FORBES FINANCIAL PLANNING, INC.

Filed: 5/8/2025ACC: 0001085146-25-002768

📋 What this filing means

FORBES FINANCIAL PLANNING, INC. filed this quarterly 13F‑HR report disclosing 31 equity positions with a total reported market value of $135.00M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$135.00M

Total AUM (reported)

1.65M

Total Shares

Allocation by class

VAN FTSE DEV MKT$9.61M7.1%

SM CP VAL ETF$8.82M6.5%

S&P 600 SMCP GRW$8.66M6.4%

TOTAL STK MKT$8.36M6.2%

SHORT DURATION B$8.12M6.0%

CORE US AGGBD ET$8.01M5.9%

COM$8.01M5.9%

Portfolio Concentration

Top 3$27.09M20.1%

4–10$53.38M39.5%

11–25$52.50M38.9%

Rest$2.02M1.5%

Top 3 weight

20.1%

Top 10 weight

59.6%

Voting Authority Distribution

Total shares with voting rights: 1.65M

Sole

Full voting authority

1.65M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole31

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings31

Rows:

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares189K

TypeSH

Market value$9.61M

7.12%

Sole

189K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares47.37K

TypeSH

Market value$8.82M

6.54%

Sole

47.37K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

S&P 600 SMCP GRW

Shares104.31K

TypeSH

Market value$8.66M

6.41%

Sole

104.31K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares30.40K

TypeSH

Market value$8.36M

6.19%

Sole

30.40K

Shared

0.00

None

0.00

ISHARES U S ETF TR

SOLE

SHORT DURATION B

Shares159.62K

TypeSH

Market value$8.12M

6.01%

Sole

159.62K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE US AGGBD ET

Shares81.03K

TypeSH

Market value$8.01M

5.94%

Sole

81.03K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares13.93K

TypeSH

Market value$7.83M

5.80%

Sole

13.93K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

PORTFOLIO INTRMD

Shares220.17K

TypeSH

Market value$7.32M

5.42%

Sole

220.17K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares39.80K

TypeSH

Market value$6.87M

5.09%

Sole

39.80K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares87.06K

TypeSH

Market value$6.87M

5.09%

Sole

87.06K

Shared

0.00

None

0.00

FIDELITY COVINGTON TRUST

SOLE

VLU FACTOR ETF

Shares112.24K

TypeSH

Market value$6.69M

4.95%

Sole

112.24K

Shared

0.00

None

0.00

APPLE INC

SOLE

COM

Shares25.02K

TypeSH

Market value$6.55M

4.85%

Sole

25.02K

Shared

0.00

None

0.00

FIDELITY MERRIMACK STR TR

SOLE

TOTAL BD ETF

Shares117.21K

TypeSH

Market value$5.35M

3.96%

Sole

117.21K

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares72.19K

TypeSH

Market value$5.30M

3.93%

Sole

72.19K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

S&P DIVID ETF

Shares38.19K

TypeSH

Market value$5.18M

3.84%

Sole

38.19K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE DIV GRWTH

Shares70.28K

TypeSH

Market value$4.34M

3.22%

Sole

70.28K

Shared

0.00

None

0.00

GOLDMAN SACHS ETF TR

SOLE

ACTIVEBETA US LG

Shares34.26K

TypeSH

Market value$3.77M

2.79%

Sole

34.26K

Shared

0.00

None

0.00

SELECT SECTOR SPDR TR

SOLE

TECHNOLOGY

Shares17.21K

TypeSH

Market value$3.55M

2.63%

Sole

17.21K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares72.72K

TypeSH

Market value$2.86M

2.12%

Sole

72.72K

Shared

0.00

None

0.00

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares3.81K

TypeSH

Market value$2.13M

1.58%

Sole

3.81K

Shared

0.00

None

0.00

SELECT SECTOR SPDR TR

SOLE

ENERGY

Shares21.95K

TypeSH

Market value$2.05M

1.52%

Sole

21.95K

Shared

0.00

None

0.00

FIDELITY COVINGTON TRUST

SOLE

ENHANCED INTL

Shares55.72K

TypeSH

Market value$1.66M

1.23%

Sole

55.72K

Shared

0.00

None

0.00

SELECT SECTOR SPDR TR

SOLE

SBI HEALTHCARE

Shares11.10K

TypeSH

Market value$1.62M

1.20%

Sole

11.10K

Shared

0.00

None

0.00

ISHARES TR

SOLE

S&P SML 600 GWT

Shares6.05K

TypeSH

Market value$753.3K

0.56%

Sole

6.05K

Shared

0.00

None

0.00

MICROSOFT CORP

SOLE

COM

Shares1.83K

TypeSH

Market value$688.8K

0.51%

Sole

1.83K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	189K	SH	$9.61M 7.12%	189K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	47.37K	SH	$8.82M 6.54%	47.37K
SPDR SER TRSOLE	S&P 600 SMCP GRW	104.31K	SH	$8.66M 6.41%	104.31K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	30.40K	SH	$8.36M 6.19%	30.40K
ISHARES U S ETF TRSOLE	SHORT DURATION B	159.62K	SH	$8.12M 6.01%	159.62K
ISHARES TRSOLE	CORE US AGGBD ET	81.03K	SH	$8.01M 5.94%	81.03K
ISHARES TRSOLE	CORE S&P500 ETF	13.93K	SH	$7.83M 5.80%	13.93K
SPDR SER TRSOLE	PORTFOLIO INTRMD	220.17K	SH	$7.32M 5.42%	220.17K
VANGUARD INDEX FDSSOLE	VALUE ETF	39.80K	SH	$6.87M 5.09%	39.80K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	87.06K	SH	$6.87M 5.09%	87.06K
FIDELITY COVINGTON TRUSTSOLE	VLU FACTOR ETF	112.24K	SH	$6.69M 4.95%	112.24K
APPLE INCSOLE	COM	25.02K	SH	$6.55M 4.85%	25.02K
FIDELITY MERRIMACK STR TRSOLE	TOTAL BD ETF	117.21K	SH	$5.35M 3.96%	117.21K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	72.19K	SH	$5.30M 3.93%	72.19K
SPDR SER TRSOLE	S&P DIVID ETF	38.19K	SH	$5.18M 3.84%	38.19K
ISHARES TRSOLE	CORE DIV GRWTH	70.28K	SH	$4.34M 3.22%	70.28K
GOLDMAN SACHS ETF TRSOLE	ACTIVEBETA US LG	34.26K	SH	$3.77M 2.79%	34.26K
SELECT SECTOR SPDR TRSOLE	TECHNOLOGY	17.21K	SH	$3.55M 2.63%	17.21K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	72.72K	SH	$2.86M 2.12%	72.72K
SPDR S&P 500 ETF TRSOLE	TR UNIT	3.81K	SH	$2.13M 1.58%	3.81K
SELECT SECTOR SPDR TRSOLE	ENERGY	21.95K	SH	$2.05M 1.52%	21.95K
FIDELITY COVINGTON TRUSTSOLE	ENHANCED INTL	55.72K	SH	$1.66M 1.23%	55.72K
SELECT SECTOR SPDR TRSOLE	SBI HEALTHCARE	11.10K	SH	$1.62M 1.20%	11.10K
ISHARES TRSOLE	S&P SML 600 GWT	6.05K	SH	$753.3K 0.56%	6.05K
MICROSOFT CORPSOLE	COM	1.83K	SH	$688.8K 0.51%	1.83K

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