Filed: 7/7/2026ACC: 0001808394-26-000005
📋 What this filing means
FLOWER CITY CAPITAL filed this quarterly 13F‑HR report disclosing 49 equity positions with a total reported market value of $227.12M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
49
Positions
$227.12M
Total AUM (reported)
1.70M
Total Shares
Allocation by class
VNG RUS1000IDX$82.67M36.4%
ALLWRLD EX US$69.25M30.5%
S&P 500 ETF SHS$16.36M7.2%
COM$11.44M5.0%
CORE S&P500 ETF$9.10M4.0%
FTSE SMCAP ETF$6.34M2.8%
MSCI EAFE ETF$5.90M2.6%
Portfolio Concentration
Top 3$168.28M74.1%
4–10$36.45M16.1%
11–25$15.08M6.6%
Rest$7.30M3.2%
Top 3 weight
74.1%
Top 10 weight
90.1%
Voting Authority Distribution
Total shares with voting rights: 1.70M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
1.70M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole47
Shared0
Other2
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings49
Rows:
VANGUARD SCOTTSDALE FDS
SOLEShares244.06K
TypeSH
Market value$82.67M
36.40%
Sole
0.00
Shared
0.00
None
244.06K
VANGUARD INTL EQUITY INDEX F
SOLEShares826.89K
TypeSH
Market value$69.25M
30.49%
Sole
0.00
Shared
0.00
None
826.89K
VANGUARD INDEX FDS
SOLEShares23.82K
TypeSH
Market value$16.36M
7.20%
Sole
0.00
Shared
0.00
None
23.82K
ISHARES TR
SOLEShares12.15K
TypeSH
Market value$9.10M
4.01%
Sole
0.00
Shared
0.00
None
12.15K
VANGUARD INTL EQUITY INDEX F
SOLEShares41.06K
TypeSH
Market value$6.34M
2.79%
Sole
0.00
Shared
0.00
None
41.06K
ISHARES TR
SOLEShares56.81K
TypeSH
Market value$5.90M
2.60%
Sole
0.00
Shared
0.00
None
56.81K
APPLE INC
SOLEShares14.03K
TypeSH
Market value$4.06M
1.79%
Sole
0.00
Shared
0.00
None
14.03K
VANGUARD ADMIRAL FDS INC
SOLEShares28.78K
TypeSH
Market value$3.96M
1.74%
Sole
0.00
Shared
0.00
None
28.78K
SCHWAB STRATEGIC TR
SOLEShares125.64K
TypeSH
Market value$3.70M
1.63%
Sole
0.00
Shared
0.00
None
125.64K
VANGUARD INDEX FDS
SOLEShares9.88K
TypeSH
Market value$3.40M
1.50%
Sole
0.00
Shared
0.00
None
9.88K
VANGUARD STAR FDS
SOLEShares22.26K
TypeSH
Market value$1.90M
0.84%
Sole
0.00
Shared
0.00
None
22.26K
VANGUARD TAX-MANAGED FDS
SOLEShares24.58K
TypeSH
Market value$1.75M
0.77%
Sole
0.00
Shared
0.00
None
24.58K
NVIDIA CORPORATION
SOLEShares7.43K
TypeSH
Market value$1.49M
0.65%
Sole
0.00
Shared
0.00
None
7.43K
VANGUARD INDEX FDS
SOLEShares3.76K
TypeSH
Market value$1.39M
0.61%
Sole
0.00
Shared
0.00
None
3.76K
MICROSOFT CORP
SOLEShares3.15K
TypeSH
Market value$1.17M
0.52%
Sole
0.00
Shared
0.00
None
3.15K
VANGUARD SCOTTSDALE FDS
SOLEShares9.47K
TypeSH
Market value$1.15M
0.51%
Sole
0.00
Shared
0.00
None
9.47K
AMAZON COM INC
SOLEShares4.19K
TypeSH
Market value$997.7K
0.44%
Sole
0.00
Shared
0.00
None
4.19K
SCHWAB STRATEGIC TR
SOLEShares35.34K
TypeSH
Market value$978.8K
0.43%
Sole
0.00
Shared
0.00
None
35.34K
VANGUARD INTL EQUITY INDEX F
SOLEShares4.23K
TypeSH
Market value$663.2K
0.29%
Sole
0.00
Shared
0.00
None
4.23K
VANGUARD BD INDEX FDS
SOLEShares8.94K
TypeSH
Market value$656.0K
0.29%
Sole
0.00
Shared
0.00
None
8.94K
VANGUARD INDEX FDS
SOLEShares7.40K
TypeSH
Market value$637.8K
0.28%
Sole
0.00
Shared
0.00
None
7.40K
ALPHABET INC
SOLEShares1.75K
TypeSH
Market value$627.3K
0.28%
Sole
0.00
Shared
0.00
None
1.75K
CHEVRON CORPORATION
SOLEShares3.68K
TypeSH
Market value$610.5K
0.27%
Sole
0.00
Shared
0.00
None
3.68K
ALPHABET INC
SOLEShares1.51K
TypeSH
Market value$532.1K
0.23%
Sole
0.00
Shared
0.00
None
1.51K
SPDR SERIES TRUST
SOLEShares5.97K
TypeSH
Market value$525.0K
0.23%
Sole
0.00
Shared
0.00
None
5.97K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS1000IDX | 244.06K | SH | $82.67M 36.40% | 0.00 | 0.00 | 244.06K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 826.89K | SH | $69.25M 30.49% | 0.00 | 0.00 | 826.89K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 23.82K | SH | $16.36M 7.20% | 0.00 | 0.00 | 23.82K |
ISHARES TRSOLE | CORE S&P500 ETF | 12.15K | SH | $9.10M 4.01% | 0.00 | 0.00 | 12.15K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE SMCAP ETF | 41.06K | SH | $6.34M 2.79% | 0.00 | 0.00 | 41.06K |
ISHARES TRSOLE | MSCI EAFE ETF | 56.81K | SH | $5.90M 2.60% | 0.00 | 0.00 | 56.81K |
APPLE INCSOLE | COM | 14.03K | SH | $4.06M 1.79% | 0.00 | 0.00 | 14.03K |
VANGUARD ADMIRAL FDS INCSOLE | SMLLCP 600 IDX | 28.78K | SH | $3.96M 1.74% | 0.00 | 0.00 | 28.78K |
SCHWAB STRATEGIC TRSOLE | US LRG CAP ETF | 125.64K | SH | $3.70M 1.63% | 0.00 | 0.00 | 125.64K |
VANGUARD INDEX FDSSOLE | LARGE CAP ETF | 9.88K | SH | $3.40M 1.50% | 0.00 | 0.00 | 9.88K |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 22.26K | SH | $1.90M 0.84% | 0.00 | 0.00 | 22.26K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 24.58K | SH | $1.75M 0.77% | 0.00 | 0.00 | 24.58K |
NVIDIA CORPORATIONSOLE | COM | 7.43K | SH | $1.49M 0.65% | 0.00 | 0.00 | 7.43K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 3.76K | SH | $1.39M 0.61% | 0.00 | 0.00 | 3.76K |
MICROSOFT CORPSOLE | COM | 3.15K | SH | $1.17M 0.52% | 0.00 | 0.00 | 3.15K |
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS2000IDX | 9.47K | SH | $1.15M 0.51% | 0.00 | 0.00 | 9.47K |
AMAZON COM INCSOLE | COM | 4.19K | SH | $997.7K 0.44% | 0.00 | 0.00 | 4.19K |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 35.34K | SH | $978.8K 0.43% | 0.00 | 0.00 | 35.34K |
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 4.23K | SH | $663.2K 0.29% | 0.00 | 0.00 | 4.23K |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 8.94K | SH | $656.0K 0.29% | 0.00 | 0.00 | 8.94K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 7.40K | SH | $637.8K 0.28% | 0.00 | 0.00 | 7.40K |
ALPHABET INCSOLE | CAP STK CL A | 1.75K | SH | $627.3K 0.28% | 0.00 | 0.00 | 1.75K |
CHEVRON CORPORATIONSOLE | COM | 3.68K | SH | $610.5K 0.27% | 0.00 | 0.00 | 3.68K |
ALPHABET INCSOLE | CAP STK CL C | 1.51K | SH | $532.1K 0.23% | 0.00 | 0.00 | 1.51K |
SPDR SERIES TRUSTSOLE | ST STR P500ETF | 5.97K | SH | $525.0K 0.23% | 0.00 | 0.00 | 5.97K |
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