HOWARD WEALTH MANAGEMENT, LLC

Filed: 1/30/2025ACC: 0001172661-25-000423

📋 What this filing means

HOWARD WEALTH MANAGEMENT, LLC filed this quarterly 13F‑HR report disclosing 116 equity positions with a total reported market value of $184.84M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

116

Positions

$184.84M

Total AUM (reported)

3.14M

Total Shares

Allocation by class

COM$25.57M13.8%

GROWTH ETF$15.43M8.3%

HIGH DIV YLD$13.61M7.4%

SMALL CP ETF$8.06M4.4%

DIV APP ETF$5.84M3.2%

BULSHS 2025 CB$4.86M2.6%

BULSHS 2026 CB$4.82M2.6%

Portfolio Concentration

Top 3$37.93M20.5%

4–10$37.45M20.3%

11–25$42.37M22.9%

Rest$67.10M36.3%

Top 3 weight

20.5%

Top 10 weight

40.8%

Voting Authority Distribution

Total shares with voting rights: 3.14M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.14M

% of voting shares100.0%

Investment Discretion (by position count)

Sole116

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings116

Rows:

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares37.60K

TypeSH

Market value$15.43M

8.35%

Sole

0.00

Shared

0.00

None

37.60K

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares106.64K

TypeSH

Market value$13.61M

7.36%

Sole

0.00

Shared

0.00

None

106.64K

APPLE INC

SOLE

COM

Shares35.50K

TypeSH

Market value$8.89M

4.81%

Sole

0.00

Shared

0.00

None

35.50K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares33.56K

TypeSH

Market value$8.06M

4.36%

Sole

0.00

Shared

0.00

None

33.56K

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares29.80K

TypeSH

Market value$5.84M

3.16%

Sole

0.00

Shared

0.00

None

29.80K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2025 CB

Shares235.21K

TypeSH

Market value$4.86M

2.63%

Sole

0.00

Shared

0.00

None

235.21K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2026 CB

Shares248.06K

TypeSH

Market value$4.82M

2.61%

Sole

0.00

Shared

0.00

None

248.06K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2027 CB

Shares244.37K

TypeSH

Market value$4.76M

2.58%

Sole

0.00

Shared

0.00

None

244.37K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO BLSH 28

Shares231.17K

TypeSH

Market value$4.65M

2.52%

Sole

0.00

Shared

0.00

None

231.17K

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares37.96K

TypeSH

Market value$4.46M

2.41%

Sole

0.00

Shared

0.00

None

37.96K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares7.49K

TypeSH

Market value$4.03M

2.18%

Sole

0.00

Shared

0.00

None

7.49K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares6.58K

TypeSH

Market value$3.86M

2.09%

Sole

0.00

Shared

0.00

None

6.58K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULETSHS 2029

Shares205.33K

TypeSH

Market value$3.77M

2.04%

Sole

0.00

Shared

0.00

None

205.33K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares34.24K

TypeSH

Market value$3.48M

1.88%

Sole

0.00

Shared

0.00

None

34.24K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares5.19K

TypeSH

Market value$3.05M

1.65%

Sole

0.00

Shared

0.00

None

5.19K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares40.67K

TypeSH

Market value$2.92M

1.58%

Sole

0.00

Shared

0.00

None

40.67K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares15.65K

TypeSH

Market value$2.65M

1.43%

Sole

0.00

Shared

0.00

None

15.65K

ISHARES TR

SOLE

PFD AND INCM SEC

Shares79.92K

TypeSH

Market value$2.51M

1.36%

Sole

0.00

Shared

0.00

None

79.92K

PALANTIR TECHNOLOGIES INC

SOLE

CL A

Shares33.05K

TypeSH

Market value$2.50M

1.35%

Sole

0.00

Shared

0.00

None

33.05K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2025 HY

Shares107.82K

TypeSH

Market value$2.49M

1.35%

Sole

0.00

Shared

0.00

None

107.82K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO BLSH 26

Shares99.20K

TypeSH

Market value$2.31M

1.25%

Sole

0.00

Shared

0.00

None

99.20K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares7.82K

TypeSH

Market value$2.27M

1.23%

Sole

0.00

Shared

0.00

None

7.82K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULETSHS 2027

Shares98.64K

TypeSH

Market value$2.21M

1.20%

Sole

0.00

Shared

0.00

None

98.64K

VANGUARD INDEX FDS

SOLE

LARGE CAP ETF

Shares8.13K

TypeSH

Market value$2.19M

1.19%

Sole

0.00

Shared

0.00

None

8.13K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO 28 HYCORP

Shares98.35K

TypeSH

Market value$2.13M

1.15%

Sole

0.00

Shared

0.00

None

98.35K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	GROWTH ETF	37.60K	SH	$15.43M 8.35%	37.60K
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	106.64K	SH	$13.61M 7.36%	106.64K
APPLE INCSOLE	COM	35.50K	SH	$8.89M 4.81%	35.50K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	33.56K	SH	$8.06M 4.36%	33.56K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	29.80K	SH	$5.84M 3.16%	29.80K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2025 CB	235.21K	SH	$4.86M 2.63%	235.21K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2026 CB	248.06K	SH	$4.82M 2.61%	248.06K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2027 CB	244.37K	SH	$4.76M 2.58%	244.37K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO BLSH 28	231.17K	SH	$4.65M 2.52%	231.17K
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	37.96K	SH	$4.46M 2.41%	37.96K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	7.49K	SH	$4.03M 2.18%	7.49K
SPDR S&P 500 ETF TRSOLE	TR UNIT	6.58K	SH	$3.86M 2.09%	6.58K
INVESCO EXCH TRD SLF IDX FDSOLE	BULETSHS 2029	205.33K	SH	$3.77M 2.04%	205.33K
ISHARES TRSOLE	S&P 500 GRWT ETF	34.24K	SH	$3.48M 1.88%	34.24K
ISHARES TRSOLE	CORE S&P500 ETF	5.19K	SH	$3.05M 1.65%	5.19K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	40.67K	SH	$2.92M 1.58%	40.67K
VANGUARD INDEX FDSSOLE	VALUE ETF	15.65K	SH	$2.65M 1.43%	15.65K
ISHARES TRSOLE	PFD AND INCM SEC	79.92K	SH	$2.51M 1.36%	79.92K
PALANTIR TECHNOLOGIES INCSOLE	CL A	33.05K	SH	$2.50M 1.35%	33.05K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2025 HY	107.82K	SH	$2.49M 1.35%	107.82K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO BLSH 26	99.20K	SH	$2.31M 1.25%	99.20K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	7.82K	SH	$2.27M 1.23%	7.82K
INVESCO EXCH TRD SLF IDX FDSOLE	BULETSHS 2027	98.64K	SH	$2.21M 1.20%	98.64K
VANGUARD INDEX FDSSOLE	LARGE CAP ETF	8.13K	SH	$2.19M 1.19%	8.13K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO 28 HYCORP	98.35K	SH	$2.13M 1.15%	98.35K

Page 1 of 5

…