GROVE BANK & TRUST

Filed: 1/8/2026ACC: 0001193125-26-007162

📋 What this filing means

GROVE BANK & TRUST filed this quarterly 13F‑HR report disclosing 856 equity positions with a total reported market value of $889.03M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

856

Positions

$889.03M

Total AUM (reported)

7.66M

Total Shares

Allocation by class

COM$283.53M31.9%

S&P 500 ETF SHS$76.20M8.6%

CORE S&P MCP ETF$45.96M5.2%

CORE S&P SCP ETF$33.26M3.7%

CORE S&P500 ETF$31.37M3.5%

CORE MSCI EAFE$28.94M3.3%

CORE MSCI EMKT$24.15M2.7%

Portfolio Concentration

Top 3$166.87M18.8%

4–10$172.28M19.4%

11–25$177.45M20.0%

Rest$372.42M41.9%

Top 3 weight

18.8%

Top 10 weight

38.1%

Voting Authority Distribution

Total shares with voting rights: 7.66M

Sole

Full voting authority

4.85M

% of voting shares63.4%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.80M

% of voting shares36.6%

Investment Discretion (by position count)

Sole719

Shared0

Other137

Dominant voting typeSole · 63.4% of voting shares

Institutional Holdings856

Rows:

VANGUARD INDEX FDS

DFND

S&P 500 ETF SHS

Shares121.50K

TypeSH

Market value$76.20M

8.57%

Sole

53.61K

Shared

0.00

None

67.89K

ISHARES TR

DFND

CORE S&P MCP ETF

Shares696.31K

TypeSH

Market value$45.96M

5.17%

Sole

519.79K

Shared

0.00

None

176.52K

APPLE INC

DFND

COM

Shares164.48K

TypeSH

Market value$44.72M

5.03%

Sole

139.66K

Shared

0.00

None

24.82K

ISHARES TR

DFND

CORE S&P SCP ETF

Shares276.75K

TypeSH

Market value$33.26M

3.74%

Sole

226.14K

Shared

0.00

None

50.62K

ISHARES TR

DFND

CORE S&P500 ETF

Shares45.80K

TypeSH

Market value$31.37M

3.53%

Sole

39.31K

Shared

0.00

None

6.49K

ISHARES TR

DFND

CORE MSCI EAFE

Shares323.50K

TypeSH

Market value$28.94M

3.26%

Sole

154.72K

Shared

0.00

None

168.78K

ISHARES INC

DFND

CORE MSCI EMKT

Shares359.30K

TypeSH

Market value$24.15M

2.72%

Sole

134.11K

Shared

0.00

None

225.19K

NVIDIA CORPORATION

DFND

COM

Shares114.76K

TypeSH

Market value$21.40M

2.41%

Sole

74.25K

Shared

0.00

None

40.51K

MICROSOFT CORP

DFND

COM

Shares35.53K

TypeSH

Market value$17.18M

1.93%

Sole

22.91K

Shared

0.00

None

12.62K

ISHARES TR

DFND

RUS 1000 GRW ETF

Shares33.75K

TypeSH

Market value$15.97M

1.80%

Sole

32.95K

Shared

0.00

None

802.00

SPDR S&P 500 ETF TR

DFND

TR UNIT

Shares22.30K

TypeSH

Market value$15.21M

1.71%

Sole

15.67K

Shared

0.00

None

6.63K

VANGUARD MUN BD FDS

DFND

TAX EXEMPT BD

Shares284.78K

TypeSH

Market value$14.32M

1.61%

Sole

280.26K

Shared

0.00

None

4.52K

AMAZON COM INC

DFND

COM

Shares61.34K

TypeSH

Market value$14.16M

1.59%

Sole

34.12K

Shared

0.00

None

27.22K

VANGUARD SCOTTSDALE FDS

DFND

SHRT TRM CORP BD

Shares160.27K

TypeSH

Market value$12.78M

1.44%

Sole

147.20K

Shared

0.00

None

13.07K

ALPHABET INC

DFND

CAP STK CL A

Shares40.48K

TypeSH

Market value$12.67M

1.43%

Sole

21.20K

Shared

0.00

None

19.28K

VANGUARD INDEX FDS

DFND

REAL ESTATE ETF

Shares140.80K

TypeSH

Market value$12.46M

1.40%

Sole

55.94K

Shared

0.00

None

84.86K

ISHARES TR

DFND

SHRT NAT MUN ETF

Shares113.70K

TypeSH

Market value$12.13M

1.36%

Sole

111.11K

Shared

0.00

None

2.59K

ISHARES GOLD TR

DFND

ISHARES NEW

Shares145.20K

TypeSH

Market value$11.79M

1.33%

Sole

33.61K

Shared

0.00

None

111.59K

ISHARES TR

DFND

BROAD USD HIGH

Shares313.44K

TypeSH

Market value$11.72M

1.32%

Sole

298.64K

Shared

0.00

None

14.80K

VANGUARD INDEX FDS

DFND

VALUE ETF

Shares55.80K

TypeSH

Market value$10.66M

1.20%

Sole

32.41K

Shared

0.00

None

23.40K

VANGUARD TAX-MANAGED FDS

DFND

VAN FTSE DEV MKT

Shares163.13K

TypeSH

Market value$10.19M

1.15%

Sole

40.27K

Shared

0.00

None

122.86K

VANGUARD INTL EQUITY INDEX F

DFND

FTSE EMR MKT ETF

Shares185.64K

TypeSH

Market value$9.98M

1.12%

Sole

47.38K

Shared

0.00

None

138.26K

FIRST TR EXCHANGE-TRADED FD

DFND

FST LOW OPPT EFT

Shares196.71K

TypeSH

Market value$9.83M

1.11%

Sole

194.06K

Shared

0.00

None

2.65K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares65.86K

TypeSH

Market value$9.79M

1.10%

Sole

65.86K

Shared

0.00

None

0.00

SPDR GOLD TR

DFND

GOLD SHS

Shares24.63K

TypeSH

Market value$9.76M

1.10%

Sole

3.34K

Shared

0.00

None

21.29K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
VANGUARD INDEX FDSDFND	S&P 500 ETF SHS	121.50K	SH	$76.20M 8.57%	53.61K	67.89K
ISHARES TRDFND	CORE S&P MCP ETF	696.31K	SH	$45.96M 5.17%	519.79K	176.52K
APPLE INCDFND	COM	164.48K	SH	$44.72M 5.03%	139.66K	24.82K
ISHARES TRDFND	CORE S&P SCP ETF	276.75K	SH	$33.26M 3.74%	226.14K	50.62K
ISHARES TRDFND	CORE S&P500 ETF	45.80K	SH	$31.37M 3.53%	39.31K	6.49K
ISHARES TRDFND	CORE MSCI EAFE	323.50K	SH	$28.94M 3.26%	154.72K	168.78K
ISHARES INCDFND	CORE MSCI EMKT	359.30K	SH	$24.15M 2.72%	134.11K	225.19K
NVIDIA CORPORATIONDFND	COM	114.76K	SH	$21.40M 2.41%	74.25K	40.51K
MICROSOFT CORPDFND	COM	35.53K	SH	$17.18M 1.93%	22.91K	12.62K
ISHARES TRDFND	RUS 1000 GRW ETF	33.75K	SH	$15.97M 1.80%	32.95K	802.00
SPDR S&P 500 ETF TRDFND	TR UNIT	22.30K	SH	$15.21M 1.71%	15.67K	6.63K
VANGUARD MUN BD FDSDFND	TAX EXEMPT BD	284.78K	SH	$14.32M 1.61%	280.26K	4.52K
AMAZON COM INCDFND	COM	61.34K	SH	$14.16M 1.59%	34.12K	27.22K
VANGUARD SCOTTSDALE FDSDFND	SHRT TRM CORP BD	160.27K	SH	$12.78M 1.44%	147.20K	13.07K
ALPHABET INCDFND	CAP STK CL A	40.48K	SH	$12.67M 1.43%	21.20K	19.28K
VANGUARD INDEX FDSDFND	REAL ESTATE ETF	140.80K	SH	$12.46M 1.40%	55.94K	84.86K
ISHARES TRDFND	SHRT NAT MUN ETF	113.70K	SH	$12.13M 1.36%	111.11K	2.59K
ISHARES GOLD TRDFND	ISHARES NEW	145.20K	SH	$11.79M 1.33%	33.61K	111.59K
ISHARES TRDFND	BROAD USD HIGH	313.44K	SH	$11.72M 1.32%	298.64K	14.80K
VANGUARD INDEX FDSDFND	VALUE ETF	55.80K	SH	$10.66M 1.20%	32.41K	23.40K
VANGUARD TAX-MANAGED FDSDFND	VAN FTSE DEV MKT	163.13K	SH	$10.19M 1.15%	40.27K	122.86K
VANGUARD INTL EQUITY INDEX FDFND	FTSE EMR MKT ETF	185.64K	SH	$9.98M 1.12%	47.38K	138.26K
FIRST TR EXCHANGE-TRADED FDDFND	FST LOW OPPT EFT	196.71K	SH	$9.83M 1.11%	194.06K	2.65K
ISHARES TRSOLE	CORE S&P TTL STK	65.86K	SH	$9.79M 1.10%	65.86K	0.00
SPDR GOLD TRDFND	GOLD SHS	24.63K	SH	$9.76M 1.10%	3.34K	21.29K

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