HARBOR GROUP, INC.

Filed: 10/14/2025ACC: 0001085146-25-005930

📋 What this filing means

HARBOR GROUP, INC. filed this quarterly 13F‑HR report disclosing 105 equity positions with a total reported market value of $629.11M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

105

Positions

$629.11M

Total AUM (reported)

11.72M

Total Shares

Allocation by class

CORE PLUS BD ETF$47.02M7.5%

CONCENTRATED INT$46.71M7.4%

TOTAL BD ETF$46.68M7.4%

MRNGSTR WDE MOAT$44.40M7.1%

US MID CP MLTFCT$40.95M6.5%

MSCI INTL QUALTY$35.98M5.7%

FOCUSED LAR CAP$35.31M5.6%

Portfolio Concentration

Top 3$140.40M22.3%

4–10$232.27M36.9%

11–25$189.71M30.2%

Rest$66.72M10.6%

Top 3 weight

22.3%

Top 10 weight

59.2%

Voting Authority Distribution

Total shares with voting rights: 11.72M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

11.72M

% of voting shares100.0%

Investment Discretion (by position count)

Sole105

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings105

Rows:

J P MORGAN EXCHANGE TRADED F

SOLE

CORE PLUS BD ETF

Shares988.84K

TypeSH

Market value$47.02M

7.47%

Sole

0.00

Shared

0.00

None

988.84K

BNY MELLON ETF TRUST

SOLE

CONCENTRATED INT

Shares906.46K

TypeSH

Market value$46.71M

7.42%

Sole

0.00

Shared

0.00

None

906.46K

FIDELITY MERRIMACK STR TR

SOLE

TOTAL BD ETF

Shares1.01M

TypeSH

Market value$46.68M

7.42%

Sole

0.00

Shared

0.00

None

1.01M

VANECK ETF TRUST

SOLE

MRNGSTR WDE MOAT

Shares447.96K

TypeSH

Market value$44.40M

7.06%

Sole

0.00

Shared

0.00

None

447.96K

FRANKLIN TEMPLETON ETF TR

SOLE

US MID CP MLTFCT

Shares725.48K

TypeSH

Market value$40.95M

6.51%

Sole

0.00

Shared

0.00

None

725.48K

ISHARES TR

SOLE

MSCI INTL QUALTY

Shares814.30K

TypeSH

Market value$35.98M

5.72%

Sole

0.00

Shared

0.00

None

814.30K

PUTNAM ETF TRUST

SOLE

FOCUSED LAR CAP

Shares826.48K

TypeSH

Market value$35.31M

5.61%

Sole

0.00

Shared

0.00

None

826.48K

SPDR SERIES TRUST

SOLE

PRTFLO S&P500 VL

Shares477.34K

TypeSH

Market value$26.41M

4.20%

Sole

0.00

Shared

0.00

None

477.34K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares783.22K

TypeSH

Market value$24.99M

3.97%

Sole

0.00

Shared

0.00

None

783.22K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares243.37K

TypeSH

Market value$24.22M

3.85%

Sole

0.00

Shared

0.00

None

243.37K

T ROWE PRICE ETF INC

SOLE

PRICE BLUE CHIP

Shares472.59K

TypeSH

Market value$23.10M

3.67%

Sole

0.00

Shared

0.00

None

472.59K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares352.78K

TypeSH

Market value$23.02M

3.66%

Sole

0.00

Shared

0.00

None

352.78K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares176.85K

TypeSH

Market value$21.02M

3.34%

Sole

0.00

Shared

0.00

None

176.85K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares31.19K

TypeSH

Market value$20.88M

3.32%

Sole

0.00

Shared

0.00

None

31.19K

SPDR SERIES TRUST

SOLE

PRTFLO S&P500 GW

Shares192.28K

TypeSH

Market value$20.10M

3.19%

Sole

0.00

Shared

0.00

None

192.28K

MACQUARIE ETF TRUST

SOLE

NATIONAL HIGH YL

Shares655.74K

TypeSH

Market value$15.95M

2.54%

Sole

0.00

Shared

0.00

None

655.74K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares478.78K

TypeSH

Market value$14.19M

2.26%

Sole

0.00

Shared

0.00

None

478.78K

SCHWAB STRATEGIC TR

SOLE

US LCAP VA ETF

Shares332.61K

TypeSH

Market value$9.68M

1.54%

Sole

0.00

Shared

0.00

None

332.61K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares87.19K

TypeSH

Market value$9.28M

1.48%

Sole

0.00

Shared

0.00

None

87.19K

SSGA ACTIVE ETF TR

SOLE

MULT ASS RLRTN

Shares295.56K

TypeSH

Market value$9.13M

1.45%

Sole

0.00

Shared

0.00

None

295.56K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares286.25K

TypeSH

Market value$7.54M

1.20%

Sole

0.00

Shared

0.00

None

286.25K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares68.31K

TypeSH

Market value$4.63M

0.74%

Sole

0.00

Shared

0.00

None

68.31K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares39.05K

TypeSH

Market value$4.45M

0.71%

Sole

0.00

Shared

0.00

None

39.05K

DIMENSIONAL ETF TRUST

SOLE

WORLD EX US CORE

Shares115.85K

TypeSH

Market value$3.64M

0.58%

Sole

0.00

Shared

0.00

None

115.85K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares34.94K

TypeSH

Market value$3.11M

0.49%

Sole

0.00

Shared

0.00

None

34.94K

Issuer	Class	Shares	Type	Value / Portfolio %	None
J P MORGAN EXCHANGE TRADED FSOLE	CORE PLUS BD ETF	988.84K	SH	$47.02M 7.47%	988.84K
BNY MELLON ETF TRUSTSOLE	CONCENTRATED INT	906.46K	SH	$46.71M 7.42%	906.46K
FIDELITY MERRIMACK STR TRSOLE	TOTAL BD ETF	1.01M	SH	$46.68M 7.42%	1.01M
VANECK ETF TRUSTSOLE	MRNGSTR WDE MOAT	447.96K	SH	$44.40M 7.06%	447.96K
FRANKLIN TEMPLETON ETF TRSOLE	US MID CP MLTFCT	725.48K	SH	$40.95M 6.51%	725.48K
ISHARES TRSOLE	MSCI INTL QUALTY	814.30K	SH	$35.98M 5.72%	814.30K
PUTNAM ETF TRUSTSOLE	FOCUSED LAR CAP	826.48K	SH	$35.31M 5.61%	826.48K
SPDR SERIES TRUSTSOLE	PRTFLO S&P500 VL	477.34K	SH	$26.41M 4.20%	477.34K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	783.22K	SH	$24.99M 3.97%	783.22K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	243.37K	SH	$24.22M 3.85%	243.37K
T ROWE PRICE ETF INCSOLE	PRICE BLUE CHIP	472.59K	SH	$23.10M 3.67%	472.59K
ISHARES TRSOLE	CORE S&P MCP ETF	352.78K	SH	$23.02M 3.66%	352.78K
ISHARES TRSOLE	CORE S&P SCP ETF	176.85K	SH	$21.02M 3.34%	176.85K
ISHARES TRSOLE	CORE S&P500 ETF	31.19K	SH	$20.88M 3.32%	31.19K
SPDR SERIES TRUSTSOLE	PRTFLO S&P500 GW	192.28K	SH	$20.10M 3.19%	192.28K
MACQUARIE ETF TRUSTSOLE	NATIONAL HIGH YL	655.74K	SH	$15.95M 2.54%	655.74K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	478.78K	SH	$14.19M 2.26%	478.78K
SCHWAB STRATEGIC TRSOLE	US LCAP VA ETF	332.61K	SH	$9.68M 1.54%	332.61K
ISHARES TRSOLE	NATIONAL MUN ETF	87.19K	SH	$9.28M 1.48%	87.19K
SSGA ACTIVE ETF TRSOLE	MULT ASS RLRTN	295.56K	SH	$9.13M 1.45%	295.56K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	286.25K	SH	$7.54M 1.20%	286.25K
ISHARES TRSOLE	EAFE VALUE ETF	68.31K	SH	$4.63M 0.74%	68.31K
ISHARES TRSOLE	EAFE GRWTH ETF	39.05K	SH	$4.45M 0.71%	39.05K
DIMENSIONAL ETF TRUSTSOLE	WORLD EX US CORE	115.85K	SH	$3.64M 0.58%	115.85K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	34.94K	SH	$3.11M 0.49%	34.94K

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