HOWARD WEALTH MANAGEMENT, LLC

Filed: 8/11/2025ACC: 0001172661-25-003008

📋 What this filing means

HOWARD WEALTH MANAGEMENT, LLC filed this quarterly 13F‑HR report disclosing 121 equity positions with a total reported market value of $197.88M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

121

Positions

$197.88M

Total AUM (reported)

3.35M

Total Shares

Allocation by class

COM$22.91M11.6%

GROWTH ETF$16.09M8.1%

HIGH DIV YLD$14.10M7.1%

SMALL CP ETF$7.65M3.9%

CL A$7.21M3.6%

ULTRA SHRT ETF$5.81M2.9%

DIV APP ETF$5.72M2.9%

Portfolio Concentration

Top 3$37.84M19.1%

4–10$37.81M19.1%

11–25$47.49M24.0%

Rest$74.73M37.8%

Top 3 weight

19.1%

Top 10 weight

38.2%

Voting Authority Distribution

Total shares with voting rights: 3.35M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.35M

% of voting shares100.0%

Investment Discretion (by position count)

Sole121

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings121

Rows:

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares36.70K

TypeSH

Market value$16.09M

8.13%

Sole

0.00

Shared

0.00

None

36.70K

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares105.79K

TypeSH

Market value$14.10M

7.13%

Sole

0.00

Shared

0.00

None

105.79K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares32.29K

TypeSH

Market value$7.65M

3.87%

Sole

0.00

Shared

0.00

None

32.29K

APPLE INC

SOLE

COM

Shares34.94K

TypeSH

Market value$7.17M

3.62%

Sole

0.00

Shared

0.00

None

34.94K

J P MORGAN EXCHANGE TRADED F

SOLE

ULTRA SHRT ETF

Shares114.66K

TypeSH

Market value$5.81M

2.94%

Sole

0.00

Shared

0.00

None

114.66K

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares27.93K

TypeSH

Market value$5.72M

2.89%

Sole

0.00

Shared

0.00

None

27.93K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2025 CB

Shares233.35K

TypeSH

Market value$4.83M

2.44%

Sole

0.00

Shared

0.00

None

233.35K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2026 CB

Shares246.50K

TypeSH

Market value$4.81M

2.43%

Sole

0.00

Shared

0.00

None

246.50K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2027 CB

Shares244.05K

TypeSH

Market value$4.80M

2.42%

Sole

0.00

Shared

0.00

None

244.05K

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares36.46K

TypeSH

Market value$4.69M

2.37%

Sole

0.00

Shared

0.00

None

36.46K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO BLSH 28

Shares228.31K

TypeSH

Market value$4.68M

2.36%

Sole

0.00

Shared

0.00

None

228.31K

PALANTIR TECHNOLOGIES INC

SOLE

CL A

Shares32.81K

TypeSH

Market value$4.47M

2.26%

Sole

0.00

Shared

0.00

None

32.81K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares7.26K

TypeSH

Market value$4.12M

2.08%

Sole

0.00

Shared

0.00

None

7.26K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares6.55K

TypeSH

Market value$4.05M

2.04%

Sole

0.00

Shared

0.00

None

6.55K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULETSHS 2029

Shares202.47K

TypeSH

Market value$3.79M

1.91%

Sole

0.00

Shared

0.00

None

202.47K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares33.55K

TypeSH

Market value$3.69M

1.87%

Sole

0.00

Shared

0.00

None

33.55K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares41.32K

TypeSH

Market value$3.04M

1.54%

Sole

0.00

Shared

0.00

None

41.32K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares4.86K

TypeSH

Market value$3.01M

1.52%

Sole

0.00

Shared

0.00

None

4.86K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares15.70K

TypeSH

Market value$2.77M

1.40%

Sole

0.00

Shared

0.00

None

15.70K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2025 HY

Shares109.02K

TypeSH

Market value$2.51M

1.27%

Sole

0.00

Shared

0.00

None

109.02K

VANGUARD INDEX FDS

SOLE

LARGE CAP ETF

Shares8.33K

TypeSH

Market value$2.38M

1.20%

Sole

0.00

Shared

0.00

None

8.33K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO BLSH 26

Shares99.52K

TypeSH

Market value$2.32M

1.17%

Sole

0.00

Shared

0.00

None

99.52K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULETSHS 2027

Shares99.46K

TypeSH

Market value$2.26M

1.14%

Sole

0.00

Shared

0.00

None

99.46K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares7.35K

TypeSH

Market value$2.23M

1.13%

Sole

0.00

Shared

0.00

None

7.35K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO 28 HYCORP

Shares97.73K

TypeSH

Market value$2.16M

1.09%

Sole

0.00

Shared

0.00

None

97.73K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	GROWTH ETF	36.70K	SH	$16.09M 8.13%	36.70K
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	105.79K	SH	$14.10M 7.13%	105.79K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	32.29K	SH	$7.65M 3.87%	32.29K
APPLE INCSOLE	COM	34.94K	SH	$7.17M 3.62%	34.94K
J P MORGAN EXCHANGE TRADED FSOLE	ULTRA SHRT ETF	114.66K	SH	$5.81M 2.94%	114.66K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	27.93K	SH	$5.72M 2.89%	27.93K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2025 CB	233.35K	SH	$4.83M 2.44%	233.35K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2026 CB	246.50K	SH	$4.81M 2.43%	246.50K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2027 CB	244.05K	SH	$4.80M 2.42%	244.05K
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	36.46K	SH	$4.69M 2.37%	36.46K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO BLSH 28	228.31K	SH	$4.68M 2.36%	228.31K
PALANTIR TECHNOLOGIES INCSOLE	CL A	32.81K	SH	$4.47M 2.26%	32.81K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	7.26K	SH	$4.12M 2.08%	7.26K
SPDR S&P 500 ETF TRSOLE	TR UNIT	6.55K	SH	$4.05M 2.04%	6.55K
INVESCO EXCH TRD SLF IDX FDSOLE	BULETSHS 2029	202.47K	SH	$3.79M 1.91%	202.47K
ISHARES TRSOLE	S&P 500 GRWT ETF	33.55K	SH	$3.69M 1.87%	33.55K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	41.32K	SH	$3.04M 1.54%	41.32K
ISHARES TRSOLE	CORE S&P500 ETF	4.86K	SH	$3.01M 1.52%	4.86K
VANGUARD INDEX FDSSOLE	VALUE ETF	15.70K	SH	$2.77M 1.40%	15.70K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2025 HY	109.02K	SH	$2.51M 1.27%	109.02K
VANGUARD INDEX FDSSOLE	LARGE CAP ETF	8.33K	SH	$2.38M 1.20%	8.33K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO BLSH 26	99.52K	SH	$2.32M 1.17%	99.52K
INVESCO EXCH TRD SLF IDX FDSOLE	BULETSHS 2027	99.46K	SH	$2.26M 1.14%	99.46K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	7.35K	SH	$2.23M 1.13%	7.35K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO 28 HYCORP	97.73K	SH	$2.16M 1.09%	97.73K

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