

STATE STREET SPD

Shares68.75K

TypeSH

Market value$5.21M

1.43%

Sole

68.75K

Shared

0.00

None

0.00

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares28.40K

TypeSH

Market value$5.16M

1.42%

Sole

28.40K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY FOCUS ETF

Shares65.57K

TypeSH

Market value$4.71M

1.30%

Sole

65.57K

Shared

0.00

None

0.00

FIRST TR EXCH TRADED FD III

SOLE

MANAGD MUN ETF

Shares76.80K

TypeSH

Market value$3.89M

1.07%

Sole

76.80K

Shared

0.00

None

0.00

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares49.06K

TypeSH

Market value$3.88M

1.07%

Sole

49.06K

Shared

0.00

None

0.00

HARRIS OAKMARK ETF TRUST

SOLE

OAKMARK U S LRG

Shares121.48K

TypeSH

Market value$3.35M

0.92%

Sole

121.48K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

MUNICIPAL ETF

Shares58.36K

TypeSH

Market value$2.92M

0.80%

Sole

58.36K

Shared

0.00

None

0.00

CAPITAL GROUP GROWTH ETF

SOLE

SHS CREATION UNI

Shares70.75K

TypeSH

Market value$2.84M

0.78%

Sole

70.75K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares17.54K

TypeSH

Market value$2.43M

0.67%

Sole

17.54K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

MUN BD ETF

Shares90.92K

TypeSH

Market value$2.32M

0.64%

Sole

90.92K

Shared

0.00

None

0.00

SCM TRUST

SOLE

SHELTON EQT PRE

Shares89.35K

TypeSH

Market value$2.24M

0.62%

Sole

89.35K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

HIGH YIELD MUNI

Shares36.87K

TypeSH

Market value$1.84M

0.51%

Sole

36.87K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
SPDR SERIES TRUSTSOLE	STATE STREET SPD	578.20K	SH	$44.26M 12.19%	578.20K
VANGUARD WORLD FDSOLE	MEGA CAP INDEX	151.96K	SH	$35.92M 9.89%	151.96K
VANGUARD MALVERN FDSSOLE	CORE BD ETF	365.08K	SH	$28.25M 7.78%	365.08K
INVESCO EXCH TRADED FD TR IISOLE	S&P 500 REVENUE	243.71K	SH	$28.00M 7.71%	243.71K
EA SERIES TRUSTSOLE	FREEDOM 100 EM	470.31K	SH	$25.70M 7.08%	470.31K
VANGUARD INDEX FDSSOLE	EXTEND MKT ETF	119.47K	SH	$24.59M 6.77%	119.47K
INVESCO EXCH TRADED FD TR IISOLE	NASDAQ 100 ETF	98.48K	SH	$23.40M 6.44%	98.48K
FIDELITY MERRIMACK STR TRSOLE	TOTAL BD ETF	373.04K	SH	$17.02M 4.69%	373.04K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	514.29K	SH	$12.73M 3.50%	514.29K
ISHARES TRSOLE	FLTG RATE NT ETF	211.76K	SH	$10.79M 2.97%	211.76K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	122.96K	SH	$9.64M 2.65%	122.96K
CAPITAL GRP FIXED INCM ETF TSOLE	CORE PLUS INCM	336.73K	SH	$7.52M 2.07%	336.73K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	59.73K	SH	$5.30M 1.46%	59.73K
SPDR INDEX SHS FDSSOLE	STATE STREET SPD	68.75K	SH	$5.21M 1.43%	68.75K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	28.40K	SH	$5.16M 1.42%	28.40K
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY FOCUS ETF	65.57K	SH	$4.71M 1.30%	65.57K
FIRST TR EXCH TRADED FD IIISOLE	MANAGD MUN ETF	76.80K	SH	$3.89M 1.07%	76.80K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	49.06K	SH	$3.88M 1.07%	49.06K
HARRIS OAKMARK ETF TRUSTSOLE	OAKMARK U S LRG	121.48K	SH	$3.35M 0.92%	121.48K
J P MORGAN EXCHANGE TRADED FSOLE	MUNICIPAL ETF	58.36K	SH	$2.92M 0.80%	58.36K
CAPITAL GROUP GROWTH ETFSOLE	SHS CREATION UNI	70.75K	SH	$2.84M 0.78%	70.75K
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	17.54K	SH	$2.43M 0.67%	17.54K
SCHWAB STRATEGIC TRSOLE	MUN BD ETF	90.92K	SH	$2.32M 0.64%	90.92K
SCM TRUSTSOLE	SHELTON EQT PRE	89.35K	SH	$2.24M 0.62%	89.35K
J P MORGAN EXCHANGE TRADED FSOLE	HIGH YIELD MUNI	36.87K	SH	$1.84M 0.51%	36.87K

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