INDEPENDENCE FINANCIAL ADVISORS, LLC

Filed: 4/15/2026ACC: 0002066080-26-000002

📋 What this filing means

INDEPENDENCE FINANCIAL ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 51 equity positions with a total reported market value of $333.19M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$333.19M

Total AUM (reported)

5.51M

Total Shares

Allocation by class

ENHANCED LARGE$82.43M24.7%

7-10 YR TRSY BD$19.60M5.9%

3 7 YR TREAS BD$19.37M5.8%

HIGH DIVID ETF$16.81M5.0%

MSCI INFO TECH I$15.57M4.7%

TIPS BD ETF$13.39M4.0%

CONV BD ETF$12.64M3.8%

Portfolio Concentration

Top 3$102.03M30.6%

4–10$101.76M30.5%

11–25$115.49M34.7%

Rest$13.91M4.2%

Top 3 weight

30.6%

Top 10 weight

61.2%

Voting Authority Distribution

Total shares with voting rights: 5.51M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.51M

% of voting shares100.0%

Investment Discretion (by position count)

Sole51

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings51

Rows:

FIDELITY COVINGTON TRUST

SOLE

ENHANCED LARGE

Shares1.27M

TypeSH

Market value$47.74M

14.33%

Sole

0.00

Shared

0.00

None

1.27M

FIDELITY COVINGTON TRUST

SOLE

ENHANCED LARGE

Shares993.50K

TypeSH

Market value$34.68M

10.41%

Sole

0.00

Shared

0.00

None

993.50K

ISHARES TR

SOLE

7-10 YR TRSY BD

Shares205.40K

TypeSH

Market value$19.60M

5.88%

Sole

0.00

Shared

0.00

None

205.40K

ISHARES TR

SOLE

3 7 YR TREAS BD

Shares163.30K

TypeSH

Market value$19.37M

5.81%

Sole

0.00

Shared

0.00

None

163.30K

FIDELITY COVINGTON TRUST

SOLE

HIGH DIVID ETF

Shares304.36K

TypeSH

Market value$16.81M

5.05%

Sole

0.00

Shared

0.00

None

304.36K

FIDELITY COVINGTON TRUST

SOLE

MSCI INFO TECH I

Shares74.83K

TypeSH

Market value$15.57M

4.67%

Sole

0.00

Shared

0.00

None

74.83K

ISHARES TR

SOLE

TIPS BD ETF

Shares121.37K

TypeSH

Market value$13.39M

4.02%

Sole

0.00

Shared

0.00

None

121.37K

ISHARES TR

SOLE

CONV BD ETF

Shares124.18K

TypeSH

Market value$12.64M

3.79%

Sole

0.00

Shared

0.00

None

124.18K

SPDR GOLD TR

SOLE

GOLD SHS

Shares28.74K

TypeSH

Market value$12.37M

3.71%

Sole

0.00

Shared

0.00

None

28.74K

FIDELITY COVINGTON TRUST

SOLE

MSCI COMMNTN SVC

Shares170.40K

TypeSH

Market value$11.61M

3.48%

Sole

0.00

Shared

0.00

None

170.40K

FIDELITY COVINGTON TRUST

SOLE

MSCI UTILS INDEX

Shares194.04K

TypeSH

Market value$11.46M

3.44%

Sole

0.00

Shared

0.00

None

194.04K

FIDELITY COVINGTON TRUST

SOLE

MSCI FINLS IDX

Shares162.60K

TypeSH

Market value$11.41M

3.43%

Sole

0.00

Shared

0.00

None

162.60K

FIDELITY COVINGTON TRUST

SOLE

ENHANCED INTL

Shares303.76K

TypeSH

Market value$11.30M

3.39%

Sole

0.00

Shared

0.00

None

303.76K

FIDELITY COVINGTON TRUST

SOLE

MSCI INDL INDX

Shares130.31K

TypeSH

Market value$11.27M

3.38%

Sole

0.00

Shared

0.00

None

130.31K

FIDELITY COVINGTON TRUST

SOLE

MSCI ENERGY IDX

Shares317.69K

TypeSH

Market value$10.81M

3.24%

Sole

0.00

Shared

0.00

None

317.69K

ISHARES TR

SOLE

CORE S&P US VLU

Shares92.95K

TypeSH

Market value$9.50M

2.85%

Sole

0.00

Shared

0.00

None

92.95K

ISHARES TR

SOLE

CORE 1 5 YR USD

Shares156.22K

TypeSH

Market value$7.57M

2.27%

Sole

0.00

Shared

0.00

None

156.22K

ISHARES TR

SOLE

1 3 YR TREAS BD

Shares90.91K

TypeSH

Market value$7.51M

2.25%

Sole

0.00

Shared

0.00

None

90.91K

ISHARES TR

SOLE

S&P MC 400GR ETF

Shares67.01K

TypeSH

Market value$6.74M

2.02%

Sole

0.00

Shared

0.00

None

67.01K

FIDELITY COVINGTON TRUST

SOLE

MSCI CONSM DIS

Shares68.14K

TypeSH

Market value$6.35M

1.91%

Sole

0.00

Shared

0.00

None

68.14K

FRANKLIN TEMPLETON ETF TR

SOLE

SENIOR LOAN ETF

Shares274.67K

TypeSH

Market value$6.32M

1.90%

Sole

0.00

Shared

0.00

None

274.67K

ISHARES TR

SOLE

CORE S&P US GWT

Shares40.02K

TypeSH

Market value$6.21M

1.86%

Sole

0.00

Shared

0.00

None

40.02K

ISHARES TR

SOLE

S&P SML 600 GWT

Shares30.55K

TypeSH

Market value$4.42M

1.33%

Sole

0.00

Shared

0.00

None

30.55K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares9.41K

TypeSH

Market value$3.02M

0.91%

Sole

0.00

Shared

0.00

None

9.41K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares2.65K

TypeSH

Market value$1.59M

0.48%

Sole

0.00

Shared

0.00

None

2.65K

Issuer	Class	Shares	Type	Value / Portfolio %	None
FIDELITY COVINGTON TRUSTSOLE	ENHANCED LARGE	1.27M	SH	$47.74M 14.33%	1.27M
FIDELITY COVINGTON TRUSTSOLE	ENHANCED LARGE	993.50K	SH	$34.68M 10.41%	993.50K
ISHARES TRSOLE	7-10 YR TRSY BD	205.40K	SH	$19.60M 5.88%	205.40K
ISHARES TRSOLE	3 7 YR TREAS BD	163.30K	SH	$19.37M 5.81%	163.30K
FIDELITY COVINGTON TRUSTSOLE	HIGH DIVID ETF	304.36K	SH	$16.81M 5.05%	304.36K
FIDELITY COVINGTON TRUSTSOLE	MSCI INFO TECH I	74.83K	SH	$15.57M 4.67%	74.83K
ISHARES TRSOLE	TIPS BD ETF	121.37K	SH	$13.39M 4.02%	121.37K
ISHARES TRSOLE	CONV BD ETF	124.18K	SH	$12.64M 3.79%	124.18K
SPDR GOLD TRSOLE	GOLD SHS	28.74K	SH	$12.37M 3.71%	28.74K
FIDELITY COVINGTON TRUSTSOLE	MSCI COMMNTN SVC	170.40K	SH	$11.61M 3.48%	170.40K
FIDELITY COVINGTON TRUSTSOLE	MSCI UTILS INDEX	194.04K	SH	$11.46M 3.44%	194.04K
FIDELITY COVINGTON TRUSTSOLE	MSCI FINLS IDX	162.60K	SH	$11.41M 3.43%	162.60K
FIDELITY COVINGTON TRUSTSOLE	ENHANCED INTL	303.76K	SH	$11.30M 3.39%	303.76K
FIDELITY COVINGTON TRUSTSOLE	MSCI INDL INDX	130.31K	SH	$11.27M 3.38%	130.31K
FIDELITY COVINGTON TRUSTSOLE	MSCI ENERGY IDX	317.69K	SH	$10.81M 3.24%	317.69K
ISHARES TRSOLE	CORE S&P US VLU	92.95K	SH	$9.50M 2.85%	92.95K
ISHARES TRSOLE	CORE 1 5 YR USD	156.22K	SH	$7.57M 2.27%	156.22K
ISHARES TRSOLE	1 3 YR TREAS BD	90.91K	SH	$7.51M 2.25%	90.91K
ISHARES TRSOLE	S&P MC 400GR ETF	67.01K	SH	$6.74M 2.02%	67.01K
FIDELITY COVINGTON TRUSTSOLE	MSCI CONSM DIS	68.14K	SH	$6.35M 1.91%	68.14K
FRANKLIN TEMPLETON ETF TRSOLE	SENIOR LOAN ETF	274.67K	SH	$6.32M 1.90%	274.67K
ISHARES TRSOLE	CORE S&P US GWT	40.02K	SH	$6.21M 1.86%	40.02K
ISHARES TRSOLE	S&P SML 600 GWT	30.55K	SH	$4.42M 1.33%	30.55K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	9.41K	SH	$3.02M 0.91%	9.41K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	2.65K	SH	$1.59M 0.48%	2.65K

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