Filed: 10/23/2025ACC: 0001172661-25-004389
📋 What this filing means
FINDEC WEALTH SERVICES, INC. filed this quarterly 13F‑HR report disclosing 34 equity positions with a total reported market value of $96.58M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
34
Positions
$96.58M
Total AUM (reported)
2.50M
Total Shares
Allocation by class
CORE PLUS INCM$16.87M17.5%
US LCAP GR ETF$13.15M13.6%
US LARGE CAP VAL$12.12M12.5%
US CORE EQT MKT$12.08M12.5%
INTL CORE EQT MK$8.50M8.8%
CORE FIXED INCOM$5.32M5.5%
MID CAP ETF$5.00M5.2%
Portfolio Concentration
Top 3$42.13M43.6%
4–10$40.66M42.1%
11–25$11.92M12.3%
Rest$1.87M1.9%
Top 3 weight
43.6%
Top 10 weight
85.7%
Voting Authority Distribution
Total shares with voting rights: 2.50M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
2.50M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole34
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings34
Rows:
CAPITAL GRP FIXED INCM ETF T
SOLEShares742.47K
TypeSH
Market value$16.87M
17.47%
Sole
0.00
Shared
0.00
None
742.47K
SCHWAB STRATEGIC TR
SOLEShares412.01K
TypeSH
Market value$13.15M
13.61%
Sole
0.00
Shared
0.00
None
412.01K
DIMENSIONAL ETF TRUST
SOLEShares368.28K
TypeSH
Market value$12.12M
12.55%
Sole
0.00
Shared
0.00
None
368.28K
DIMENSIONAL ETF TRUST
SOLEShares263.92K
TypeSH
Market value$12.08M
12.50%
Sole
0.00
Shared
0.00
None
263.92K
DIMENSIONAL ETF TRUST
SOLEShares233.92K
TypeSH
Market value$8.50M
8.80%
Sole
0.00
Shared
0.00
None
233.92K
DIMENSIONAL ETF TRUST
SOLEShares124.33K
TypeSH
Market value$5.32M
5.50%
Sole
0.00
Shared
0.00
None
124.33K
VANGUARD INDEX FDS
SOLEShares17K
TypeSH
Market value$5.00M
5.17%
Sole
0.00
Shared
0.00
None
17K
VANGUARD INDEX FDS
SOLEShares18.23K
TypeSH
Market value$4.64M
4.80%
Sole
0.00
Shared
0.00
None
18.23K
VANGUARD INDEX FDS
SOLEShares8.12K
TypeSH
Market value$2.66M
2.76%
Sole
0.00
Shared
0.00
None
8.12K
DIMENSIONAL ETF TRUST
SOLEShares78.20K
TypeSH
Market value$2.47M
2.55%
Sole
0.00
Shared
0.00
None
78.20K
APPLE INC
SOLEShares8.04K
TypeSH
Market value$2.05M
2.12%
Sole
0.00
Shared
0.00
None
8.04K
SCHWAB STRATEGIC TR
SOLEShares72.18K
TypeSH
Market value$1.68M
1.74%
Sole
0.00
Shared
0.00
None
72.18K
BERKSHIRE HATHAWAY INC DEL
SOLEShares2.00
TypeSH
Market value$1.51M
1.56%
Sole
0.00
Shared
0.00
None
2.00
VANGUARD BD INDEX FDS
SOLEShares16.03K
TypeSH
Market value$1.25M
1.30%
Sole
0.00
Shared
0.00
None
16.03K
SCHWAB STRATEGIC TR
SOLEShares29.02K
TypeSH
Market value$968.3K
1.00%
Sole
0.00
Shared
0.00
None
29.02K
ISHARES TR
SOLEShares11.30K
TypeSH
Market value$679.1K
0.70%
Sole
0.00
Shared
0.00
None
11.30K
CAPITAL GROUP DIVIDEND VALUE
SOLEShares12.28K
TypeSH
Market value$516.1K
0.53%
Sole
0.00
Shared
0.00
None
12.28K
MICROSOFT CORP
SOLEShares986.00
TypeSH
Market value$510.5K
0.53%
Sole
0.00
Shared
0.00
None
986.00
PEPSICO INC
SOLEShares3.61K
TypeSH
Market value$506.7K
0.52%
Sole
0.00
Shared
0.00
None
3.61K
VANGUARD INDEX FDS
SOLEShares808.00
TypeSH
Market value$494.6K
0.51%
Sole
0.00
Shared
0.00
None
808.00
NVIDIA CORPORATION
SOLEShares2.53K
TypeSH
Market value$472.0K
0.49%
Sole
0.00
Shared
0.00
None
2.53K
TESLA INC
SOLEShares800.00
TypeSH
Market value$355.8K
0.37%
Sole
0.00
Shared
0.00
None
800.00
SCHWAB STRATEGIC TR
SOLEShares12.80K
TypeSH
Market value$337.1K
0.35%
Sole
0.00
Shared
0.00
None
12.80K
DIMENSIONAL ETF TRUST
SOLEShares5.26K
TypeSH
Market value$306.5K
0.32%
Sole
0.00
Shared
0.00
None
5.26K
GLOBAL X FDS
SOLEShares3.48K
TypeSH
Market value$282.0K
0.29%
Sole
0.00
Shared
0.00
None
3.48K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
CAPITAL GRP FIXED INCM ETF TSOLE | CORE PLUS INCM | 742.47K | SH | $16.87M 17.47% | 0.00 | 0.00 | 742.47K |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 412.01K | SH | $13.15M 13.61% | 0.00 | 0.00 | 412.01K |
DIMENSIONAL ETF TRUSTSOLE | US LARGE CAP VAL | 368.28K | SH | $12.12M 12.55% | 0.00 | 0.00 | 368.28K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQT MKT | 263.92K | SH | $12.08M 12.50% | 0.00 | 0.00 | 263.92K |
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQT MK | 233.92K | SH | $8.50M 8.80% | 0.00 | 0.00 | 233.92K |
DIMENSIONAL ETF TRUSTSOLE | CORE FIXED INCOM | 124.33K | SH | $5.32M 5.50% | 0.00 | 0.00 | 124.33K |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 17K | SH | $5.00M 5.17% | 0.00 | 0.00 | 17K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 18.23K | SH | $4.64M 4.80% | 0.00 | 0.00 | 18.23K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 8.12K | SH | $2.66M 2.76% | 0.00 | 0.00 | 8.12K |
DIMENSIONAL ETF TRUSTSOLE | EMGR CRE EQT MNG | 78.20K | SH | $2.47M 2.55% | 0.00 | 0.00 | 78.20K |
APPLE INCSOLE | COM | 8.04K | SH | $2.05M 2.12% | 0.00 | 0.00 | 8.04K |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 72.18K | SH | $1.68M 1.74% | 0.00 | 0.00 | 72.18K |
BERKSHIRE HATHAWAY INC DELSOLE | CL A | 2.00 | SH | $1.51M 1.56% | 0.00 | 0.00 | 2.00 |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 16.03K | SH | $1.25M 1.30% | 0.00 | 0.00 | 16.03K |
SCHWAB STRATEGIC TRSOLE | EMRG MKTEQ ETF | 29.02K | SH | $968.3K 1.00% | 0.00 | 0.00 | 29.02K |
ISHARES TRSOLE | U.S. MED DVC ETF | 11.30K | SH | $679.1K 0.70% | 0.00 | 0.00 | 11.30K |
CAPITAL GROUP DIVIDEND VALUESOLE | SHS CREATION UNI | 12.28K | SH | $516.1K 0.53% | 0.00 | 0.00 | 12.28K |
MICROSOFT CORPSOLE | COM | 986.00 | SH | $510.5K 0.53% | 0.00 | 0.00 | 986.00 |
PEPSICO INCSOLE | COM | 3.61K | SH | $506.7K 0.52% | 0.00 | 0.00 | 3.61K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 808.00 | SH | $494.6K 0.51% | 0.00 | 0.00 | 808.00 |
NVIDIA CORPORATIONSOLE | COM | 2.53K | SH | $472.0K 0.49% | 0.00 | 0.00 | 2.53K |
TESLA INCSOLE | COM | 800.00 | SH | $355.8K 0.37% | 0.00 | 0.00 | 800.00 |
SCHWAB STRATEGIC TRSOLE | US LRG CAP ETF | 12.80K | SH | $337.1K 0.35% | 0.00 | 0.00 | 12.80K |
DIMENSIONAL ETF TRUSTSOLE | US TARGETED VLU | 5.26K | SH | $306.5K 0.32% | 0.00 | 0.00 | 5.26K |
GLOBAL X FDSSOLE | S&P 500 CATHOLIC | 3.48K | SH | $282.0K 0.29% | 0.00 | 0.00 | 3.48K |
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