Filed: 4/14/2026ACC: 0001808394-26-000004
📋 What this filing means
FLOWER CITY CAPITAL filed this quarterly 13F‑HR report disclosing 46 equity positions with a total reported market value of $199.35M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
46
Positions
$199.35M
Total AUM (reported)
1.67M
Total Shares
Allocation by class
VNG RUS1000IDX$71.05M35.6%
ALLWRLD EX US$61.45M30.8%
S&P 500 ETF SHS$14.42M7.2%
COM$10.58M5.3%
CORE S&P500 ETF$8.00M4.0%
FTSE SMCAP ETF$6.07M3.0%
MSCI EAFE ETF$5.59M2.8%
Portfolio Concentration
Top 3$146.92M73.7%
4–10$32.82M16.5%
11–25$13.86M7.0%
Rest$5.75M2.9%
Top 3 weight
73.7%
Top 10 weight
90.2%
Voting Authority Distribution
Total shares with voting rights: 1.67M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
1.67M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole45
Shared0
Other1
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings46
Rows:
VANGUARD SCOTTSDALE FDS
SOLEShares240.75K
TypeSH
Market value$71.05M
35.64%
Sole
0.00
Shared
0.00
None
240.75K
VANGUARD INTL EQUITY INDEX F
SOLEShares818.25K
TypeSH
Market value$61.45M
30.83%
Sole
0.00
Shared
0.00
None
818.25K
VANGUARD INDEX FDS
SOLEShares24.13K
TypeSH
Market value$14.42M
7.23%
Sole
0.00
Shared
0.00
None
24.13K
ISHARES TR
SOLEShares12.25K
TypeSH
Market value$8.00M
4.01%
Sole
0.00
Shared
0.00
None
12.25K
VANGUARD INTL EQUITY INDEX F
SOLEShares41.62K
TypeSH
Market value$6.07M
3.04%
Sole
0.00
Shared
0.00
None
41.62K
ISHARES TR
SOLEShares57.57K
TypeSH
Market value$5.59M
2.80%
Sole
0.00
Shared
0.00
None
57.57K
APPLE INC
SOLEShares15.04K
TypeSH
Market value$3.82M
1.92%
Sole
0.00
Shared
0.00
None
15.04K
VANGUARD ADMIRAL FDS INC
SOLEShares28.84K
TypeSH
Market value$3.31M
1.66%
Sole
0.00
Shared
0.00
None
28.84K
SCHWAB STRATEGIC TR
SOLEShares125.91K
TypeSH
Market value$3.23M
1.62%
Sole
0.00
Shared
0.00
None
125.91K
VANGUARD INDEX FDS
SOLEShares9.37K
TypeSH
Market value$2.80M
1.40%
Sole
0.00
Shared
0.00
None
9.37K
VANGUARD STAR FDS
SOLEShares21.04K
TypeSH
Market value$1.62M
0.81%
Sole
0.00
Shared
0.00
None
21.04K
VANGUARD TAX-MANAGED FDS
SOLEShares24.58K
TypeSH
Market value$1.57M
0.79%
Sole
0.00
Shared
0.00
None
24.58K
NVIDIA CORPORATION
SOLEShares7.39K
TypeSH
Market value$1.29M
0.65%
Sole
0.00
Shared
0.00
None
7.39K
MICROSOFT CORP
SOLEShares3.23K
TypeSH
Market value$1.20M
0.60%
Sole
0.00
Shared
0.00
None
3.23K
VANGUARD INDEX FDS
SOLEShares3.72K
TypeSH
Market value$1.19M
0.60%
Sole
0.00
Shared
0.00
None
3.72K
VANGUARD SCOTTSDALE FDS
SOLEShares9.48K
TypeSH
Market value$949.2K
0.48%
Sole
0.00
Shared
0.00
None
9.48K
AMAZON COM INC
SOLEShares4.52K
TypeSH
Market value$941.8K
0.47%
Sole
0.00
Shared
0.00
None
4.52K
SCHWAB STRATEGIC TR
SOLEShares35.34K
TypeSH
Market value$874.5K
0.44%
Sole
0.00
Shared
0.00
None
35.34K
CHEVRON CORPORATION
SOLEShares3.82K
TypeSH
Market value$789.9K
0.40%
Sole
0.00
Shared
0.00
None
3.82K
VANGUARD BD INDEX FDS
SOLEShares9.31K
TypeSH
Market value$685.6K
0.34%
Sole
0.00
Shared
0.00
None
9.31K
ALPHABET INC
SOLEShares2.25K
TypeSH
Market value$648.5K
0.33%
Sole
0.00
Shared
0.00
None
2.25K
VANGUARD INTL EQUITY INDEX F
SOLEShares4.15K
TypeSH
Market value$573.6K
0.29%
Sole
0.00
Shared
0.00
None
4.15K
VANGUARD INDEX FDS
SOLEShares1.23K
TypeSH
Market value$539.0K
0.27%
Sole
0.00
Shared
0.00
None
1.23K
TEXAS PACIFIC LAND CORPORATI
SOLEShares1.10K
TypeSH
Market value$521.1K
0.26%
Sole
0.00
Shared
0.00
None
1.10K
SPDR SERIES TRUST
SOLEShares5.97K
TypeSH
Market value$457.3K
0.23%
Sole
0.00
Shared
0.00
None
5.97K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS1000IDX | 240.75K | SH | $71.05M 35.64% | 0.00 | 0.00 | 240.75K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 818.25K | SH | $61.45M 30.83% | 0.00 | 0.00 | 818.25K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 24.13K | SH | $14.42M 7.23% | 0.00 | 0.00 | 24.13K |
ISHARES TRSOLE | CORE S&P500 ETF | 12.25K | SH | $8.00M 4.01% | 0.00 | 0.00 | 12.25K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE SMCAP ETF | 41.62K | SH | $6.07M 3.04% | 0.00 | 0.00 | 41.62K |
ISHARES TRSOLE | MSCI EAFE ETF | 57.57K | SH | $5.59M 2.80% | 0.00 | 0.00 | 57.57K |
APPLE INCSOLE | COM | 15.04K | SH | $3.82M 1.92% | 0.00 | 0.00 | 15.04K |
VANGUARD ADMIRAL FDS INCSOLE | SMLLCP 600 IDX | 28.84K | SH | $3.31M 1.66% | 0.00 | 0.00 | 28.84K |
SCHWAB STRATEGIC TRSOLE | US LRG CAP ETF | 125.91K | SH | $3.23M 1.62% | 0.00 | 0.00 | 125.91K |
VANGUARD INDEX FDSSOLE | LARGE CAP ETF | 9.37K | SH | $2.80M 1.40% | 0.00 | 0.00 | 9.37K |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 21.04K | SH | $1.62M 0.81% | 0.00 | 0.00 | 21.04K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 24.58K | SH | $1.57M 0.79% | 0.00 | 0.00 | 24.58K |
NVIDIA CORPORATIONSOLE | COM | 7.39K | SH | $1.29M 0.65% | 0.00 | 0.00 | 7.39K |
MICROSOFT CORPSOLE | COM | 3.23K | SH | $1.20M 0.60% | 0.00 | 0.00 | 3.23K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 3.72K | SH | $1.19M 0.60% | 0.00 | 0.00 | 3.72K |
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS2000IDX | 9.48K | SH | $949.2K 0.48% | 0.00 | 0.00 | 9.48K |
AMAZON COM INCSOLE | COM | 4.52K | SH | $941.8K 0.47% | 0.00 | 0.00 | 4.52K |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 35.34K | SH | $874.5K 0.44% | 0.00 | 0.00 | 35.34K |
CHEVRON CORPORATIONSOLE | COM | 3.82K | SH | $789.9K 0.40% | 0.00 | 0.00 | 3.82K |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 9.31K | SH | $685.6K 0.34% | 0.00 | 0.00 | 9.31K |
ALPHABET INCSOLE | CAP STK CL A | 2.25K | SH | $648.5K 0.33% | 0.00 | 0.00 | 2.25K |
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 4.15K | SH | $573.6K 0.29% | 0.00 | 0.00 | 4.15K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 1.23K | SH | $539.0K 0.27% | 0.00 | 0.00 | 1.23K |
TEXAS PACIFIC LAND CORPORATISOLE | COM | 1.10K | SH | $521.1K 0.26% | 0.00 | 0.00 | 1.10K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 5.97K | SH | $457.3K 0.23% | 0.00 | 0.00 | 5.97K |
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