HAAG NATALIE G. (Executive Vice President) exercised options at CAPITOL FEDERAL FINANCIAL, INC.

Option exercise — a mechanical event triggered by vesting or expiry. Not a discretionary conviction trade.

M · 1 exercise

HAAG NATALIE G.

Filed: 1/3/2025ACC: 0001560043-25-000002

InsiderHAAG NATALIE G.CIK 1560043

→

IssuerCAPITOL FEDERAL FINANCIAL, INC.CIK 1490906

Officer· Executive Vice President

Since Aug 2018

-1.40K

Net shares

Net seller

$30.8K

Total sold

Open market trades

0B · 0S

Total transactions

9.02K acquired · 10.42K disposed

Non-Derivative Transactions2

CFFN common stock

Direct

M · Option Exercise

+5.21K

Price / share

$11.33

Trade value

$59.04K

% of position

14.6%

12/31/2024

35.74K→40.95K

CFFN common stock

Direct

D · Disposition

−5.21K

Price / share

$5.91

Trade value

$30.80K

% of position

12.7%

12/31/2024

40.95K→35.74K

Total

Net shares

+0.00

Net value

$28.24K

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
CFFN common stock Direct	12/31/2024	M · Option Exercise	+5.21K	$11.33	$59.04K	14.6%	35.74K	40.95K
CFFN common stock Direct	12/31/2024	D · Disposition	−5.21K	$5.91	$30.80K	12.7%	40.95K	35.74K
Total			+0.00		$28.24K

Derivative Transactions2

CFFN Phantom Stock 2021

Direct

M · Option Exercise

Converts to

CFFN common stock

5.21K shares

−5.21K

Strike price

11.33

Held after

0.00

Exercisable

—

12/31/2024

CFFN Phantom Stock 2024

Direct

A · Award

Converts to

CFFN common stock

3.81K shares

+3.81K

Strike price

5.91

Held after

3.81K

Exercisable

—

12/31/2024

Security	Converts To	Date	Type	Shares	Strike Price	Exercisable	Held After
CFFN Phantom Stock 2021 Direct	CFFN common stock5.21K shares	12/31/2024	M · Option Exercise	−5.21K	11.33	—	0.00
CFFN Phantom Stock 2024 Direct	CFFN common stock3.81K shares	12/31/2024	A · Award	+3.81K	5.91	—	3.81K

Non-Derivative Holdings (Post-Transaction)2

CFFN common stock

Indirect

Shares owned53.52K

CFFN common stock

Indirect

Shares owned9.42K

Total

62.94K indirect62.94K

Security Title	Shares Owned	Ownership Type
CFFN common stock	53.52K	Indirect
CFFN common stock	9.42K	Indirect
Total	62.94K	62.94K indirect

Derivative Holdings (Post-Transaction)1

CFFN Phantom Stock 2022

Direct

Underlying security

CFFN common stock

Underlying shares

8.73K

Shares owned

8.73K

Exercise price

8.65

Expiration

—

Exercise window

—

Total

Underlying

8.73K

Owned

8.73K

Security	Underlying	Exercise Price	Exercise Window	Expiration	Underlying Shares	Shares Owned
CFFN Phantom Stock 2022 Direct	CFFN common stock	8.65	—	—	8.73K	8.73K
Total					8.73K	8.73K