HARBOR GROUP, INC.

Filed: 1/12/2026ACC: 0001840486-26-000001

📋 What this filing means

HARBOR GROUP, INC. filed this quarterly 13F‑HR report disclosing 115 equity positions with a total reported market value of $668.18M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

115

Positions

$668.18M

Total AUM (reported)

13.98M

Total Shares

Allocation by class

STATE STREET SPD$53.19M8.0%

MRNGSTR WDE MOAT$48.87M7.3%

CONCENTRATED INT$48.70M7.3%

CORE PLUS BD ETF$48.11M7.2%

TOTAL BD ETF$47.48M7.1%

US MID CP MLTFCT$46.51M7.0%

FOCUSED LAR CAP$38.66M5.8%

Portfolio Concentration

Top 3$145.68M21.8%

4–10$247.00M37.0%

11–25$197.44M29.5%

Rest$78.07M11.7%

Top 3 weight

21.8%

Top 10 weight

58.8%

Voting Authority Distribution

Total shares with voting rights: 13.98M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

13.98M

% of voting shares100.0%

Investment Discretion (by position count)

Sole115

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings115

Rows:

VANECK ETF TRUST

SOLE

MRNGSTR WDE MOAT

Shares471.89K

TypeSH

Market value$48.87M

7.31%

Sole

0.00

Shared

0.00

None

471.89K

BNY MELLON ETF TRUST

SOLE

CONCENTRATED INT

Shares944.28K

TypeSH

Market value$48.70M

7.29%

Sole

0.00

Shared

0.00

None

944.28K

J P MORGAN EXCHANGE TRADED F

SOLE

CORE PLUS BD ETF

Shares1.02M

TypeSH

Market value$48.11M

7.20%

Sole

0.00

Shared

0.00

None

1.02M

FIDELITY MERRIMACK STR TR

SOLE

TOTAL BD ETF

Shares1.03M

TypeSH

Market value$47.48M

7.11%

Sole

0.00

Shared

0.00

None

1.03M

FRANKLIN TEMPLETON ETF TR

SOLE

US MID CP MLTFCT

Shares826.65K

TypeSH

Market value$46.51M

6.96%

Sole

0.00

Shared

0.00

None

826.65K

PUTNAM ETF TRUST

SOLE

FOCUSED LAR CAP

Shares848.27K

TypeSH

Market value$38.66M

5.79%

Sole

0.00

Shared

0.00

None

848.27K

ISHARES TR

SOLE

MSCI INTL QUALTY

Shares837.48K

TypeSH

Market value$38.06M

5.70%

Sole

0.00

Shared

0.00

None

837.48K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares490.73K

TypeSH

Market value$27.88M

4.17%

Sole

0.00

Shared

0.00

None

490.73K

T ROWE PRICE ETF INC

SOLE

PRICE BLUE CHIP

Shares488.62K

TypeSH

Market value$24.36M

3.65%

Sole

0.00

Shared

0.00

None

488.62K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares737.19K

TypeSH

Market value$24.05M

3.60%

Sole

0.00

Shared

0.00

None

737.19K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares228.39K

TypeSH

Market value$23.29M

3.49%

Sole

0.00

Shared

0.00

None

228.39K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares349.20K

TypeSH

Market value$23.05M

3.45%

Sole

0.00

Shared

0.00

None

349.20K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares31.49K

TypeSH

Market value$21.57M

3.23%

Sole

0.00

Shared

0.00

None

31.49K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares172.73K

TypeSH

Market value$20.76M

3.11%

Sole

0.00

Shared

0.00

None

172.73K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares192.81K

TypeSH

Market value$20.57M

3.08%

Sole

0.00

Shared

0.00

None

192.81K

NOMURA ETF TR

SOLE

NATIONAL HIGH YL

Shares687.89K

TypeSH

Market value$16.73M

2.50%

Sole

0.00

Shared

0.00

None

687.89K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares478.87K

TypeSH

Market value$14.40M

2.16%

Sole

0.00

Shared

0.00

None

478.87K

SCHWAB STRATEGIC TR

SOLE

US LCAP VA ETF

Shares332.19K

TypeSH

Market value$9.84M

1.47%

Sole

0.00

Shared

0.00

None

332.19K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares87.01K

TypeSH

Market value$9.32M

1.39%

Sole

0.00

Shared

0.00

None

87.01K

SSGA ACTIVE ETF TR

SOLE

STATE STREET MUL

Shares293.73K

TypeSH

Market value$9.24M

1.38%

Sole

0.00

Shared

0.00

None

293.73K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares283.22K

TypeSH

Market value$7.62M

1.14%

Sole

0.00

Shared

0.00

None

283.22K

J P MORGAN EXCHANGE TRADED F

SOLE

MUNICIPAL ETF

Shares148.08K

TypeSH

Market value$7.48M

1.12%

Sole

0.00

Shared

0.00

None

148.08K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares67.39K

TypeSH

Market value$4.81M

0.72%

Sole

0.00

Shared

0.00

None

67.39K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares39.49K

TypeSH

Market value$4.50M

0.67%

Sole

0.00

Shared

0.00

None

39.49K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares45.44K

TypeSH

Market value$4.27M

0.64%

Sole

0.00

Shared

0.00

None

45.44K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANECK ETF TRUSTSOLE	MRNGSTR WDE MOAT	471.89K	SH	$48.87M 7.31%	471.89K
BNY MELLON ETF TRUSTSOLE	CONCENTRATED INT	944.28K	SH	$48.70M 7.29%	944.28K
J P MORGAN EXCHANGE TRADED FSOLE	CORE PLUS BD ETF	1.02M	SH	$48.11M 7.20%	1.02M
FIDELITY MERRIMACK STR TRSOLE	TOTAL BD ETF	1.03M	SH	$47.48M 7.11%	1.03M
FRANKLIN TEMPLETON ETF TRSOLE	US MID CP MLTFCT	826.65K	SH	$46.51M 6.96%	826.65K
PUTNAM ETF TRUSTSOLE	FOCUSED LAR CAP	848.27K	SH	$38.66M 5.79%	848.27K
ISHARES TRSOLE	MSCI INTL QUALTY	837.48K	SH	$38.06M 5.70%	837.48K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	490.73K	SH	$27.88M 4.17%	490.73K
T ROWE PRICE ETF INCSOLE	PRICE BLUE CHIP	488.62K	SH	$24.36M 3.65%	488.62K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	737.19K	SH	$24.05M 3.60%	737.19K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	228.39K	SH	$23.29M 3.49%	228.39K
ISHARES TRSOLE	CORE S&P MCP ETF	349.20K	SH	$23.05M 3.45%	349.20K
ISHARES TRSOLE	CORE S&P500 ETF	31.49K	SH	$21.57M 3.23%	31.49K
ISHARES TRSOLE	CORE S&P SCP ETF	172.73K	SH	$20.76M 3.11%	172.73K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	192.81K	SH	$20.57M 3.08%	192.81K
NOMURA ETF TRSOLE	NATIONAL HIGH YL	687.89K	SH	$16.73M 2.50%	687.89K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	478.87K	SH	$14.40M 2.16%	478.87K
SCHWAB STRATEGIC TRSOLE	US LCAP VA ETF	332.19K	SH	$9.84M 1.47%	332.19K
ISHARES TRSOLE	NATIONAL MUN ETF	87.01K	SH	$9.32M 1.39%	87.01K
SSGA ACTIVE ETF TRSOLE	STATE STREET MUL	293.73K	SH	$9.24M 1.38%	293.73K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	283.22K	SH	$7.62M 1.14%	283.22K
J P MORGAN EXCHANGE TRADED FSOLE	MUNICIPAL ETF	148.08K	SH	$7.48M 1.12%	148.08K
ISHARES TRSOLE	EAFE VALUE ETF	67.39K	SH	$4.81M 0.72%	67.39K
ISHARES TRSOLE	EAFE GRWTH ETF	39.49K	SH	$4.50M 0.67%	39.49K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	45.44K	SH	$4.27M 0.64%	45.44K

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