GARDE CAPITAL, INC.

Filed: 7/3/2025ACC: 0001616328-25-000004

📋 What this filing means

GARDE CAPITAL, INC. filed this quarterly 13F‑HR report disclosing 840 equity positions with a total reported market value of $1.91B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

840

Positions

$1.91B

Total AUM (reported)

19.91M

Total Shares

Allocation by class

GROWTH ETF$202.34M10.6%

VALUE ETF$188.22M9.8%

COM$169.99M8.9%

LARGE CAP ETF$123.26M6.4%

TOTAL BND MRKT$110.62M5.8%

TOTAL STK MKT$76.78M4.0%

FTSE EUROPE ETF$72.39M3.8%

Portfolio Concentration

Top 3$513.82M26.8%

4–10$453.52M23.7%

11–25$434.10M22.7%

Rest$512.82M26.8%

Top 3 weight

26.8%

Top 10 weight

50.5%

Voting Authority Distribution

Total shares with voting rights: 19.91M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

19.91M

% of voting shares100.0%

Investment Discretion (by position count)

Sole840

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings840

Rows:

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares461.55K

TypeSH

Market value$202.34M

10.57%

Sole

0.00

Shared

0.00

None

461.55K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares1.06M

TypeSH

Market value$188.22M

9.83%

Sole

0.00

Shared

0.00

None

1.06M

VANGUARD INDEX FDS

SOLE

LARGE CAP ETF

Shares432.04K

TypeSH

Market value$123.26M

6.44%

Sole

0.00

Shared

0.00

None

432.04K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares1.50M

TypeSH

Market value$110.62M

5.78%

Sole

0.00

Shared

0.00

None

1.50M

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares252.64K

TypeSH

Market value$76.78M

4.01%

Sole

0.00

Shared

0.00

None

252.64K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EUROPE ETF

Shares934.06K

TypeSH

Market value$72.39M

3.78%

Sole

0.00

Shared

0.00

None

934.06K

MICROSOFT CORP

SOLE

COM

Shares103.74K

TypeSH

Market value$51.60M

2.70%

Sole

0.00

Shared

0.00

None

103.74K

ISHARES TR

SOLE

7-10 YR TRSY BD

Shares515.21K

TypeSH

Market value$49.34M

2.58%

Sole

0.00

Shared

0.00

None

515.21K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE PACIFIC ETF

Shares597.25K

TypeSH

Market value$49.08M

2.56%

Sole

0.00

Shared

0.00

None

597.25K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares891.40K

TypeSH

Market value$43.71M

2.28%

Sole

0.00

Shared

0.00

None

891.40K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares166.38K

TypeSH

Market value$39.43M

2.06%

Sole

0.00

Shared

0.00

None

166.38K

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares745.42K

TypeSH

Market value$37.47M

1.96%

Sole

0.00

Shared

0.00

None

745.42K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares61.61K

TypeSH

Market value$35.00M

1.83%

Sole

0.00

Shared

0.00

None

61.61K

VANGUARD SCOTTSDALE FDS

SOLE

MTG-BKD SECS ETF

Shares720.04K

TypeSH

Market value$33.37M

1.74%

Sole

0.00

Shared

0.00

None

720.04K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares295.79K

TypeSH

Market value$30.90M

1.61%

Sole

0.00

Shared

0.00

None

295.79K

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares345.58K

TypeSH

Market value$30.78M

1.61%

Sole

0.00

Shared

0.00

None

345.58K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares499.25K

TypeSH

Market value$28.46M

1.49%

Sole

0.00

Shared

0.00

None

499.25K

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares1.04M

TypeSH

Market value$27.87M

1.46%

Sole

0.00

Shared

0.00

None

1.04M

VANGUARD WORLD FD

SOLE

ESG US STK ETF

Shares248.53K

TypeSH

Market value$27.25M

1.42%

Sole

0.00

Shared

0.00

None

248.53K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares930.21K

TypeSH

Market value$27.17M

1.42%

Sole

0.00

Shared

0.00

None

930.21K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares482.92K

TypeSH

Market value$23.89M

1.25%

Sole

0.00

Shared

0.00

None

482.92K

AMAZON COM INC

SOLE

COM

Shares108.17K

TypeSH

Market value$23.73M

1.24%

Sole

0.00

Shared

0.00

None

108.17K

ISHARES TR

SOLE

CORE S&P US VLU

Shares244.10K

TypeSH

Market value$23.10M

1.21%

Sole

0.00

Shared

0.00

None

244.10K

APPLE INC

SOLE

COM

Shares111.79K

TypeSH

Market value$22.94M

1.20%

Sole

0.00

Shared

0.00

None

111.79K

VANGUARD INSTL INDEX FD

SOLE

0-3 MO TREAS BIL

Shares301.03K

TypeSH

Market value$22.74M

1.19%

Sole

0.00

Shared

0.00

None

301.03K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	GROWTH ETF	461.55K	SH	$202.34M 10.57%	461.55K
VANGUARD INDEX FDSSOLE	VALUE ETF	1.06M	SH	$188.22M 9.83%	1.06M
VANGUARD INDEX FDSSOLE	LARGE CAP ETF	432.04K	SH	$123.26M 6.44%	432.04K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	1.50M	SH	$110.62M 5.78%	1.50M
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	252.64K	SH	$76.78M 4.01%	252.64K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EUROPE ETF	934.06K	SH	$72.39M 3.78%	934.06K
MICROSOFT CORPSOLE	COM	103.74K	SH	$51.60M 2.70%	103.74K
ISHARES TRSOLE	7-10 YR TRSY BD	515.21K	SH	$49.34M 2.58%	515.21K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE PACIFIC ETF	597.25K	SH	$49.08M 2.56%	597.25K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	891.40K	SH	$43.71M 2.28%	891.40K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	166.38K	SH	$39.43M 2.06%	166.38K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	745.42K	SH	$37.47M 1.96%	745.42K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	61.61K	SH	$35.00M 1.83%	61.61K
VANGUARD SCOTTSDALE FDSSOLE	MTG-BKD SECS ETF	720.04K	SH	$33.37M 1.74%	720.04K
ISHARES TRSOLE	NATIONAL MUN ETF	295.79K	SH	$30.90M 1.61%	295.79K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	345.58K	SH	$30.78M 1.61%	345.58K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	499.25K	SH	$28.46M 1.49%	499.25K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	1.04M	SH	$27.87M 1.46%	1.04M
VANGUARD WORLD FDSOLE	ESG US STK ETF	248.53K	SH	$27.25M 1.42%	248.53K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	930.21K	SH	$27.17M 1.42%	930.21K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	482.92K	SH	$23.89M 1.25%	482.92K
AMAZON COM INCSOLE	COM	108.17K	SH	$23.73M 1.24%	108.17K
ISHARES TRSOLE	CORE S&P US VLU	244.10K	SH	$23.10M 1.21%	244.10K
APPLE INCSOLE	COM	111.79K	SH	$22.94M 1.20%	111.79K
VANGUARD INSTL INDEX FDSOLE	0-3 MO TREAS BIL	301.03K	SH	$22.74M 1.19%	301.03K

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