GARDE CAPITAL, INC.

Filed: 7/31/2026ACC: 0001616328-26-000003

📋 What this filing means

GARDE CAPITAL, INC. filed this quarterly 13F‑HR report disclosing 246 equity positions with a total reported market value of $2.23B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

246

Positions

$2.23B

Total AUM (reported)

23.74M

Total Shares

Allocation by class

VALUE ETF$237.37M10.6%

GROWTH ETF$226.00M10.1%

COM$177.00M7.9%

LARGE CAP ETF$148.18M6.6%

TOTAL BND MRKT$132.71M5.9%

TOTAL STK MKT$95.16M4.3%

FTSE EUROPE ETF$92.66M4.2%

Portfolio Concentration

Top 3$611.54M27.4%

4–10$563.14M25.2%

11–25$528.88M23.7%

Rest$528.04M23.7%

Top 3 weight

27.4%

Top 10 weight

52.6%

Voting Authority Distribution

Total shares with voting rights: 23.74M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

23.74M

% of voting shares100.0%

Investment Discretion (by position count)

Sole246

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings246

Rows:

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares1.09M

TypeSH

Market value$237.37M

10.64%

Sole

0.00

Shared

0.00

None

1.09M

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares2.62M

TypeSH

Market value$226.00M

10.13%

Sole

0.00

Shared

0.00

None

2.62M

VANGUARD INDEX FDS

SOLE

LARGE CAP ETF

Shares430.88K

TypeSH

Market value$148.18M

6.64%

Sole

0.00

Shared

0.00

None

430.88K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares1.81M

TypeSH

Market value$132.71M

5.95%

Sole

0.00

Shared

0.00

None

1.81M

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares257.16K

TypeSH

Market value$95.16M

4.26%

Sole

0.00

Shared

0.00

None

257.16K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EUROPE ETF

Shares1.05M

TypeSH

Market value$92.66M

4.15%

Sole

0.00

Shared

0.00

None

1.05M

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE PACIFIC ETF

Shares621.51K

TypeSH

Market value$71.90M

3.22%

Sole

0.00

Shared

0.00

None

621.51K

ISHARES TR

SOLE

7-10 YR TRSY BD

Shares640.02K

TypeSH

Market value$60.53M

2.71%

Sole

0.00

Shared

0.00

None

640.02K

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares1.16M

TypeSH

Market value$58.08M

2.60%

Sole

0.00

Shared

0.00

None

1.16M

MICROSOFT CORP

SOLE

COM

Shares139.66K

TypeSH

Market value$52.10M

2.33%

Sole

0.00

Shared

0.00

None

139.66K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares167.03K

TypeSH

Market value$50.63M

2.27%

Sole

0.00

Shared

0.00

None

167.03K

VANGUARD SCOTTSDALE FDS

SOLE

MTG-BKD SECS ETF

Shares1.02M

TypeSH

Market value$47.79M

2.14%

Sole

0.00

Shared

0.00

None

1.02M

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares905.83K

TypeSH

Market value$45.82M

2.05%

Sole

0.00

Shared

0.00

None

905.83K

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares1.47M

TypeSH

Market value$39.01M

1.75%

Sole

0.00

Shared

0.00

None

1.47M

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares384.73K

TypeSH

Market value$37.10M

1.66%

Sole

0.00

Shared

0.00

None

384.73K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares52.06K

TypeSH

Market value$35.75M

1.60%

Sole

0.00

Shared

0.00

None

52.06K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares330.13K

TypeSH

Market value$35.53M

1.59%

Sole

0.00

Shared

0.00

None

330.13K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares486.10K

TypeSH

Market value$34.63M

1.55%

Sole

0.00

Shared

0.00

None

486.10K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares994.56K

TypeSH

Market value$33.66M

1.51%

Sole

0.00

Shared

0.00

None

994.56K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares535.02K

TypeSH

Market value$31.94M

1.43%

Sole

0.00

Shared

0.00

None

535.02K

VANGUARD WORLD FD

SOLE

ESG US STK ETF

Shares234.93K

TypeSH

Market value$31.07M

1.39%

Sole

0.00

Shared

0.00

None

234.93K

APPLE INC

SOLE

COM

Shares103K

TypeSH

Market value$29.80M

1.34%

Sole

0.00

Shared

0.00

None

103K

AMAZON COM INC

SOLE

COM

Shares108.78K

TypeSH

Market value$25.93M

1.16%

Sole

0.00

Shared

0.00

None

108.78K

ISHARES TR

SOLE

CORE S&P US VLU

Shares232.41K

TypeSH

Market value$25.60M

1.15%

Sole

0.00

Shared

0.00

None

232.41K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares33.45K

TypeSH

Market value$24.63M

1.10%

Sole

0.00

Shared

0.00

None

33.45K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	VALUE ETF	1.09M	SH	$237.37M 10.64%	1.09M
VANGUARD INDEX FDSSOLE	GROWTH ETF	2.62M	SH	$226.00M 10.13%	2.62M
VANGUARD INDEX FDSSOLE	LARGE CAP ETF	430.88K	SH	$148.18M 6.64%	430.88K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	1.81M	SH	$132.71M 5.95%	1.81M
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	257.16K	SH	$95.16M 4.26%	257.16K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EUROPE ETF	1.05M	SH	$92.66M 4.15%	1.05M
VANGUARD INTL EQUITY INDEX FSOLE	FTSE PACIFIC ETF	621.51K	SH	$71.90M 3.22%	621.51K
ISHARES TRSOLE	7-10 YR TRSY BD	640.02K	SH	$60.53M 2.71%	640.02K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	1.16M	SH	$58.08M 2.60%	1.16M
MICROSOFT CORPSOLE	COM	139.66K	SH	$52.10M 2.33%	139.66K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	167.03K	SH	$50.63M 2.27%	167.03K
VANGUARD SCOTTSDALE FDSSOLE	MTG-BKD SECS ETF	1.02M	SH	$47.79M 2.14%	1.02M
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	905.83K	SH	$45.82M 2.05%	905.83K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	1.47M	SH	$39.01M 1.75%	1.47M
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	384.73K	SH	$37.10M 1.66%	384.73K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	52.06K	SH	$35.75M 1.60%	52.06K
ISHARES TRSOLE	NATIONAL MUN ETF	330.13K	SH	$35.53M 1.59%	330.13K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	486.10K	SH	$34.63M 1.55%	486.10K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	994.56K	SH	$33.66M 1.51%	994.56K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	535.02K	SH	$31.94M 1.43%	535.02K
VANGUARD WORLD FDSOLE	ESG US STK ETF	234.93K	SH	$31.07M 1.39%	234.93K
APPLE INCSOLE	COM	103K	SH	$29.80M 1.34%	103K
AMAZON COM INCSOLE	COM	108.78K	SH	$25.93M 1.16%	108.78K
ISHARES TRSOLE	CORE S&P US VLU	232.41K	SH	$25.60M 1.15%	232.41K
INVESCO QQQ TRSOLE	UNIT SER 1	33.45K	SH	$24.63M 1.10%	33.45K

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