IFRAH FINANCIAL SERVICES, INC.

Filed: 1/22/2026ACC: 0001382646-26-000003

📋 What this filing means

IFRAH FINANCIAL SERVICES, INC. filed this quarterly 13F‑HR report disclosing 209 equity positions with a total reported market value of $389.36M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

209

Positions

$389.36M

Total AUM (reported)

5.04M

Total Shares

Allocation by class

COM$82.26M21.1%

TRS FLT RT BD$26.26M6.7%

S&P 500 GRWT ETF$21.15M5.4%

S&P MC 400GR ETF$13.79M3.5%

1 3 YR TREAS BD$12.60M3.2%

ALLWRLD EX US$12.23M3.1%

FLTG RATE NT ETF$11.24M2.9%

Portfolio Concentration

Top 3$67.94M17.4%

4–10$79.22M20.3%

11–25$98.68M25.3%

Rest$143.52M36.9%

Top 3 weight

17.4%

Top 10 weight

37.8%

Voting Authority Distribution

Total shares with voting rights: 5.04M

Sole

Full voting authority

5.04M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole209

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings209

Rows:

ISHARES TR

SOLE

TRS FLT RT BD

Shares520.48K

TypeSH

Market value$26.26M

6.75%

Sole

520.48K

Shared

0.00

None

0.00

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares171.60K

TypeSH

Market value$21.15M

5.43%

Sole

171.60K

Shared

0.00

None

0.00

APPLE INC

SOLE

COM

Shares75.50K

TypeSH

Market value$20.52M

5.27%

Sole

75.50K

Shared

0.00

None

0.00

ISHARES TR

SOLE

S&P MC 400GR ETF

Shares142.32K

TypeSH

Market value$13.79M

3.54%

Sole

142.32K

Shared

0.00

None

0.00

ISHARES TR

SOLE

1 3 YR TREAS BD

Shares152.15K

TypeSH

Market value$12.60M

3.24%

Sole

152.15K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

ALLWRLD EX US

Shares166.22K

TypeSH

Market value$12.23M

3.14%

Sole

166.22K

Shared

0.00

None

0.00

ISHARES TR

SOLE

FLTG RATE NT ETF

Shares220.91K

TypeSH

Market value$11.24M

2.89%

Sole

220.91K

Shared

0.00

None

0.00

ISHARES U S ETF TR

SOLE

SHORT DURATION B

Shares199.04K

TypeSH

Market value$10.17M

2.61%

Sole

199.04K

Shared

0.00

None

0.00

JANUS DETROIT STR TR

SOLE

HENDRSON AAA CL

Shares200.34K

TypeSH

Market value$10.13M

2.60%

Sole

200.34K

Shared

0.00

None

0.00

ISHARES TR

SOLE

EAFE SML CP ETF

Shares116.95K

TypeSH

Market value$9.07M

2.33%

Sole

116.95K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares40.15K

TypeSH

Market value$8.50M

2.18%

Sole

40.15K

Shared

0.00

None

0.00

ISHARES TR

SOLE

0-5YR INVT GR CP

Shares166.50K

TypeSH

Market value$8.44M

2.17%

Sole

166.50K

Shared

0.00

None

0.00

FIRST TR EXCHANGE-TRADED FD

SOLE

FIRST TR ENH NEW

Shares132.70K

TypeSH

Market value$7.95M

2.04%

Sole

132.70K

Shared

0.00

None

0.00

ISHARES TR

SOLE

SP SMCP600VL ETF

Shares66.41K

TypeSH

Market value$7.55M

1.94%

Sole

66.41K

Shared

0.00

None

0.00

ISHARES TR

SOLE

S&P SML 600 GWT

Shares52.92K

TypeSH

Market value$7.47M

1.92%

Sole

52.92K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares24.23K

TypeSH

Market value$7.32M

1.88%

Sole

24.23K

Shared

0.00

None

0.00

PGIM ETF TR

SOLE

PGIM ULTRA SH BD

Shares133.42K

TypeSH

Market value$6.62M

1.70%

Sole

133.42K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LCAP VA ETF

Shares216.54K

TypeSH

Market value$6.41M

1.65%

Sole

216.54K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL INTL

Shares138.22K

TypeSH

Market value$6.25M

1.60%

Sole

138.22K

Shared

0.00

None

0.00

ISHARES TR

SOLE

HDG MSCI EAFE

Shares147.93K

TypeSH

Market value$6.12M

1.57%

Sole

147.93K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

LARGE CAP ETF

Shares19.21K

TypeSH

Market value$6.05M

1.55%

Sole

19.21K

Shared

0.00

None

0.00

ISHARES TR

SOLE

SELECT US REIT

Shares89.54K

TypeSH

Market value$5.34M

1.37%

Sole

89.54K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

MEGA GRWTH IND

Shares12.70K

TypeSH

Market value$5.24M

1.35%

Sole

12.70K

Shared

0.00

None

0.00

ISHARES TR

SOLE

S&P MC 400VL ETF

Shares39.38K

TypeSH

Market value$5.18M

1.33%

Sole

39.38K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

MCAP GR IDXVIP

Shares15.16K

TypeSH

Market value$4.23M

1.09%

Sole

15.16K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
ISHARES TRSOLE	TRS FLT RT BD	520.48K	SH	$26.26M 6.75%	520.48K
ISHARES TRSOLE	S&P 500 GRWT ETF	171.60K	SH	$21.15M 5.43%	171.60K
APPLE INCSOLE	COM	75.50K	SH	$20.52M 5.27%	75.50K
ISHARES TRSOLE	S&P MC 400GR ETF	142.32K	SH	$13.79M 3.54%	142.32K
ISHARES TRSOLE	1 3 YR TREAS BD	152.15K	SH	$12.60M 3.24%	152.15K
VANGUARD INTL EQUITY INDEX FSOLE	ALLWRLD EX US	166.22K	SH	$12.23M 3.14%	166.22K
ISHARES TRSOLE	FLTG RATE NT ETF	220.91K	SH	$11.24M 2.89%	220.91K
ISHARES U S ETF TRSOLE	SHORT DURATION B	199.04K	SH	$10.17M 2.61%	199.04K
JANUS DETROIT STR TRSOLE	HENDRSON AAA CL	200.34K	SH	$10.13M 2.60%	200.34K
ISHARES TRSOLE	EAFE SML CP ETF	116.95K	SH	$9.07M 2.33%	116.95K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	40.15K	SH	$8.50M 2.18%	40.15K
ISHARES TRSOLE	0-5YR INVT GR CP	166.50K	SH	$8.44M 2.17%	166.50K
FIRST TR EXCHANGE-TRADED FDSOLE	FIRST TR ENH NEW	132.70K	SH	$7.95M 2.04%	132.70K
ISHARES TRSOLE	SP SMCP600VL ETF	66.41K	SH	$7.55M 1.94%	66.41K
ISHARES TRSOLE	S&P SML 600 GWT	52.92K	SH	$7.47M 1.92%	52.92K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	24.23K	SH	$7.32M 1.88%	24.23K
PGIM ETF TRSOLE	PGIM ULTRA SH BD	133.42K	SH	$6.62M 1.70%	133.42K
SCHWAB STRATEGIC TRSOLE	US LCAP VA ETF	216.54K	SH	$6.41M 1.65%	216.54K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL INTL	138.22K	SH	$6.25M 1.60%	138.22K
ISHARES TRSOLE	HDG MSCI EAFE	147.93K	SH	$6.12M 1.57%	147.93K
VANGUARD INDEX FDSSOLE	LARGE CAP ETF	19.21K	SH	$6.05M 1.55%	19.21K
ISHARES TRSOLE	SELECT US REIT	89.54K	SH	$5.34M 1.37%	89.54K
VANGUARD WORLD FDSOLE	MEGA GRWTH IND	12.70K	SH	$5.24M 1.35%	12.70K
ISHARES TRSOLE	S&P MC 400VL ETF	39.38K	SH	$5.18M 1.33%	39.38K
VANGUARD INDEX FDSSOLE	MCAP GR IDXVIP	15.16K	SH	$4.23M 1.09%	15.16K

Page 1 of 9

…