HOWARD WEALTH MANAGEMENT, LLC

Filed: 11/3/2025ACC: 0001172661-25-004531

📋 What this filing means

HOWARD WEALTH MANAGEMENT, LLC filed this quarterly 13F‑HR report disclosing 131 equity positions with a total reported market value of $217.54M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

131

Positions

$217.54M

Total AUM (reported)

3.68M

Total Shares

Allocation by class

COM$23.98M11.0%

GROWTH ETF$17.19M7.9%

HIGH DIV YLD$15.32M7.0%

CL A$8.70M4.0%

SMALL CP ETF$8.07M3.7%

DIV APP ETF$6.06M2.8%

TT WRLD ST ETF$5.05M2.3%

Portfolio Concentration

Top 3$40.84M18.8%

4–10$40.10M18.4%

11–25$51.56M23.7%

Rest$85.04M39.1%

Top 3 weight

18.8%

Top 10 weight

37.2%

Voting Authority Distribution

Total shares with voting rights: 3.68M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.68M

% of voting shares100.0%

Investment Discretion (by position count)

Sole131

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings131

Rows:

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares35.85K

TypeSH

Market value$17.19M

7.90%

Sole

0.00

Shared

0.00

None

35.85K

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares108.69K

TypeSH

Market value$15.32M

7.04%

Sole

0.00

Shared

0.00

None

108.69K

APPLE INC

SOLE

COM

Shares32.70K

TypeSH

Market value$8.33M

3.83%

Sole

0.00

Shared

0.00

None

32.70K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares31.73K

TypeSH

Market value$8.07M

3.71%

Sole

0.00

Shared

0.00

None

31.73K

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares28.06K

TypeSH

Market value$6.06M

2.78%

Sole

0.00

Shared

0.00

None

28.06K

PALANTIR TECHNOLOGIES INC

SOLE

CL A

Shares32.44K

TypeSH

Market value$5.92M

2.72%

Sole

0.00

Shared

0.00

None

32.44K

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares36.65K

TypeSH

Market value$5.05M

2.32%

Sole

0.00

Shared

0.00

None

36.65K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2026 CB

Shares258.06K

TypeSH

Market value$5.05M

2.32%

Sole

0.00

Shared

0.00

None

258.06K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2027 CB

Shares252.87K

TypeSH

Market value$4.98M

2.29%

Sole

0.00

Shared

0.00

None

252.87K

J P MORGAN EXCHANGE TRADED F

SOLE

ULTRA SHRT ETF

Shares98.14K

TypeSH

Market value$4.98M

2.29%

Sole

0.00

Shared

0.00

None

98.14K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO BLSH 28

Shares236.88K

TypeSH

Market value$4.87M

2.24%

Sole

0.00

Shared

0.00

None

236.88K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2025 CB

Shares229.86K

TypeSH

Market value$4.76M

2.19%

Sole

0.00

Shared

0.00

None

229.86K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares7.30K

TypeSH

Market value$4.47M

2.06%

Sole

0.00

Shared

0.00

None

7.30K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares6.55K

TypeSH

Market value$4.36M

2.01%

Sole

0.00

Shared

0.00

None

6.55K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULETSHS 2029

Shares212.83K

TypeSH

Market value$4.00M

1.84%

Sole

0.00

Shared

0.00

None

212.83K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares32.11K

TypeSH

Market value$3.88M

1.78%

Sole

0.00

Shared

0.00

None

32.11K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares4.88K

TypeSH

Market value$3.27M

1.50%

Sole

0.00

Shared

0.00

None

4.88K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares41.90K

TypeSH

Market value$3.12M

1.43%

Sole

0.00

Shared

0.00

None

41.90K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO BLSH 26

Shares124.93K

TypeSH

Market value$2.92M

1.34%

Sole

0.00

Shared

0.00

None

124.93K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares14.83K

TypeSH

Market value$2.77M

1.27%

Sole

0.00

Shared

0.00

None

14.83K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULETSHS 2027

Shares120.60K

TypeSH

Market value$2.74M

1.26%

Sole

0.00

Shared

0.00

None

120.60K

VANGUARD INTL EQUITY INDEX F

SOLE

ALLWRLD EX US

Shares38.25K

TypeSH

Market value$2.73M

1.25%

Sole

0.00

Shared

0.00

None

38.25K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO 28 HYCORP

Shares119.32K

TypeSH

Market value$2.63M

1.21%

Sole

0.00

Shared

0.00

None

119.32K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2025 HY

Shares109.50K

TypeSH

Market value$2.53M

1.16%

Sole

0.00

Shared

0.00

None

109.50K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULETSHS 2029 HG

Shares116.47K

TypeSH

Market value$2.51M

1.15%

Sole

0.00

Shared

0.00

None

116.47K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	GROWTH ETF	35.85K	SH	$17.19M 7.90%	35.85K
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	108.69K	SH	$15.32M 7.04%	108.69K
APPLE INCSOLE	COM	32.70K	SH	$8.33M 3.83%	32.70K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	31.73K	SH	$8.07M 3.71%	31.73K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	28.06K	SH	$6.06M 2.78%	28.06K
PALANTIR TECHNOLOGIES INCSOLE	CL A	32.44K	SH	$5.92M 2.72%	32.44K
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	36.65K	SH	$5.05M 2.32%	36.65K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2026 CB	258.06K	SH	$5.05M 2.32%	258.06K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2027 CB	252.87K	SH	$4.98M 2.29%	252.87K
J P MORGAN EXCHANGE TRADED FSOLE	ULTRA SHRT ETF	98.14K	SH	$4.98M 2.29%	98.14K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO BLSH 28	236.88K	SH	$4.87M 2.24%	236.88K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2025 CB	229.86K	SH	$4.76M 2.19%	229.86K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	7.30K	SH	$4.47M 2.06%	7.30K
SPDR S&P 500 ETF TRSOLE	TR UNIT	6.55K	SH	$4.36M 2.01%	6.55K
INVESCO EXCH TRD SLF IDX FDSOLE	BULETSHS 2029	212.83K	SH	$4.00M 1.84%	212.83K
ISHARES TRSOLE	S&P 500 GRWT ETF	32.11K	SH	$3.88M 1.78%	32.11K
ISHARES TRSOLE	CORE S&P500 ETF	4.88K	SH	$3.27M 1.50%	4.88K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	41.90K	SH	$3.12M 1.43%	41.90K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO BLSH 26	124.93K	SH	$2.92M 1.34%	124.93K
VANGUARD INDEX FDSSOLE	VALUE ETF	14.83K	SH	$2.77M 1.27%	14.83K
INVESCO EXCH TRD SLF IDX FDSOLE	BULETSHS 2027	120.60K	SH	$2.74M 1.26%	120.60K
VANGUARD INTL EQUITY INDEX FSOLE	ALLWRLD EX US	38.25K	SH	$2.73M 1.25%	38.25K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO 28 HYCORP	119.32K	SH	$2.63M 1.21%	119.32K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2025 HY	109.50K	SH	$2.53M 1.16%	109.50K
INVESCO EXCH TRD SLF IDX FDSOLE	BULETSHS 2029 HG	116.47K	SH	$2.51M 1.15%	116.47K

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