INVESTMENT PLANNING ADVISORS, INC.

Filed: 10/21/2025ACC: 0002024049-25-000008

📋 What this filing means

INVESTMENT PLANNING ADVISORS, INC. filed this quarterly 13F‑HR report disclosing 88 equity positions with a total reported market value of $317.98M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$317.98M

Total AUM (reported)

4.51M

Total Shares

Allocation by class

PORTFOLIO S&P500$40.51M12.7%

EXTEND MKT ETF$34.26M10.8%

MEGA CAP INDEX$33.41M10.5%

FREEDOM 100 EM$22.33M7.0%

CORE BD ETF$21.52M6.8%

S&P 500 REVENUE$17.90M5.6%

NASDAQ 100 ETF$17.82M5.6%

Portfolio Concentration

Top 3$108.18M34.0%

4–10$121.22M38.1%

11–25$51.10M16.1%

Rest$37.47M11.8%

Top 3 weight

34.0%

Top 10 weight

72.1%

Voting Authority Distribution

Total shares with voting rights: 4.51M

Sole

Full voting authority

4.51M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole88

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings88

Rows:

SPDR SERIES TRUST

SOLE

PORTFOLIO S&P500

Shares517.14K

TypeSH

Market value$40.51M

12.74%

Sole

517.14K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

EXTEND MKT ETF

Shares163.68K

TypeSH

Market value$34.26M

10.78%

Sole

163.68K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

MEGA CAP INDEX

Shares136.87K

TypeSH

Market value$33.41M

10.51%

Sole

136.87K

Shared

0.00

None

0.00

EA SERIES TRUST

SOLE

FREEDOM 100 EM

Shares504.05K

TypeSH

Market value$22.33M

7.02%

Sole

504.05K

Shared

0.00

None

0.00

VANGUARD MALVERN FDS

SOLE

CORE BD ETF

Shares274.51K

TypeSH

Market value$21.52M

6.77%

Sole

274.51K

Shared

0.00

None

0.00

INVESCO EXCH TRADED FD TR II

SOLE

S&P 500 REVENUE

Shares161.77K

TypeSH

Market value$17.90M

5.63%

Sole

161.77K

Shared

0.00

None

0.00

INVESCO EXCH TRADED FD TR II

SOLE

NASDAQ 100 ETF

Shares72.10K

TypeSH

Market value$17.82M

5.60%

Sole

72.10K

Shared

0.00

None

0.00

FIDELITY MERRIMACK STR TR

SOLE

TOTAL BD ETF

Shares354.81K

TypeSH

Market value$16.41M

5.16%

Sole

354.81K

Shared

0.00

None

0.00

CAPITAL GROUP CORE EQUITY ET

SOLE

SHS CREATION UNI

Shares344.83K

TypeSH

Market value$13.63M

4.29%

Sole

344.83K

Shared

0.00

None

0.00

BLACKROCK ETF TRUST II

SOLE

ISHARES FLEXIBLE

Shares217.81K

TypeSH

Market value$11.60M

3.65%

Sole

217.81K

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares101.06K

TypeSH

Market value$7.97M

2.51%

Sole

101.06K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares283.56K

TypeSH

Market value$6.60M

2.08%

Sole

283.56K

Shared

0.00

None

0.00

CAPITAL GRP FIXED INCM ETF T

SOLE

CORE PLUS INCM

Shares228.15K

TypeSH

Market value$5.18M

1.63%

Sole

228.15K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY FOCUS ETF

Shares61.35K

TypeSH

Market value$4.55M

1.43%

Sole

61.35K

Shared

0.00

None

0.00

SPDR SERIES TRUST

SOLE

PORTFOLI S&P1500

Shares45.90K

TypeSH

Market value$3.70M

1.16%

Sole

45.90K

Shared

0.00

None

0.00

FIRST TR EXCH TRADED FD III

SOLE

MANAGD MUN ETF

Shares67.29K

TypeSH

Market value$3.41M

1.07%

Sole

67.29K

Shared

0.00

None

0.00

CAPITAL GROUP GROWTH ETF

SOLE

SHS CREATION UNI

Shares71.16K

TypeSH

Market value$3.13M

0.98%

Sole

71.16K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

PORTFLI MSCI GBL

Shares41K

TypeSH

Market value$3.07M

0.97%

Sole

41K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

MUNICIPAL ETF

Shares51.72K

TypeSH

Market value$2.61M

0.82%

Sole

51.72K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares16.29K

TypeSH

Market value$2.24M

0.71%

Sole

16.29K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY PREMIUM

Shares35.41K

TypeSH

Market value$2.02M

0.64%

Sole

35.41K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

MUN BD ETF

Shares68.82K

TypeSH

Market value$1.76M

0.55%

Sole

68.82K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

HIGH YIELD MUNI

Shares34.30K

TypeSH

Market value$1.73M

0.54%

Sole

34.30K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares2.36K

TypeSH

Market value$1.58M

0.50%

Sole

2.36K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

MEGA GRWTH IND

Shares3.82K

TypeSH

Market value$1.54M

0.48%

Sole

3.82K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
SPDR SERIES TRUSTSOLE	PORTFOLIO S&P500	517.14K	SH	$40.51M 12.74%	517.14K
VANGUARD INDEX FDSSOLE	EXTEND MKT ETF	163.68K	SH	$34.26M 10.78%	163.68K
VANGUARD WORLD FDSOLE	MEGA CAP INDEX	136.87K	SH	$33.41M 10.51%	136.87K
EA SERIES TRUSTSOLE	FREEDOM 100 EM	504.05K	SH	$22.33M 7.02%	504.05K
VANGUARD MALVERN FDSSOLE	CORE BD ETF	274.51K	SH	$21.52M 6.77%	274.51K
INVESCO EXCH TRADED FD TR IISOLE	S&P 500 REVENUE	161.77K	SH	$17.90M 5.63%	161.77K
INVESCO EXCH TRADED FD TR IISOLE	NASDAQ 100 ETF	72.10K	SH	$17.82M 5.60%	72.10K
FIDELITY MERRIMACK STR TRSOLE	TOTAL BD ETF	354.81K	SH	$16.41M 5.16%	354.81K
CAPITAL GROUP CORE EQUITY ETSOLE	SHS CREATION UNI	344.83K	SH	$13.63M 4.29%	344.83K
BLACKROCK ETF TRUST IISOLE	ISHARES FLEXIBLE	217.81K	SH	$11.60M 3.65%	217.81K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	101.06K	SH	$7.97M 2.51%	101.06K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	283.56K	SH	$6.60M 2.08%	283.56K
CAPITAL GRP FIXED INCM ETF TSOLE	CORE PLUS INCM	228.15K	SH	$5.18M 1.63%	228.15K
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY FOCUS ETF	61.35K	SH	$4.55M 1.43%	61.35K
SPDR SERIES TRUSTSOLE	PORTFOLI S&P1500	45.90K	SH	$3.70M 1.16%	45.90K
FIRST TR EXCH TRADED FD IIISOLE	MANAGD MUN ETF	67.29K	SH	$3.41M 1.07%	67.29K
CAPITAL GROUP GROWTH ETFSOLE	SHS CREATION UNI	71.16K	SH	$3.13M 0.98%	71.16K
SPDR INDEX SHS FDSSOLE	PORTFLI MSCI GBL	41K	SH	$3.07M 0.97%	41K
J P MORGAN EXCHANGE TRADED FSOLE	MUNICIPAL ETF	51.72K	SH	$2.61M 0.82%	51.72K
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	16.29K	SH	$2.24M 0.71%	16.29K
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY PREMIUM	35.41K	SH	$2.02M 0.64%	35.41K
SCHWAB STRATEGIC TRSOLE	MUN BD ETF	68.82K	SH	$1.76M 0.55%	68.82K
J P MORGAN EXCHANGE TRADED FSOLE	HIGH YIELD MUNI	34.30K	SH	$1.73M 0.54%	34.30K
ISHARES TRSOLE	CORE S&P500 ETF	2.36K	SH	$1.58M 0.50%	2.36K
VANGUARD WORLD FDSOLE	MEGA GRWTH IND	3.82K	SH	$1.54M 0.48%	3.82K

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