INVESTMENT PLANNING ADVISORS, INC.

Filed: 7/21/2025ACC: 0002024049-25-000005

📋 What this filing means

INVESTMENT PLANNING ADVISORS, INC. filed this quarterly 13F‑HR report disclosing 79 equity positions with a total reported market value of $282.97M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$282.97M

Total AUM (reported)

5.70M

Total Shares

Allocation by class

EQUITY FOCUS ETF$33.81M11.9%

SHS CREATION UNI$33.09M11.7%

EXTEND MKT ETF$29.40M10.4%

PORTFOLIO S&P500$29.08M10.3%

TOTAL BD ETF$22.08M7.8%

CORE PLUS INCM$18.93M6.7%

SHS$17.75M6.3%

Portfolio Concentration

Top 3$92.31M32.6%

4–10$127.05M44.9%

11–25$36.10M12.8%

Rest$27.52M9.7%

Top 3 weight

32.6%

Top 10 weight

77.5%

Voting Authority Distribution

Total shares with voting rights: 5.70M

Sole

Full voting authority

5.70M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole79

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings79

Rows:

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY FOCUS ETF

Shares482.07K

TypeSH

Market value$33.81M

11.95%

Sole

482.07K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

EXTEND MKT ETF

Shares152.54K

TypeSH

Market value$29.40M

10.39%

Sole

152.54K

Shared

0.00

None

0.00

CAPITAL GROUP CORE EQUITY ET

SOLE

SHS CREATION UNI

Shares788.01K

TypeSH

Market value$29.10M

10.28%

Sole

788.01K

Shared

0.00

None

0.00

SPDR SERIES TRUST

SOLE

PORTFOLIO S&P500

Shares400.02K

TypeSH

Market value$29.08M

10.28%

Sole

400.02K

Shared

0.00

None

0.00

FIDELITY MERRIMACK STR TR

SOLE

TOTAL BD ETF

Shares482.52K

TypeSH

Market value$22.08M

7.80%

Sole

482.52K

Shared

0.00

None

0.00

CAPITAL GRP FIXED INCM ETF T

SOLE

CORE PLUS INCM

Shares841.37K

TypeSH

Market value$18.93M

6.69%

Sole

841.37K

Shared

0.00

None

0.00

CAPITAL GROUP GLOBAL EQUITY

SOLE

SHS

Shares577.23K

TypeSH

Market value$16.85M

5.95%

Sole

577.23K

Shared

0.00

None

0.00

EA SERIES TRUST

SOLE

FREEDOM 100 EM

Shares416.01K

TypeSH

Market value$16.81M

5.94%

Sole

416.01K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

HEDGED EQUITY LA

Shares203.44K

TypeSH

Market value$12.73M

4.50%

Sole

203.44K

Shared

0.00

None

0.00

BLACKROCK ETF TRUST II

SOLE

ISHARES FLEXIBLE

Shares200.13K

TypeSH

Market value$10.57M

3.74%

Sole

200.13K

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares92.81K

TypeSH

Market value$7.30M

2.58%

Sole

92.81K

Shared

0.00

None

0.00

CAPITAL GROUP GROWTH ETF

SOLE

SHS CREATION UNI

Shares83.51K

TypeSH

Market value$3.39M

1.20%

Sole

83.51K

Shared

0.00

None

0.00

SPDR SERIES TRUST

SOLE

PORTFOLI S&P1500

Shares41.24K

TypeSH

Market value$3.09M

1.09%

Sole

41.24K

Shared

0.00

None

0.00

FIRST TR EXCH TRADED FD III

SOLE

MANAGD MUN ETF

Shares58.23K

TypeSH

Market value$2.90M

1.03%

Sole

58.23K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY PREMIUM

Shares50.48K

TypeSH

Market value$2.87M

1.01%

Sole

50.48K

Shared

0.00

None

0.00

INVESCO EXCH TRADED FD TR II

SOLE

S&P 500 REVENUE

Shares24.23K

TypeSH

Market value$2.53M

0.89%

Sole

24.23K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

MUNICIPAL ETF

Shares48.65K

TypeSH

Market value$2.41M

0.85%

Sole

48.65K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares14.54K

TypeSH

Market value$1.87M

0.66%

Sole

14.54K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

MUN BD ETF

Shares62.04K

TypeSH

Market value$1.56M

0.55%

Sole

62.04K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

HIGH YIELD MUNI

Shares31.25K

TypeSH

Market value$1.56M

0.55%

Sole

31.25K

Shared

0.00

None

0.00

BERKLEY W R CORP

SOLE

COM

Shares20.01K

TypeSH

Market value$1.47M

0.52%

Sole

20.01K

Shared

0.00

None

0.00

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares13.48K

TypeSH

Market value$1.41M

0.50%

Sole

13.48K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

NASDAQ EQT PREM

Shares25.41K

TypeSH

Market value$1.38M

0.49%

Sole

25.41K

Shared

0.00

None

0.00

GOLDMAN SACHS ETF TR

SOLE

S&P 500 PREMIUM

Shares24.73K

TypeSH

Market value$1.23M

0.44%

Sole

24.73K

Shared

0.00

None

0.00

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares5.46K

TypeSH

Market value$1.12M

0.40%

Sole

5.46K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY FOCUS ETF	482.07K	SH	$33.81M 11.95%	482.07K
VANGUARD INDEX FDSSOLE	EXTEND MKT ETF	152.54K	SH	$29.40M 10.39%	152.54K
CAPITAL GROUP CORE EQUITY ETSOLE	SHS CREATION UNI	788.01K	SH	$29.10M 10.28%	788.01K
SPDR SERIES TRUSTSOLE	PORTFOLIO S&P500	400.02K	SH	$29.08M 10.28%	400.02K
FIDELITY MERRIMACK STR TRSOLE	TOTAL BD ETF	482.52K	SH	$22.08M 7.80%	482.52K
CAPITAL GRP FIXED INCM ETF TSOLE	CORE PLUS INCM	841.37K	SH	$18.93M 6.69%	841.37K
CAPITAL GROUP GLOBAL EQUITYSOLE	SHS	577.23K	SH	$16.85M 5.95%	577.23K
EA SERIES TRUSTSOLE	FREEDOM 100 EM	416.01K	SH	$16.81M 5.94%	416.01K
J P MORGAN EXCHANGE TRADED FSOLE	HEDGED EQUITY LA	203.44K	SH	$12.73M 4.50%	203.44K
BLACKROCK ETF TRUST IISOLE	ISHARES FLEXIBLE	200.13K	SH	$10.57M 3.74%	200.13K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	92.81K	SH	$7.30M 2.58%	92.81K
CAPITAL GROUP GROWTH ETFSOLE	SHS CREATION UNI	83.51K	SH	$3.39M 1.20%	83.51K
SPDR SERIES TRUSTSOLE	PORTFOLI S&P1500	41.24K	SH	$3.09M 1.09%	41.24K
FIRST TR EXCH TRADED FD IIISOLE	MANAGD MUN ETF	58.23K	SH	$2.90M 1.03%	58.23K
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY PREMIUM	50.48K	SH	$2.87M 1.01%	50.48K
INVESCO EXCH TRADED FD TR IISOLE	S&P 500 REVENUE	24.23K	SH	$2.53M 0.89%	24.23K
J P MORGAN EXCHANGE TRADED FSOLE	MUNICIPAL ETF	48.65K	SH	$2.41M 0.85%	48.65K
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	14.54K	SH	$1.87M 0.66%	14.54K
SCHWAB STRATEGIC TRSOLE	MUN BD ETF	62.04K	SH	$1.56M 0.55%	62.04K
J P MORGAN EXCHANGE TRADED FSOLE	HIGH YIELD MUNI	31.25K	SH	$1.56M 0.55%	31.25K
BERKLEY W R CORPSOLE	COM	20.01K	SH	$1.47M 0.52%	20.01K
ISHARES TRSOLE	NATIONAL MUN ETF	13.48K	SH	$1.41M 0.50%	13.48K
J P MORGAN EXCHANGE TRADED FSOLE	NASDAQ EQT PREM	25.41K	SH	$1.38M 0.49%	25.41K
GOLDMAN SACHS ETF TRSOLE	S&P 500 PREMIUM	24.73K	SH	$1.23M 0.44%	24.73K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	5.46K	SH	$1.12M 0.40%	5.46K

Page 1 of 4