GARDE CAPITAL, INC.

Filed: 4/22/2025ACC: 0001616328-25-000003

📋 What this filing means

GARDE CAPITAL, INC. filed this quarterly 13F‑HR report disclosing 830 equity positions with a total reported market value of $1.78B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

830

Positions

$1.78B

Total AUM (reported)

20.07M

Total Shares

Allocation by class

VALUE ETF$189.72M10.7%

GROWTH ETF$175.88M9.9%

COM$149.15M8.4%

TOTAL BND MRKT$115.12M6.5%

LARGE CAP ETF$110.88M6.2%

FTSE EUROPE ETF$70.31M4.0%

TOTAL STK MKT$69.43M3.9%

Portfolio Concentration

Top 3$480.72M27.0%

4–10$433.06M24.3%

11–25$409.40M23.0%

Rest$455.57M25.6%

Top 3 weight

27.0%

Top 10 weight

51.4%

Voting Authority Distribution

Total shares with voting rights: 20.07M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

20.07M

% of voting shares100.0%

Investment Discretion (by position count)

Sole830

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings830

Rows:

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares1.10M

TypeSH

Market value$189.72M

10.67%

Sole

0.00

Shared

0.00

None

1.10M

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares474.29K

TypeSH

Market value$175.88M

9.89%

Sole

0.00

Shared

0.00

None

474.29K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares1.57M

TypeSH

Market value$115.12M

6.47%

Sole

0.00

Shared

0.00

None

1.57M

VANGUARD INDEX FDS

SOLE

LARGE CAP ETF

Shares431.37K

TypeSH

Market value$110.88M

6.23%

Sole

0.00

Shared

0.00

None

431.37K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EUROPE ETF

Shares1M

TypeSH

Market value$70.31M

3.95%

Sole

0.00

Shared

0.00

None

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares252.62K

TypeSH

Market value$69.43M

3.90%

Sole

0.00

Shared

0.00

None

252.62K

ISHARES TR

SOLE

7-10 YR TRSY BD

Shares525.13K

TypeSH

Market value$50.08M

2.82%

Sole

0.00

Shared

0.00

None

525.13K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares950.49K

TypeSH

Market value$47.16M

2.65%

Sole

0.00

Shared

0.00

None

950.49K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE PACIFIC ETF

Shares629.70K

TypeSH

Market value$45.63M

2.57%

Sole

0.00

Shared

0.00

None

629.70K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares77K

TypeSH

Market value$39.57M

2.22%

Sole

0.00

Shared

0.00

None

77K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares174.48K

TypeSH

Market value$38.69M

2.18%

Sole

0.00

Shared

0.00

None

174.48K

MICROSOFT CORP

SOLE

COM

Shares101.80K

TypeSH

Market value$38.21M

2.15%

Sole

0.00

Shared

0.00

None

101.80K

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares355.73K

TypeSH

Market value$32.21M

1.81%

Sole

0.00

Shared

0.00

None

355.73K

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares634.77K

TypeSH

Market value$31.67M

1.78%

Sole

0.00

Shared

0.00

None

634.77K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares278.14K

TypeSH

Market value$29.33M

1.65%

Sole

0.00

Shared

0.00

None

278.14K

VANGUARD SCOTTSDALE FDS

SOLE

MTG-BKD SECS ETF

Shares632.63K

TypeSH

Market value$29.30M

1.65%

Sole

0.00

Shared

0.00

None

632.63K

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares1.05M

TypeSH

Market value$28.30M

1.59%

Sole

0.00

Shared

0.00

None

1.05M

APPLE INC

SOLE

COM

Shares111.91K

TypeSH

Market value$24.86M

1.40%

Sole

0.00

Shared

0.00

None

111.91K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares476.39K

TypeSH

Market value$24.22M

1.36%

Sole

0.00

Shared

0.00

None

476.39K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares934.31K

TypeSH

Market value$23.40M

1.32%

Sole

0.00

Shared

0.00

None

934.31K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares507.33K

TypeSH

Market value$22.96M

1.29%

Sole

0.00

Shared

0.00

None

507.33K

VANGUARD WORLD FD

SOLE

ESG US STK ETF

Shares232.12K

TypeSH

Market value$22.74M

1.28%

Sole

0.00

Shared

0.00

None

232.12K

ISHARES TR

SOLE

CORE S&P US VLU

Shares235.56K

TypeSH

Market value$21.74M

1.22%

Sole

0.00

Shared

0.00

None

235.56K

AMAZON COM INC

SOLE

COM

Shares112.93K

TypeSH

Market value$21.49M

1.21%

Sole

0.00

Shared

0.00

None

112.93K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares205.21K

TypeSH

Market value$20.30M

1.14%

Sole

0.00

Shared

0.00

None

205.21K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	VALUE ETF	1.10M	SH	$189.72M 10.67%	1.10M
VANGUARD INDEX FDSSOLE	GROWTH ETF	474.29K	SH	$175.88M 9.89%	474.29K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	1.57M	SH	$115.12M 6.47%	1.57M
VANGUARD INDEX FDSSOLE	LARGE CAP ETF	431.37K	SH	$110.88M 6.23%	431.37K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EUROPE ETF	1M	SH	$70.31M 3.95%	1M
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	252.62K	SH	$69.43M 3.90%	252.62K
ISHARES TRSOLE	7-10 YR TRSY BD	525.13K	SH	$50.08M 2.82%	525.13K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	950.49K	SH	$47.16M 2.65%	950.49K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE PACIFIC ETF	629.70K	SH	$45.63M 2.57%	629.70K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	77K	SH	$39.57M 2.22%	77K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	174.48K	SH	$38.69M 2.18%	174.48K
MICROSOFT CORPSOLE	COM	101.80K	SH	$38.21M 2.15%	101.80K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	355.73K	SH	$32.21M 1.81%	355.73K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	634.77K	SH	$31.67M 1.78%	634.77K
ISHARES TRSOLE	NATIONAL MUN ETF	278.14K	SH	$29.33M 1.65%	278.14K
VANGUARD SCOTTSDALE FDSSOLE	MTG-BKD SECS ETF	632.63K	SH	$29.30M 1.65%	632.63K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	1.05M	SH	$28.30M 1.59%	1.05M
APPLE INCSOLE	COM	111.91K	SH	$24.86M 1.40%	111.91K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	476.39K	SH	$24.22M 1.36%	476.39K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	934.31K	SH	$23.40M 1.32%	934.31K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	507.33K	SH	$22.96M 1.29%	507.33K
VANGUARD WORLD FDSOLE	ESG US STK ETF	232.12K	SH	$22.74M 1.28%	232.12K
ISHARES TRSOLE	CORE S&P US VLU	235.56K	SH	$21.74M 1.22%	235.56K
AMAZON COM INCSOLE	COM	112.93K	SH	$21.49M 1.21%	112.93K
ISHARES TRSOLE	CORE US AGGBD ET	205.21K	SH	$20.30M 1.14%	205.21K

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