Filed: 7/16/2025ACC: 0001808394-25-000006
📋 What this filing means
FLOWER CITY CAPITAL filed this quarterly 13F‑HR report disclosing 39 equity positions with a total reported market value of $169.58M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
39
Positions
$169.58M
Total AUM (reported)
1.46M
Total Shares
Allocation by class
VNG RUS1000IDX$61.50M36.3%
ALLWRLD EX US$50.44M29.7%
S&P 500 ETF SHS$13.99M8.3%
COM$8.91M5.3%
CORE S&P500 ETF$7.96M4.7%
FTSE SMCAP ETF$5.43M3.2%
MSCI EAFE ETF$5.26M3.1%
Portfolio Concentration
Top 3$125.94M74.3%
4–10$29.02M17.1%
11–25$11.12M6.6%
Rest$3.51M2.1%
Top 3 weight
74.3%
Top 10 weight
91.4%
Voting Authority Distribution
Total shares with voting rights: 1.46M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
1.46M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole38
Shared0
Other1
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings39
Rows:
VANGUARD SCOTTSDALE FDS
SOLEShares218.98K
TypeSH
Market value$61.50M
36.27%
Sole
0.00
Shared
0.00
None
218.98K
VANGUARD INTL EQUITY INDEX F
SOLEShares750.41K
TypeSH
Market value$50.44M
29.75%
Sole
0.00
Shared
0.00
None
750.41K
VANGUARD INDEX FDS
SOLEShares24.55K
TypeSH
Market value$13.99M
8.25%
Sole
0.00
Shared
0.00
None
24.55K
ISHARES TR
SOLEShares12.82K
TypeSH
Market value$7.96M
4.69%
Sole
0.00
Shared
0.00
None
12.82K
VANGUARD INTL EQUITY INDEX F
SOLEShares40.38K
TypeSH
Market value$5.43M
3.20%
Sole
0.00
Shared
0.00
None
40.38K
ISHARES TR
SOLEShares58.82K
TypeSH
Market value$5.26M
3.10%
Sole
0.00
Shared
0.00
None
58.82K
APPLE INC
SOLEShares16.74K
TypeSH
Market value$3.43M
2.03%
Sole
0.00
Shared
0.00
None
16.74K
SCHWAB STRATEGIC TR
SOLEShares118.75K
TypeSH
Market value$2.90M
1.71%
Sole
0.00
Shared
0.00
None
118.75K
VANGUARD ADMIRAL FDS INC
SOLEShares25.49K
TypeSH
Market value$2.58M
1.52%
Sole
0.00
Shared
0.00
None
25.49K
MICROSOFT CORP
SOLEShares2.93K
TypeSH
Market value$1.46M
0.86%
Sole
0.00
Shared
0.00
None
2.93K
SPDR SERIES TRUST
SOLEShares19.44K
TypeSH
Market value$1.41M
0.83%
Sole
0.00
Shared
0.00
None
19.44K
VANGUARD TAX-MANAGED FDS
SOLEShares24.42K
TypeSH
Market value$1.39M
0.82%
Sole
0.00
Shared
0.00
None
24.42K
NVIDIA CORPORATION
SOLEShares7.36K
TypeSH
Market value$1.16M
0.69%
Sole
0.00
Shared
0.00
None
7.36K
VANGUARD INDEX FDS
SOLEShares3.44K
TypeSH
Market value$1.05M
0.62%
Sole
0.00
Shared
0.00
None
3.44K
AMAZON COM INC
SOLEShares4.55K
TypeSH
Market value$998.2K
0.59%
Sole
0.00
Shared
0.00
None
4.55K
VANGUARD SCOTTSDALE FDS
SOLEShares9.57K
TypeSH
Market value$835.1K
0.49%
Sole
0.00
Shared
0.00
None
9.57K
SCHWAB STRATEGIC TR
SOLEShares28.56K
TypeSH
Market value$631.1K
0.37%
Sole
0.00
Shared
0.00
None
28.56K
VANGUARD STAR FDS
SOLEShares8.89K
TypeSH
Market value$614.5K
0.36%
Sole
0.00
Shared
0.00
None
8.89K
VANGUARD INDEX FDS
SOLEShares1.35K
TypeSH
Market value$591.2K
0.35%
Sole
0.00
Shared
0.00
None
1.35K
VANGUARD INTL EQUITY INDEX F
SOLEShares3.79K
TypeSH
Market value$487.2K
0.29%
Sole
0.00
Shared
0.00
None
3.79K
HOME DEPOT INC
SOLEShares1.25K
TypeSH
Market value$456.5K
0.27%
Sole
0.00
Shared
0.00
None
1.25K
ALPHABET INC
SOLEShares2.24K
TypeSH
Market value$394.8K
0.23%
Sole
0.00
Shared
0.00
None
2.24K
TEXAS PACIFIC LAND CORPORATI
SOLEShares366.00
TypeSH
Market value$386.6K
0.23%
Sole
0.00
Shared
0.00
None
366.00
ISHARES TR
SOLEShares1.65K
TypeSH
Market value$355.0K
0.21%
Sole
0.00
Shared
0.00
None
1.65K
JPMORGAN CHASE & CO.
SOLEShares1.21K
TypeSH
Market value$351.1K
0.21%
Sole
0.00
Shared
0.00
None
1.21K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS1000IDX | 218.98K | SH | $61.50M 36.27% | 0.00 | 0.00 | 218.98K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 750.41K | SH | $50.44M 29.75% | 0.00 | 0.00 | 750.41K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 24.55K | SH | $13.99M 8.25% | 0.00 | 0.00 | 24.55K |
ISHARES TRSOLE | CORE S&P500 ETF | 12.82K | SH | $7.96M 4.69% | 0.00 | 0.00 | 12.82K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE SMCAP ETF | 40.38K | SH | $5.43M 3.20% | 0.00 | 0.00 | 40.38K |
ISHARES TRSOLE | MSCI EAFE ETF | 58.82K | SH | $5.26M 3.10% | 0.00 | 0.00 | 58.82K |
APPLE INCSOLE | COM | 16.74K | SH | $3.43M 2.03% | 0.00 | 0.00 | 16.74K |
SCHWAB STRATEGIC TRSOLE | US LRG CAP ETF | 118.75K | SH | $2.90M 1.71% | 0.00 | 0.00 | 118.75K |
VANGUARD ADMIRAL FDS INCSOLE | SMLLCP 600 IDX | 25.49K | SH | $2.58M 1.52% | 0.00 | 0.00 | 25.49K |
MICROSOFT CORPSOLE | COM | 2.93K | SH | $1.46M 0.86% | 0.00 | 0.00 | 2.93K |
SPDR SERIES TRUSTSOLE | PORTFOLIO S&P500 | 19.44K | SH | $1.41M 0.83% | 0.00 | 0.00 | 19.44K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 24.42K | SH | $1.39M 0.82% | 0.00 | 0.00 | 24.42K |
NVIDIA CORPORATIONSOLE | COM | 7.36K | SH | $1.16M 0.69% | 0.00 | 0.00 | 7.36K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 3.44K | SH | $1.05M 0.62% | 0.00 | 0.00 | 3.44K |
AMAZON COM INCSOLE | COM | 4.55K | SH | $998.2K 0.59% | 0.00 | 0.00 | 4.55K |
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS2000IDX | 9.57K | SH | $835.1K 0.49% | 0.00 | 0.00 | 9.57K |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 28.56K | SH | $631.1K 0.37% | 0.00 | 0.00 | 28.56K |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 8.89K | SH | $614.5K 0.36% | 0.00 | 0.00 | 8.89K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 1.35K | SH | $591.2K 0.35% | 0.00 | 0.00 | 1.35K |
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 3.79K | SH | $487.2K 0.29% | 0.00 | 0.00 | 3.79K |
HOME DEPOT INCSOLE | COM | 1.25K | SH | $456.5K 0.27% | 0.00 | 0.00 | 1.25K |
ALPHABET INCSOLE | CAP STK CL A | 2.24K | SH | $394.8K 0.23% | 0.00 | 0.00 | 2.24K |
TEXAS PACIFIC LAND CORPORATISOLE | COM | 366.00 | SH | $386.6K 0.23% | 0.00 | 0.00 | 366.00 |
ISHARES TRSOLE | RUSSELL 2000 ETF | 1.65K | SH | $355.0K 0.21% | 0.00 | 0.00 | 1.65K |
JPMORGAN CHASE & CO.SOLE | COM | 1.21K | SH | $351.1K 0.21% | 0.00 | 0.00 | 1.21K |
Page 1 of 2