HOWARD WEALTH MANAGEMENT, LLC

Filed: 1/29/2026ACC: 0001172661-26-000394

📋 What this filing means

HOWARD WEALTH MANAGEMENT, LLC filed this quarterly 13F‑HR report disclosing 134 equity positions with a total reported market value of $229.00M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

134

Positions

$229.00M

Total AUM (reported)

4.08M

Total Shares

Allocation by class

COM$24.16M10.6%

GROWTH ETF$17.53M7.7%

HIGH DIV YLD$16.06M7.0%

CL A$8.38M3.7%

SMALL CP ETF$8.22M3.6%

STATE STREET SPD$6.45M2.8%

DIV APP ETF$5.95M2.6%

Portfolio Concentration

Top 3$42.38M18.5%

4–10$41.45M18.1%

11–25$59.08M25.8%

Rest$86.09M37.6%

Top 3 weight

18.5%

Top 10 weight

36.6%

Voting Authority Distribution

Total shares with voting rights: 4.08M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.08M

% of voting shares100.0%

Investment Discretion (by position count)

Sole134

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings134

Rows:

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares35.93K

TypeSH

Market value$17.53M

7.65%

Sole

0.00

Shared

0.00

None

35.93K

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares111.88K

TypeSH

Market value$16.06M

7.01%

Sole

0.00

Shared

0.00

None

111.88K

APPLE INC

SOLE

COM

Shares32.34K

TypeSH

Market value$8.79M

3.84%

Sole

0.00

Shared

0.00

None

32.34K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares31.86K

TypeSH

Market value$8.22M

3.59%

Sole

0.00

Shared

0.00

None

31.86K

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares27.09K

TypeSH

Market value$5.95M

2.60%

Sole

0.00

Shared

0.00

None

27.09K

PALANTIR TECHNOLOGIES INC

SOLE

CL A

Shares32.26K

TypeSH

Market value$5.73M

2.50%

Sole

0.00

Shared

0.00

None

32.26K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2027 CB

Shares278.44K

TypeSH

Market value$5.50M

2.40%

Sole

0.00

Shared

0.00

None

278.44K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2026 CB

Shares280.72K

TypeSH

Market value$5.50M

2.40%

Sole

0.00

Shared

0.00

None

280.72K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO BLSH 28

Shares260.47K

TypeSH

Market value$5.37M

2.34%

Sole

0.00

Shared

0.00

None

260.47K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULETSHS 2029

Shares275.44K

TypeSH

Market value$5.19M

2.27%

Sole

0.00

Shared

0.00

None

275.44K

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares35.78K

TypeSH

Market value$5.05M

2.20%

Sole

0.00

Shared

0.00

None

35.78K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares7.32K

TypeSH

Market value$4.59M

2.00%

Sole

0.00

Shared

0.00

None

7.32K

J P MORGAN EXCHANGE TRADED F

SOLE

ULTRA SHRT ETF

Shares89.11K

TypeSH

Market value$4.51M

1.97%

Sole

0.00

Shared

0.00

None

89.11K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares6.51K

TypeSH

Market value$4.44M

1.94%

Sole

0.00

Shared

0.00

None

6.51K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares6.11K

TypeSH

Market value$4.19M

1.83%

Sole

0.00

Shared

0.00

None

6.11K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO BLSH 26

Shares178.10K

TypeSH

Market value$4.16M

1.82%

Sole

0.00

Shared

0.00

None

178.10K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO 30 CORP

Shares239.80K

TypeSH

Market value$4.06M

1.77%

Sole

0.00

Shared

0.00

None

239.80K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULETSHS 2027

Shares173.06K

TypeSH

Market value$3.91M

1.71%

Sole

0.00

Shared

0.00

None

173.06K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares31.20K

TypeSH

Market value$3.85M

1.68%

Sole

0.00

Shared

0.00

None

31.20K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO 28 HYCORP

Shares171.48K

TypeSH

Market value$3.77M

1.65%

Sole

0.00

Shared

0.00

None

171.48K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULETSHS 2029 HG

Shares172.09K

TypeSH

Market value$3.70M

1.62%

Sole

0.00

Shared

0.00

None

172.09K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULLETSHS 2030

Shares132.99K

TypeSH

Market value$3.47M

1.52%

Sole

0.00

Shared

0.00

None

132.99K

VANGUARD INTL EQUITY INDEX F

SOLE

ALLWRLD EX US

Shares46.31K

TypeSH

Market value$3.41M

1.49%

Sole

0.00

Shared

0.00

None

46.31K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares42.08K

TypeSH

Market value$3.12M

1.36%

Sole

0.00

Shared

0.00

None

42.08K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares15.02K

TypeSH

Market value$2.87M

1.25%

Sole

0.00

Shared

0.00

None

15.02K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	GROWTH ETF	35.93K	SH	$17.53M 7.65%	35.93K
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	111.88K	SH	$16.06M 7.01%	111.88K
APPLE INCSOLE	COM	32.34K	SH	$8.79M 3.84%	32.34K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	31.86K	SH	$8.22M 3.59%	31.86K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	27.09K	SH	$5.95M 2.60%	27.09K
PALANTIR TECHNOLOGIES INCSOLE	CL A	32.26K	SH	$5.73M 2.50%	32.26K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2027 CB	278.44K	SH	$5.50M 2.40%	278.44K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2026 CB	280.72K	SH	$5.50M 2.40%	280.72K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO BLSH 28	260.47K	SH	$5.37M 2.34%	260.47K
INVESCO EXCH TRD SLF IDX FDSOLE	BULETSHS 2029	275.44K	SH	$5.19M 2.27%	275.44K
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	35.78K	SH	$5.05M 2.20%	35.78K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	7.32K	SH	$4.59M 2.00%	7.32K
J P MORGAN EXCHANGE TRADED FSOLE	ULTRA SHRT ETF	89.11K	SH	$4.51M 1.97%	89.11K
SPDR S&P 500 ETF TRSOLE	TR UNIT	6.51K	SH	$4.44M 1.94%	6.51K
ISHARES TRSOLE	CORE S&P500 ETF	6.11K	SH	$4.19M 1.83%	6.11K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO BLSH 26	178.10K	SH	$4.16M 1.82%	178.10K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO 30 CORP	239.80K	SH	$4.06M 1.77%	239.80K
INVESCO EXCH TRD SLF IDX FDSOLE	BULETSHS 2027	173.06K	SH	$3.91M 1.71%	173.06K
ISHARES TRSOLE	S&P 500 GRWT ETF	31.20K	SH	$3.85M 1.68%	31.20K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO 28 HYCORP	171.48K	SH	$3.77M 1.65%	171.48K
INVESCO EXCH TRD SLF IDX FDSOLE	BULETSHS 2029 HG	172.09K	SH	$3.70M 1.62%	172.09K
INVESCO EXCH TRD SLF IDX FDSOLE	BULLETSHS 2030	132.99K	SH	$3.47M 1.52%	132.99K
VANGUARD INTL EQUITY INDEX FSOLE	ALLWRLD EX US	46.31K	SH	$3.41M 1.49%	46.31K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	42.08K	SH	$3.12M 1.36%	42.08K
VANGUARD INDEX FDSSOLE	VALUE ETF	15.02K	SH	$2.87M 1.25%	15.02K

Page 1 of 6

…