FLUENT FINANCIAL, LLC

Filed: 4/15/2026ACC: 0001722283-26-000003

📋 What this filing means

FLUENT FINANCIAL, LLC filed this quarterly 13F‑HR report disclosing 43 equity positions with a total reported market value of $273.29M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$273.29M

Total AUM (reported)

3.80M

Total Shares

Allocation by class

ULTRA SHRT ETF$63.51M23.2%

EXTENDED DUR$34.24M12.5%

COM$33.49M12.3%

MSCI EAFE ETF$23.94M8.8%

MSCI EMG MKT ETF$17.22M6.3%

RUSSELL 2000 ETF$14.35M5.3%

S&P500 EQL WGT$7.78M2.8%

Portfolio Concentration

Top 3$121.68M44.5%

4–10$66.47M24.3%

11–25$63.83M23.4%

Rest$21.31M7.8%

Top 3 weight

44.5%

Top 10 weight

68.8%

Voting Authority Distribution

Total shares with voting rights: 3.80M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.80M

% of voting shares100.0%

Investment Discretion (by position count)

Sole43

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings43

Rows:

J P MORGAN EXCHANGE TRADED F

SOLE

ULTRA SHRT ETF

Shares1.26M

TypeSH

Market value$63.51M

23.24%

Sole

0.00

Shared

0.00

None

1.26M

VANGUARD WORLD FD

SOLE

EXTENDED DUR

Shares530.40K

TypeSH

Market value$34.24M

12.53%

Sole

0.00

Shared

0.00

None

530.40K

ISHARES TR

SOLE

MSCI EAFE ETF

Shares232.83K

TypeSH

Market value$23.94M

8.76%

Sole

0.00

Shared

0.00

None

232.83K

ISHARES TR

SOLE

MSCI EMG MKT ETF

Shares282.04K

TypeSH

Market value$17.22M

6.30%

Sole

0.00

Shared

0.00

None

282.04K

ISHARES TR

SOLE

RUSSELL 2000 ETF

Shares54.14K

TypeSH

Market value$14.35M

5.25%

Sole

0.00

Shared

0.00

None

54.14K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares39.13K

TypeSH

Market value$7.78M

2.85%

Sole

0.00

Shared

0.00

None

39.13K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EUROPE ETF

Shares80.30K

TypeSH

Market value$7.04M

2.58%

Sole

0.00

Shared

0.00

None

80.30K

CONSTELLATION BRANDS INC

SOLE

CL A

Shares42.72K

TypeSH

Market value$7.03M

2.57%

Sole

0.00

Shared

0.00

None

42.72K

GENERAL MILLS INC

SOLE

COM

Shares194.20K

TypeSH

Market value$6.71M

2.46%

Sole

0.00

Shared

0.00

None

194.20K

NEW YORK LIFE INVTS ACTIVE E

SOLE

NYLI MACKAY MUNI

Shares263.63K

TypeSH

Market value$6.33M

2.32%

Sole

0.00

Shared

0.00

None

263.63K

UNITED PARCEL SVCS INC

SOLE

CL B

Shares54.46K

TypeSH

Market value$5.56M

2.03%

Sole

0.00

Shared

0.00

None

54.46K

PEPSICO INC

SOLE

COM

Shares35.50K

TypeSH

Market value$5.53M

2.03%

Sole

0.00

Shared

0.00

None

35.50K

ADOBE INC

SOLE

COM

Shares19.88K

TypeSH

Market value$4.77M

1.75%

Sole

0.00

Shared

0.00

None

19.88K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares7.64K

TypeSH

Market value$4.71M

1.73%

Sole

0.00

Shared

0.00

None

7.64K

STATE STR SPDR S&P 500 ETF T

SOLE

TR UNIT

Shares6.78K

TypeSH

Market value$4.65M

1.70%

Sole

0.00

Shared

0.00

None

6.78K

SELECT SECTOR SPDR TR

SOLE

STATE STREET CON

Shares50.74K

TypeSH

Market value$4.14M

1.51%

Sole

0.00

Shared

0.00

None

50.74K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares30.84K

TypeSH

Market value$4.06M

1.49%

Sole

0.00

Shared

0.00

None

30.84K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares56.94K

TypeSH

Market value$4.05M

1.48%

Sole

0.00

Shared

0.00

None

56.94K

ISHARES TR

SOLE

AGENCY BOND ETF

Shares36.28K

TypeSH

Market value$3.99M

1.46%

Sole

0.00

Shared

0.00

None

36.28K

ISHARES TR

SOLE

MSCI USA QLT FCT

Shares19.74K

TypeSH

Market value$3.97M

1.45%

Sole

0.00

Shared

0.00

None

19.74K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares12.31K

TypeSH

Market value$3.97M

1.45%

Sole

0.00

Shared

0.00

None

12.31K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares17.13K

TypeSH

Market value$3.89M

1.42%

Sole

0.00

Shared

0.00

None

17.13K

AB ACTIVE ETFS INC

SOLE

TAX AWARE SHRT

Shares150.79K

TypeSH

Market value$3.80M

1.39%

Sole

0.00

Shared

0.00

None

150.79K

ISHARES TR

SOLE

MSCI ACWI EX US

Shares47.54K

TypeSH

Market value$3.46M

1.27%

Sole

0.00

Shared

0.00

None

47.54K

COOPER COS INC

SOLE

COM

Shares45.51K

TypeSH

Market value$3.26M

1.19%

Sole

0.00

Shared

0.00

None

45.51K

Issuer	Class	Shares	Type	Value / Portfolio %	None
J P MORGAN EXCHANGE TRADED FSOLE	ULTRA SHRT ETF	1.26M	SH	$63.51M 23.24%	1.26M
VANGUARD WORLD FDSOLE	EXTENDED DUR	530.40K	SH	$34.24M 12.53%	530.40K
ISHARES TRSOLE	MSCI EAFE ETF	232.83K	SH	$23.94M 8.76%	232.83K
ISHARES TRSOLE	MSCI EMG MKT ETF	282.04K	SH	$17.22M 6.30%	282.04K
ISHARES TRSOLE	RUSSELL 2000 ETF	54.14K	SH	$14.35M 5.25%	54.14K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	39.13K	SH	$7.78M 2.85%	39.13K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EUROPE ETF	80.30K	SH	$7.04M 2.58%	80.30K
CONSTELLATION BRANDS INCSOLE	CL A	42.72K	SH	$7.03M 2.57%	42.72K
GENERAL MILLS INCSOLE	COM	194.20K	SH	$6.71M 2.46%	194.20K
NEW YORK LIFE INVTS ACTIVE ESOLE	NYLI MACKAY MUNI	263.63K	SH	$6.33M 2.32%	263.63K
UNITED PARCEL SVCS INCSOLE	CL B	54.46K	SH	$5.56M 2.03%	54.46K
PEPSICO INCSOLE	COM	35.50K	SH	$5.53M 2.03%	35.50K
ADOBE INCSOLE	COM	19.88K	SH	$4.77M 1.75%	19.88K
INVESCO QQQ TRSOLE	UNIT SER 1	7.64K	SH	$4.71M 1.73%	7.64K
STATE STR SPDR S&P 500 ETF TSOLE	TR UNIT	6.78K	SH	$4.65M 1.70%	6.78K
SELECT SECTOR SPDR TRSOLE	STATE STREET CON	50.74K	SH	$4.14M 1.51%	50.74K
ISHARES TRSOLE	CORE S&P SCP ETF	30.84K	SH	$4.06M 1.49%	30.84K
ISHARES TRSOLE	CORE S&P MCP ETF	56.94K	SH	$4.05M 1.48%	56.94K
ISHARES TRSOLE	AGENCY BOND ETF	36.28K	SH	$3.99M 1.46%	36.28K
ISHARES TRSOLE	MSCI USA QLT FCT	19.74K	SH	$3.97M 1.45%	19.74K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	12.31K	SH	$3.97M 1.45%	12.31K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	17.13K	SH	$3.89M 1.42%	17.13K
AB ACTIVE ETFS INCSOLE	TAX AWARE SHRT	150.79K	SH	$3.80M 1.39%	150.79K
ISHARES TRSOLE	MSCI ACWI EX US	47.54K	SH	$3.46M 1.27%	47.54K
COOPER COS INCSOLE	COM	45.51K	SH	$3.26M 1.19%	45.51K

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