HARBOR ASSET PLANNING, INC.

Filed: 10/17/2025ACC: 0001398344-25-019249

📋 What this filing means

HARBOR ASSET PLANNING, INC. filed this quarterly 13F‑HR report disclosing 409 equity positions with a total reported market value of $111.75M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

409

Positions

$111.75M

Total AUM (reported)

1.54M

Total Shares

Allocation by class

COM$9.28M8.3%

TOTAL STK MKT$5.22M4.7%

US LCAP GR ETF$5.20M4.7%

CORE S&P500 ETF$4.62M4.1%

VALUE ETF$4.35M3.9%

S&P 500 REVENUE$3.66M3.3%

ACTIVEBETA INT$3.33M3.0%

Portfolio Concentration

Top 3$15.03M13.5%

4–10$22.00M19.7%

11–25$26.90M24.1%

Rest$47.82M42.8%

Top 3 weight

13.5%

Top 10 weight

33.1%

Voting Authority Distribution

Total shares with voting rights: 1.54M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

1.54M

% of voting shares100.0%

Investment Discretion (by position count)

Sole409

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings409

Rows:

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares15.89K

TypeSH

Market value$5.22M

4.67%

Sole

0.00

Shared

0.00

None

15.89K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares162.91K

TypeSH

Market value$5.20M

4.65%

Sole

0.00

Shared

0.00

None

162.91K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares6.90K

TypeSH

Market value$4.62M

4.13%

Sole

0.00

Shared

0.00

None

6.90K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares23.30K

TypeSH

Market value$4.35M

3.89%

Sole

0.00

Shared

0.00

None

23.30K

INVESCO EXCH TRADED FD TR II

SOLE

S&P 500 REVENUE

Shares33.10K

TypeSH

Market value$3.66M

3.28%

Sole

0.00

Shared

0.00

None

33.10K

GOLDMAN SACHS ETF TR

SOLE

ACTIVEBETA INT

Shares80.98K

TypeSH

Market value$3.33M

2.98%

Sole

0.00

Shared

0.00

None

80.98K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL IND

Shares49.76K

TypeSH

Market value$2.79M

2.50%

Sole

0.00

Shared

0.00

None

49.76K

VANGUARD WORLD FD

SOLE

INF TECH ETF

Shares3.60K

TypeSH

Market value$2.69M

2.41%

Sole

0.00

Shared

0.00

None

3.60K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P MDCP QUALITY

Shares24.88K

TypeSH

Market value$2.61M

2.34%

Sole

0.00

Shared

0.00

None

24.88K

ISHARES TR

SOLE

US SML CAP EQT

Shares34.58K

TypeSH

Market value$2.57M

2.30%

Sole

0.00

Shared

0.00

None

34.58K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares96.81K

TypeSH

Market value$2.55M

2.28%

Sole

0.00

Shared

0.00

None

96.81K

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQT MK

Shares68.78K

TypeSH

Market value$2.50M

2.24%

Sole

0.00

Shared

0.00

None

68.78K

AMPLIFY ETF TR

SOLE

CWP ENHANCED DIV

Shares51.46K

TypeSH

Market value$2.29M

2.05%

Sole

0.00

Shared

0.00

None

51.46K

ISHARES TR

SOLE

0-3 MNTH TREASRY

Shares21.92K

TypeSH

Market value$2.21M

1.97%

Sole

0.00

Shared

0.00

None

21.92K

FIDELITY COVINGTON TRUST

SOLE

MSCI FINLS IDX

Shares28.64K

TypeSH

Market value$2.19M

1.96%

Sole

0.00

Shared

0.00

None

28.64K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares6.52K

TypeSH

Market value$1.94M

1.74%

Sole

0.00

Shared

0.00

None

6.52K

SELECT SECTOR SPDR TR

SOLE

INDL

Shares11.93K

TypeSH

Market value$1.84M

1.65%

Sole

0.00

Shared

0.00

None

11.93K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US L

Shares67.17K

TypeSH

Market value$1.77M

1.58%

Sole

0.00

Shared

0.00

None

67.17K

VANGUARD WORLD FD

SOLE

HEALTH CAR ETF

Shares6.18K

TypeSH

Market value$1.61M

1.44%

Sole

0.00

Shared

0.00

None

6.18K

VANGUARD INDEX FDS

SOLE

LARGE CAP ETF

Shares4.97K

TypeSH

Market value$1.53M

1.37%

Sole

0.00

Shared

0.00

None

4.97K

APPLE INC

SOLE

COM

Shares5.37K

TypeSH

Market value$1.37M

1.22%

Sole

0.00

Shared

0.00

None

5.37K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares49.98K

TypeSH

Market value$1.36M

1.22%

Sole

0.00

Shared

0.00

None

49.98K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares2.61K

TypeSH

Market value$1.25M

1.12%

Sole

0.00

Shared

0.00

None

2.61K

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares2.67K

TypeSH

Market value$1.25M

1.12%

Sole

0.00

Shared

0.00

None

2.67K

ISHARES TR

SOLE

RUS 1000 ETF

Shares3.38K

TypeSH

Market value$1.24M

1.11%

Sole

0.00

Shared

0.00

None

3.38K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	15.89K	SH	$5.22M 4.67%	15.89K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	162.91K	SH	$5.20M 4.65%	162.91K
ISHARES TRSOLE	CORE S&P500 ETF	6.90K	SH	$4.62M 4.13%	6.90K
VANGUARD INDEX FDSSOLE	VALUE ETF	23.30K	SH	$4.35M 3.89%	23.30K
INVESCO EXCH TRADED FD TR IISOLE	S&P 500 REVENUE	33.10K	SH	$3.66M 3.28%	33.10K
GOLDMAN SACHS ETF TRSOLE	ACTIVEBETA INT	80.98K	SH	$3.33M 2.98%	80.98K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL IND	49.76K	SH	$2.79M 2.50%	49.76K
VANGUARD WORLD FDSOLE	INF TECH ETF	3.60K	SH	$2.69M 2.41%	3.60K
INVESCO EXCHANGE TRADED FD TSOLE	S&P MDCP QUALITY	24.88K	SH	$2.61M 2.34%	24.88K
ISHARES TRSOLE	US SML CAP EQT	34.58K	SH	$2.57M 2.30%	34.58K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	96.81K	SH	$2.55M 2.28%	96.81K
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQT MK	68.78K	SH	$2.50M 2.24%	68.78K
AMPLIFY ETF TRSOLE	CWP ENHANCED DIV	51.46K	SH	$2.29M 2.05%	51.46K
ISHARES TRSOLE	0-3 MNTH TREASRY	21.92K	SH	$2.21M 1.97%	21.92K
FIDELITY COVINGTON TRUSTSOLE	MSCI FINLS IDX	28.64K	SH	$2.19M 1.96%	28.64K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	6.52K	SH	$1.94M 1.74%	6.52K
SELECT SECTOR SPDR TRSOLE	INDL	11.93K	SH	$1.84M 1.65%	11.93K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US L	67.17K	SH	$1.77M 1.58%	67.17K
VANGUARD WORLD FDSOLE	HEALTH CAR ETF	6.18K	SH	$1.61M 1.44%	6.18K
VANGUARD INDEX FDSSOLE	LARGE CAP ETF	4.97K	SH	$1.53M 1.37%	4.97K
APPLE INCSOLE	COM	5.37K	SH	$1.37M 1.22%	5.37K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	49.98K	SH	$1.36M 1.22%	49.98K
VANGUARD INDEX FDSSOLE	GROWTH ETF	2.61K	SH	$1.25M 1.12%	2.61K
ISHARES TRSOLE	RUS 1000 GRW ETF	2.67K	SH	$1.25M 1.12%	2.67K
ISHARES TRSOLE	RUS 1000 ETF	3.38K	SH	$1.24M 1.11%	3.38K

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