INVESTMENT PLANNING ADVISORS, INC.

Filed: 1/20/2026ACC: 0002024049-26-000001

📋 What this filing means

INVESTMENT PLANNING ADVISORS, INC. filed this quarterly 13F‑HR report disclosing 95 equity positions with a total reported market value of $343.49M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$343.49M

Total AUM (reported)

4.93M

Total Shares

Allocation by class

STATE STREET SPD$48.04M14.0%

MEGA CAP INDEX$34.22M10.0%

FREEDOM 100 EM$28.66M8.3%

CORE BD ETF$22.64M6.6%

EXTEND MKT ETF$22.35M6.5%

S&P 500 REVENUE$18.99M5.5%

SHS CREATION UNI$18.64M5.4%

Portfolio Concentration

Top 3$104.93M30.5%

4–10$126.91M36.9%

11–25$69.13M20.1%

Rest$42.52M12.4%

Top 3 weight

30.5%

Top 10 weight

67.5%

Voting Authority Distribution

Total shares with voting rights: 4.93M

Sole

Full voting authority

4.93M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole95

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings95

Rows:

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares524.09K

TypeSH

Market value$42.04M

12.24%

Sole

524.09K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

MEGA CAP INDEX

Shares136.25K

TypeSH

Market value$34.22M

9.96%

Sole

136.25K

Shared

0.00

None

0.00

EA SERIES TRUST

SOLE

FREEDOM 100 EM

Shares559.02K

TypeSH

Market value$28.66M

8.34%

Sole

559.02K

Shared

0.00

None

0.00

VANGUARD MALVERN FDS

SOLE

CORE BD ETF

Shares290.67K

TypeSH

Market value$22.64M

6.59%

Sole

290.67K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

EXTEND MKT ETF

Shares106.88K

TypeSH

Market value$22.35M

6.51%

Sole

106.88K

Shared

0.00

None

0.00

INVESCO EXCH TRADED FD TR II

SOLE

S&P 500 REVENUE

Shares165.86K

TypeSH

Market value$18.99M

5.53%

Sole

165.86K

Shared

0.00

None

0.00

FIDELITY MERRIMACK STR TR

SOLE

TOTAL BD ETF

Shares369.72K

TypeSH

Market value$17.02M

4.96%

Sole

369.72K

Shared

0.00

None

0.00

INVESCO EXCH TRADED FD TR II

SOLE

NASDAQ 100 ETF

Shares63.65K

TypeSH

Market value$16.10M

4.69%

Sole

63.65K

Shared

0.00

None

0.00

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares81.05K

TypeSH

Market value$15.53M

4.52%

Sole

81.05K

Shared

0.00

None

0.00

CAPITAL GROUP CORE EQUITY ET

SOLE

SHS CREATION UNI

Shares355.03K

TypeSH

Market value$14.28M

4.16%

Sole

355.03K

Shared

0.00

None

0.00

BLACKROCK ETF TRUST II

SOLE

ISHARES FLEXIBLE

Shares228.39K

TypeSH

Market value$12.05M

3.51%

Sole

228.39K

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares107.92K

TypeSH

Market value$8.50M

2.48%

Sole

107.92K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares318.50K

TypeSH

Market value$7.66M

2.23%

Sole

318.50K

Shared

0.00

None

0.00

CAPITAL GRP FIXED INCM ETF T

SOLE

CORE PLUS INCM

Shares332.78K

TypeSH

Market value$7.53M

2.19%

Sole

332.78K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY FOCUS ETF

Shares63.72K

TypeSH

Market value$4.76M

1.39%

Sole

63.72K

Shared

0.00

None

0.00

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares48.35K

TypeSH

Market value$3.99M

1.16%

Sole

48.35K

Shared

0.00

None

0.00

FIRST TR EXCH TRADED FD III

SOLE

MANAGD MUN ETF

Shares75.11K

TypeSH

Market value$3.84M

1.12%

Sole

75.11K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

PORTFLI MSCI GBL

Shares42.27K

TypeSH

Market value$3.24M

0.94%

Sole

42.27K

Shared

0.00

None

0.00

CAPITAL GROUP GROWTH ETF

SOLE

SHS CREATION UNI

Shares72.86K

TypeSH

Market value$3.24M

0.94%

Sole

72.86K

Shared

0.00

None

0.00

HARRIS OAKMARK ETF TRUST

SOLE

OAKMARK U S LRG

Shares112.83K

TypeSH

Market value$3.20M

0.93%

Sole

112.83K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

MUNICIPAL ETF

Shares57.86K

TypeSH

Market value$2.92M

0.85%

Sole

57.86K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares17.21K

TypeSH

Market value$2.43M

0.71%

Sole

17.21K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

MUN BD ETF

Shares82.33K

TypeSH

Market value$2.12M

0.62%

Sole

82.33K

Shared

0.00

None

0.00

SCM TRUST

SOLE

SHELTON EQT PRE

Shares71.91K

TypeSH

Market value$1.89M

0.55%

Sole

71.91K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

HIGH YIELD MUNI

Shares34.72K

TypeSH

Market value$1.74M

0.51%

Sole

34.72K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
SPDR SERIES TRUSTSOLE	STATE STREET SPD	524.09K	SH	$42.04M 12.24%	524.09K
VANGUARD WORLD FDSOLE	MEGA CAP INDEX	136.25K	SH	$34.22M 9.96%	136.25K
EA SERIES TRUSTSOLE	FREEDOM 100 EM	559.02K	SH	$28.66M 8.34%	559.02K
VANGUARD MALVERN FDSSOLE	CORE BD ETF	290.67K	SH	$22.64M 6.59%	290.67K
VANGUARD INDEX FDSSOLE	EXTEND MKT ETF	106.88K	SH	$22.35M 6.51%	106.88K
INVESCO EXCH TRADED FD TR IISOLE	S&P 500 REVENUE	165.86K	SH	$18.99M 5.53%	165.86K
FIDELITY MERRIMACK STR TRSOLE	TOTAL BD ETF	369.72K	SH	$17.02M 4.96%	369.72K
INVESCO EXCH TRADED FD TR IISOLE	NASDAQ 100 ETF	63.65K	SH	$16.10M 4.69%	63.65K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	81.05K	SH	$15.53M 4.52%	81.05K
CAPITAL GROUP CORE EQUITY ETSOLE	SHS CREATION UNI	355.03K	SH	$14.28M 4.16%	355.03K
BLACKROCK ETF TRUST IISOLE	ISHARES FLEXIBLE	228.39K	SH	$12.05M 3.51%	228.39K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	107.92K	SH	$8.50M 2.48%	107.92K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	318.50K	SH	$7.66M 2.23%	318.50K
CAPITAL GRP FIXED INCM ETF TSOLE	CORE PLUS INCM	332.78K	SH	$7.53M 2.19%	332.78K
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY FOCUS ETF	63.72K	SH	$4.76M 1.39%	63.72K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	48.35K	SH	$3.99M 1.16%	48.35K
FIRST TR EXCH TRADED FD IIISOLE	MANAGD MUN ETF	75.11K	SH	$3.84M 1.12%	75.11K
SPDR INDEX SHS FDSSOLE	PORTFLI MSCI GBL	42.27K	SH	$3.24M 0.94%	42.27K
CAPITAL GROUP GROWTH ETFSOLE	SHS CREATION UNI	72.86K	SH	$3.24M 0.94%	72.86K
HARRIS OAKMARK ETF TRUSTSOLE	OAKMARK U S LRG	112.83K	SH	$3.20M 0.93%	112.83K
J P MORGAN EXCHANGE TRADED FSOLE	MUNICIPAL ETF	57.86K	SH	$2.92M 0.85%	57.86K
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	17.21K	SH	$2.43M 0.71%	17.21K
SCHWAB STRATEGIC TRSOLE	MUN BD ETF	82.33K	SH	$2.12M 0.62%	82.33K
SCM TRUSTSOLE	SHELTON EQT PRE	71.91K	SH	$1.89M 0.55%	71.91K
J P MORGAN EXCHANGE TRADED FSOLE	HIGH YIELD MUNI	34.72K	SH	$1.74M 0.51%	34.72K

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