FINANCIALLY SPEAKING INC

Filed: 11/6/2025ACC: 0001398344-25-020442

📋 What this filing means

FINANCIALLY SPEAKING INC filed this quarterly 13F‑HR report disclosing 169 equity positions with a total reported market value of $152.24M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

169

Positions

$152.24M

Total AUM (reported)

26.35M

Total Shares

Allocation by class

UIT EXCHANGE TRADED$98.21M64.5%

SCHWAB NON-SWEEP MMF$22.65M14.9%

NTF BOND FUNDS$13.10M8.6%

COMMON STOCK$10.29M6.8%

AMERICAN DEPOSITORY$6.79M4.5%

LOAD EQUITY FUND$479.3K0.3%

FOREIGN ORDINARIES$414.2K0.3%

Portfolio Concentration

Top 3$47.52M31.2%

4–10$53.07M34.9%

11–25$44.55M29.3%

Rest$7.10M4.7%

Top 3 weight

31.2%

Top 10 weight

66.1%

Voting Authority Distribution

Total shares with voting rights: 26.35M

Sole

Full voting authority

26.35M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole169

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings169

Rows:

SCHWAB TREASURY OBLIG MONEY INV

SOLE

SCHWAB NON-SWEEP MMF

Shares18.96M

TypeSH

Market value$18.96M

12.45%

Sole

18.96M

Shared

0.00

None

0.00

JPMORGAN U S TECH LEADERS ETF IV

SOLE

UIT EXCHANGE TRADED

Shares170.33K

TypeSH

Market value$15.67M

10.29%

Sole

170.33K

Shared

0.00

None

0.00

ICON FLEXIBLE BD FD INV

SOLE

NTF BOND FUNDS

Shares1.52M

TypeSH

Market value$12.89M

8.47%

Sole

1.52M

Shared

0.00

None

0.00

TECHNOLOGY SELECT SECTORSPDR ETF

SOLE

UIT EXCHANGE TRADED

Shares35.89K

TypeSH

Market value$10.12M

6.64%

Sole

35.89K

Shared

0.00

None

0.00

INVSC S P 500 MOMENTUM ETF

SOLE

UIT EXCHANGE TRADED

Shares71.65K

TypeSH

Market value$8.67M

5.70%

Sole

71.65K

Shared

0.00

None

0.00

SCHWAB US LARGE CAP GROWTH ETF

SOLE

UIT EXCHANGE TRADED

Shares267.88K

TypeSH

Market value$8.55M

5.61%

Sole

267.88K

Shared

0.00

None

0.00

JPMORGAN ULTRA SHORT INCOME ETF

SOLE

UIT EXCHANGE TRADED

Shares135.45K

TypeSH

Market value$6.87M

4.51%

Sole

135.45K

Shared

0.00

None

0.00

VANECK JUNIOR GOLD MINERS ETF

SOLE

UIT EXCHANGE TRADED

Shares67.24K

TypeSH

Market value$6.66M

4.37%

Sole

67.24K

Shared

0.00

None

0.00

SPDR S&P METALS & MININGETF

SOLE

UIT EXCHANGE TRADED

Shares70.28K

TypeSH

Market value$6.55M

4.30%

Sole

70.28K

Shared

0.00

None

0.00

GLOBAL X DEFENSE TECH ETF

SOLE

UIT EXCHANGE TRADED

Shares80.52K

TypeSH

Market value$5.66M

3.72%

Sole

80.52K

Shared

0.00

None

0.00

FIDELITY LOW DURATION BOND FACTR ETF

SOLE

UIT EXCHANGE TRADED

Shares107.78K

TypeSH

Market value$5.41M

3.55%

Sole

107.78K

Shared

0.00

None

0.00

SCHWAB INTERNATNAL SMALLCAP EQY ETF

SOLE

UIT EXCHANGE TRADED

Shares113.95K

TypeSH

Market value$5.19M

3.41%

Sole

113.95K

Shared

0.00

None

0.00

RHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS

SOLE

AMERICAN DEPOSITORY

Shares10.65K

TypeSH

Market value$4.96M

3.26%

Sole

10.65K

Shared

0.00

None

0.00

VANECK GOLD MINERS ETF

SOLE

UIT EXCHANGE TRADED

Shares61.60K

TypeSH

Market value$4.71M

3.09%

Sole

61.60K

Shared

0.00

None

0.00

AMPLIFY JUNIOR SILVER MINERS ETF

SOLE

UIT EXCHANGE TRADED

Shares190.34K

TypeSH

Market value$4.39M

2.89%

Sole

190.34K

Shared

0.00

None

0.00

BERKSHIRE HATHAWAY CLASS B

SOLE

COMMON STOCK

Shares6.84K

TypeSH

Market value$3.44M

2.26%

Sole

6.84K

Shared

0.00

None

0.00

GLOBAL X SILVER MINERS ETF

SOLE

UIT EXCHANGE TRADED

Shares45.10K

TypeSH

Market value$3.23M

2.12%

Sole

45.10K

Shared

0.00

None

0.00

SCHWAB TREASURY OBLIG MONEY ULTRA

SOLE

SCHWAB NON-SWEEP MMF

Shares2.51M

TypeSH

Market value$2.51M

1.65%

Sole

2.51M

Shared

0.00

None

0.00

ROLLS-ROYCE HOLDINGS P FSPONSORED ADR 1 ADR REPS 1 ORD SHS

SOLE

AMERICAN DEPOSITORY

Shares111.58K

TypeSH

Market value$1.81M

1.19%

Sole

111.58K

Shared

0.00

None

0.00

ISHARES MSCI SPAIN ETF

SOLE

UIT EXCHANGE TRADED

Shares35.96K

TypeSH

Market value$1.78M

1.17%

Sole

35.96K

Shared

0.00

None

0.00

VANECK VIETNAM ETF

SOLE

UIT EXCHANGE TRADED

Shares98.47K

TypeSH

Market value$1.76M

1.15%

Sole

98.47K

Shared

0.00

None

0.00

PALANTIR TECHNOLOGIES INCLASS A

SOLE

COMMON STOCK

Shares9.59K

TypeSH

Market value$1.75M

1.15%

Sole

9.59K

Shared

0.00

None

0.00

GLOBAL X URANIUM ETF

SOLE

UIT EXCHANGE TRADED

Shares35.72K

TypeSH

Market value$1.70M

1.12%

Sole

35.72K

Shared

0.00

None

0.00

SCHWAB US TREASURY MONEY INVESTOR

SOLE

SCHWAB NON-SWEEP MMF

Shares962.79K

TypeSH

Market value$962.8K

0.63%

Sole

962.79K

Shared

0.00

None

0.00

NVIDIA CORP

SOLE

COMMON STOCK

Shares5.14K

TypeSH

Market value$958.6K

0.63%

Sole

5.14K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
SCHWAB TREASURY OBLIG MONEY INVSOLE	SCHWAB NON-SWEEP MMF	18.96M	SH	$18.96M 12.45%	18.96M
JPMORGAN U S TECH LEADERS ETF IVSOLE	UIT EXCHANGE TRADED	170.33K	SH	$15.67M 10.29%	170.33K
ICON FLEXIBLE BD FD INVSOLE	NTF BOND FUNDS	1.52M	SH	$12.89M 8.47%	1.52M
TECHNOLOGY SELECT SECTORSPDR ETFSOLE	UIT EXCHANGE TRADED	35.89K	SH	$10.12M 6.64%	35.89K
INVSC S P 500 MOMENTUM ETFSOLE	UIT EXCHANGE TRADED	71.65K	SH	$8.67M 5.70%	71.65K
SCHWAB US LARGE CAP GROWTH ETFSOLE	UIT EXCHANGE TRADED	267.88K	SH	$8.55M 5.61%	267.88K
JPMORGAN ULTRA SHORT INCOME ETFSOLE	UIT EXCHANGE TRADED	135.45K	SH	$6.87M 4.51%	135.45K
VANECK JUNIOR GOLD MINERS ETFSOLE	UIT EXCHANGE TRADED	67.24K	SH	$6.66M 4.37%	67.24K
SPDR S&P METALS & MININGETFSOLE	UIT EXCHANGE TRADED	70.28K	SH	$6.55M 4.30%	70.28K
GLOBAL X DEFENSE TECH ETFSOLE	UIT EXCHANGE TRADED	80.52K	SH	$5.66M 3.72%	80.52K
FIDELITY LOW DURATION BOND FACTR ETFSOLE	UIT EXCHANGE TRADED	107.78K	SH	$5.41M 3.55%	107.78K
SCHWAB INTERNATNAL SMALLCAP EQY ETFSOLE	UIT EXCHANGE TRADED	113.95K	SH	$5.19M 3.41%	113.95K
RHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHSSOLE	AMERICAN DEPOSITORY	10.65K	SH	$4.96M 3.26%	10.65K
VANECK GOLD MINERS ETFSOLE	UIT EXCHANGE TRADED	61.60K	SH	$4.71M 3.09%	61.60K
AMPLIFY JUNIOR SILVER MINERS ETFSOLE	UIT EXCHANGE TRADED	190.34K	SH	$4.39M 2.89%	190.34K
BERKSHIRE HATHAWAY CLASS BSOLE	COMMON STOCK	6.84K	SH	$3.44M 2.26%	6.84K
GLOBAL X SILVER MINERS ETFSOLE	UIT EXCHANGE TRADED	45.10K	SH	$3.23M 2.12%	45.10K
SCHWAB TREASURY OBLIG MONEY ULTRASOLE	SCHWAB NON-SWEEP MMF	2.51M	SH	$2.51M 1.65%	2.51M
ROLLS-ROYCE HOLDINGS P FSPONSORED ADR 1 ADR REPS 1 ORD SHSSOLE	AMERICAN DEPOSITORY	111.58K	SH	$1.81M 1.19%	111.58K
ISHARES MSCI SPAIN ETFSOLE	UIT EXCHANGE TRADED	35.96K	SH	$1.78M 1.17%	35.96K
VANECK VIETNAM ETFSOLE	UIT EXCHANGE TRADED	98.47K	SH	$1.76M 1.15%	98.47K
PALANTIR TECHNOLOGIES INCLASS ASOLE	COMMON STOCK	9.59K	SH	$1.75M 1.15%	9.59K
GLOBAL X URANIUM ETFSOLE	UIT EXCHANGE TRADED	35.72K	SH	$1.70M 1.12%	35.72K
SCHWAB US TREASURY MONEY INVESTORSOLE	SCHWAB NON-SWEEP MMF	962.79K	SH	$962.8K 0.63%	962.79K
NVIDIA CORPSOLE	COMMON STOCK	5.14K	SH	$958.6K 0.63%	5.14K

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