Filed: 10/15/2026ACC: 0001808394-26-000007
📋 What this filing means
FLOWER CITY CAPITAL filed this quarterly 13F‑HR report disclosing 44 equity positions with a total reported market value of $233.61M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
44
Positions
$233.61M
Total AUM (reported)
1.78M
Total Shares
Allocation by class
VNG RUS1000IDX$86.51M37.0%
ALLWRLD EX US$70.72M30.3%
S&P 500 ETF SHS$16.74M7.2%
COM$11.60M5.0%
CORE S&P500 ETF$9.27M4.0%
FTSE SMCAP ETF$6.68M2.9%
MSCI EAFE ETF$5.88M2.5%
Portfolio Concentration
Top 3$173.97M74.5%
4–10$37.42M16.0%
11–25$16.54M7.1%
Rest$5.68M2.4%
Top 3 weight
74.5%
Top 10 weight
90.5%
Voting Authority Distribution
Total shares with voting rights: 1.78M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
1.78M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole43
Shared0
Other1
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings44
Rows:
VANGUARD SCOTTSDALE FDS
SOLEShares251.48K
TypeSH
Market value$86.51M
37.03%
Sole
0.00
Shared
0.00
None
251.48K
VANGUARD INTL EQUITY INDEX F
SOLEShares852.36K
TypeSH
Market value$70.72M
30.27%
Sole
0.00
Shared
0.00
None
852.36K
VANGUARD INDEX FDS
SOLEShares23.89K
TypeSH
Market value$16.74M
7.17%
Sole
0.00
Shared
0.00
None
23.89K
ISHARES TR
SOLEShares12.11K
TypeSH
Market value$9.27M
3.97%
Sole
0.00
Shared
0.00
None
12.11K
VANGUARD INTL EQUITY INDEX F
SOLEShares43.05K
TypeSH
Market value$6.68M
2.86%
Sole
0.00
Shared
0.00
None
43.05K
ISHARES TR
SOLEShares56.58K
TypeSH
Market value$5.88M
2.52%
Sole
0.00
Shared
0.00
None
56.58K
APPLE INC
SOLEShares13.99K
TypeSH
Market value$4.66M
1.99%
Sole
0.00
Shared
0.00
None
13.99K
VANGUARD ADMIRAL FDS INC
SOLEShares29.77K
TypeSH
Market value$3.77M
1.61%
Sole
0.00
Shared
0.00
None
29.77K
SCHWAB STRATEGIC TR
SOLEShares123.59K
TypeSH
Market value$3.71M
1.59%
Sole
0.00
Shared
0.00
None
123.59K
VANGUARD INDEX FDS
SOLEShares9.81K
TypeSH
Market value$3.45M
1.48%
Sole
0.00
Shared
0.00
None
9.81K
VANGUARD STAR FDS
SOLEShares22.45K
TypeSH
Market value$1.91M
0.82%
Sole
0.00
Shared
0.00
None
22.45K
VANGUARD TAX-MANAGED FDS
SOLEShares25.24K
TypeSH
Market value$1.78M
0.76%
Sole
0.00
Shared
0.00
None
25.24K
NVIDIA CORPORATION
SOLEShares7.42K
TypeSH
Market value$1.70M
0.73%
Sole
0.00
Shared
0.00
None
7.42K
MICROSOFT CORP
SOLEShares3.04K
TypeSH
Market value$1.56M
0.67%
Sole
0.00
Shared
0.00
None
3.04K
EA SERIES TRUST
SOLEShares29.23K
TypeSH
Market value$1.50M
0.64%
Sole
0.00
Shared
0.00
None
29.23K
VANGUARD INDEX FDS
SOLEShares3.54K
TypeSH
Market value$1.32M
0.57%
Sole
0.00
Shared
0.00
None
3.54K
VANGUARD SCOTTSDALE FDS
SOLEShares9.50K
TypeSH
Market value$1.07M
0.46%
Sole
0.00
Shared
0.00
None
9.50K
AMAZON COM INC
SOLEShares4.19K
TypeSH
Market value$1.04M
0.45%
Sole
0.00
Shared
0.00
None
4.19K
SCHWAB STRATEGIC TR
SOLEShares35.46K
TypeSH
Market value$974.1K
0.42%
Sole
0.00
Shared
0.00
None
35.46K
CHEVRON CORPORATION
SOLEShares3.68K
TypeSH
Market value$752.1K
0.32%
Sole
0.00
Shared
0.00
None
3.68K
VANGUARD INTL EQUITY INDEX F
SOLEShares4.41K
TypeSH
Market value$695.3K
0.30%
Sole
0.00
Shared
0.00
None
4.41K
VANGUARD INDEX FDS
SOLEShares6.80K
TypeSH
Market value$612.6K
0.26%
Sole
0.00
Shared
0.00
None
6.80K
ALPHABET INC
SOLEShares1.73K
TypeSH
Market value$595.7K
0.25%
Sole
0.00
Shared
0.00
None
1.73K
SPDR SERIES TRUST
SOLEShares5.85K
TypeSH
Market value$524.9K
0.22%
Sole
0.00
Shared
0.00
None
5.85K
ALPHABET INC
SOLEShares1.48K
TypeSH
Market value$505.3K
0.22%
Sole
0.00
Shared
0.00
None
1.48K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS1000IDX | 251.48K | SH | $86.51M 37.03% | 0.00 | 0.00 | 251.48K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 852.36K | SH | $70.72M 30.27% | 0.00 | 0.00 | 852.36K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 23.89K | SH | $16.74M 7.17% | 0.00 | 0.00 | 23.89K |
ISHARES TRSOLE | CORE S&P500 ETF | 12.11K | SH | $9.27M 3.97% | 0.00 | 0.00 | 12.11K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE SMCAP ETF | 43.05K | SH | $6.68M 2.86% | 0.00 | 0.00 | 43.05K |
ISHARES TRSOLE | MSCI EAFE ETF | 56.58K | SH | $5.88M 2.52% | 0.00 | 0.00 | 56.58K |
APPLE INCSOLE | COM | 13.99K | SH | $4.66M 1.99% | 0.00 | 0.00 | 13.99K |
VANGUARD ADMIRAL FDS INCSOLE | SMLLCP 600 IDX | 29.77K | SH | $3.77M 1.61% | 0.00 | 0.00 | 29.77K |
SCHWAB STRATEGIC TRSOLE | US LRG CAP ETF | 123.59K | SH | $3.71M 1.59% | 0.00 | 0.00 | 123.59K |
VANGUARD INDEX FDSSOLE | MRNGSTR LRG CAP | 9.81K | SH | $3.45M 1.48% | 0.00 | 0.00 | 9.81K |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 22.45K | SH | $1.91M 0.82% | 0.00 | 0.00 | 22.45K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 25.24K | SH | $1.78M 0.76% | 0.00 | 0.00 | 25.24K |
NVIDIA CORPORATIONSOLE | COM | 7.42K | SH | $1.70M 0.73% | 0.00 | 0.00 | 7.42K |
MICROSOFT CORPSOLE | COM | 3.04K | SH | $1.56M 0.67% | 0.00 | 0.00 | 3.04K |
EA SERIES TRUSTSOLE | ALPHA ARCHITECT | 29.23K | SH | $1.50M 0.64% | 0.00 | 0.00 | 29.23K |
VANGUARD INDEX FDSSOLE | MRNGSTR TTL STK | 3.54K | SH | $1.32M 0.57% | 0.00 | 0.00 | 3.54K |
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS2000IDX | 9.50K | SH | $1.07M 0.46% | 0.00 | 0.00 | 9.50K |
AMAZON COM INCSOLE | COM | 4.19K | SH | $1.04M 0.45% | 0.00 | 0.00 | 4.19K |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 35.46K | SH | $974.1K 0.42% | 0.00 | 0.00 | 35.46K |
CHEVRON CORPORATIONSOLE | COM | 3.68K | SH | $752.1K 0.32% | 0.00 | 0.00 | 3.68K |
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 4.41K | SH | $695.3K 0.30% | 0.00 | 0.00 | 4.41K |
VANGUARD INDEX FDSSOLE | MRNGSTR GRWT ETF | 6.80K | SH | $612.6K 0.26% | 0.00 | 0.00 | 6.80K |
ALPHABET INCSOLE | CAP STK CL A | 1.73K | SH | $595.7K 0.25% | 0.00 | 0.00 | 1.73K |
SPDR SERIES TRUSTSOLE | ST STR P500ETF | 5.85K | SH | $524.9K 0.22% | 0.00 | 0.00 | 5.85K |
ALPHABET INCSOLE | CAP STK CL C | 1.48K | SH | $505.3K 0.22% | 0.00 | 0.00 | 1.48K |
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