FINANCIALLY SPEAKING INC

Filed: 8/7/2025ACC: 0001398344-25-014680

📋 What this filing means

FINANCIALLY SPEAKING INC filed this quarterly 13F‑HR report disclosing 164 equity positions with a total reported market value of $151.98M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

164

Positions

$151.98M

Total AUM (reported)

64.29M

Total Shares

Allocation by class

UIT EXCHANGE TRADED$65.48M43.1%

SCHWAB NON-SWEEP MMF$60.75M40.0%

NTF BOND FUNDS$12.75M8.4%

COMMON STOCK$6.26M4.1%

AMERICAN DEPOSITORY$5.58M3.7%

LOAD EQUITY FUND$461.4K0.3%

FOREIGN ORDINARIES$394.9K0.3%

Portfolio Concentration

Top 3$86.44M56.9%

4–10$48.45M31.9%

11–25$13.68M9.0%

Rest$3.40M2.2%

Top 3 weight

56.9%

Top 10 weight

88.8%

Voting Authority Distribution

Total shares with voting rights: 64.29M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

64.29M

% of voting shares100.0%

Investment Discretion (by position count)

Sole164

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings164

Rows:

SCHWAB TREASURY OBLIG MONEY INV

SOLE

SCHWAB NON-SWEEP MMF

Shares57.06M

TypeSH

Market value$57.06M

37.54%

Sole

0.00

Shared

0.00

None

57.06M

JPMORGAN U S TECH LEADERS ETF IV

SOLE

UIT EXCHANGE TRADED

Shares199.33K

TypeSH

Market value$16.84M

11.08%

Sole

0.00

Shared

0.00

None

199.33K

ICON FLEXIBLE BD FD INV

SOLE

NTF BOND FUNDS

Shares1.47M

TypeSH

Market value$12.55M

8.26%

Sole

0.00

Shared

0.00

None

1.47M

FIDELITY LOW DURATION BOND FACTR ETF

SOLE

UIT EXCHANGE TRADED

Shares185.30K

TypeSH

Market value$9.28M

6.10%

Sole

0.00

Shared

0.00

None

185.30K

JPMORGAN ULTRA SHORT INCOME ETF

SOLE

UIT EXCHANGE TRADED

Shares183.03K

TypeSH

Market value$9.28M

6.10%

Sole

0.00

Shared

0.00

None

183.03K

SCHWAB US LARGE CAP GROWTH ETF

SOLE

UIT EXCHANGE TRADED

Shares247.16K

TypeSH

Market value$7.22M

4.75%

Sole

0.00

Shared

0.00

None

247.16K

JPMORGAN DIVERSIFIED RETURN INTERNAT

SOLE

UIT EXCHANGE TRADED

Shares105.13K

TypeSH

Market value$6.74M

4.44%

Sole

0.00

Shared

0.00

None

105.13K

THYSSENKRUPP AG FSPONSORED ADR 1 ADR REPS 1 ORD SHS

SOLE

AMERICAN DEPOSITORY

Shares516.19K

TypeSH

Market value$5.55M

3.65%

Sole

0.00

Shared

0.00

None

516.19K

GLOBAL X DEFENSE TECH ETF

SOLE

UIT EXCHANGE TRADED

Shares88.58K

TypeSH

Market value$5.34M

3.51%

Sole

0.00

Shared

0.00

None

88.58K

ISHARES US AEROSPACE DEFENSE ETF

SOLE

UIT EXCHANGE TRADED

Shares26.74K

TypeSH

Market value$5.04M

3.32%

Sole

0.00

Shared

0.00

None

26.74K

COMMUNICAT SVS SLCT SEC SPDR ETF

SOLE

UIT EXCHANGE TRADED

Shares46.42K

TypeSH

Market value$5.04M

3.32%

Sole

0.00

Shared

0.00

None

46.42K

SCHWAB TREASURY OBLIG MONEY ULTRA

SOLE

SCHWAB NON-SWEEP MMF

Shares2.52M

TypeSH

Market value$2.52M

1.66%

Sole

0.00

Shared

0.00

None

2.52M

PALANTIR TECHNOLOGIES INCLASS A

SOLE

COMMON STOCK

Shares10.93K

TypeSH

Market value$1.49M

0.98%

Sole

0.00

Shared

0.00

None

10.93K

SCHWAB US TREASURY MONEY INVESTOR

SOLE

SCHWAB NON-SWEEP MMF

Shares953.82K

TypeSH

Market value$953.8K

0.63%

Sole

0.00

Shared

0.00

None

953.82K

NVIDIA CORP

SOLE

COMMON STOCK

Shares5.62K

TypeSH

Market value$888.4K

0.58%

Sole

0.00

Shared

0.00

None

5.62K

MCKESSON CORP

SOLE

COMMON STOCK

Shares800.00

TypeSH

Market value$586.2K

0.39%

Sole

0.00

Shared

0.00

None

800.00

SPDR S&P DIVIDEND ETF

SOLE

UIT EXCHANGE TRADED

Shares3.34K

TypeSH

Market value$453.0K

0.30%

Sole

0.00

Shared

0.00

None

3.34K

AMERICAN FUNDS FUNDAMENTAL INVS A

SOLE

LOAD EQUITY FUND

Shares3.96K

TypeSH

Market value$347.8K

0.23%

Sole

0.00

Shared

0.00

None

3.96K

XCEL ENERGY INC

SOLE

COMMON STOCK

Shares3.80K

TypeSH

Market value$258.9K

0.17%

Sole

0.00

Shared

0.00

None

3.80K

EXXON MOBIL CORP

SOLE

COMMON STOCK

Shares2.05K

TypeSH

Market value$221.2K

0.15%

Sole

0.00

Shared

0.00

None

2.05K

SCHWAB PRIME ADVANTAGE MONEY INVESTOR

SOLE

SCHWAB NON-SWEEP MMF

Shares216.02K

TypeSH

Market value$216.0K

0.14%

Sole

0.00

Shared

0.00

None

216.02K

MEDTRONIC PLC F

SOLE

FOREIGN ORDINARIES

Shares2.47K

TypeSH

Market value$215.1K

0.14%

Sole

0.00

Shared

0.00

None

2.47K

COSTCO WHSL CORP NEW

SOLE

COMMON STOCK

Shares182.00

TypeSH

Market value$180.2K

0.12%

Sole

0.00

Shared

0.00

None

182.00

ALTRIA GROUP INC

SOLE

COMMON STOCK

Shares2.85K

TypeSH

Market value$167.1K

0.11%

Sole

0.00

Shared

0.00

None

2.85K

RTX CORP

SOLE

COMMON STOCK

Shares1.03K

TypeSH

Market value$150.0K

0.10%

Sole

0.00

Shared

0.00

None

1.03K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SCHWAB TREASURY OBLIG MONEY INVSOLE	SCHWAB NON-SWEEP MMF	57.06M	SH	$57.06M 37.54%	57.06M
JPMORGAN U S TECH LEADERS ETF IVSOLE	UIT EXCHANGE TRADED	199.33K	SH	$16.84M 11.08%	199.33K
ICON FLEXIBLE BD FD INVSOLE	NTF BOND FUNDS	1.47M	SH	$12.55M 8.26%	1.47M
FIDELITY LOW DURATION BOND FACTR ETFSOLE	UIT EXCHANGE TRADED	185.30K	SH	$9.28M 6.10%	185.30K
JPMORGAN ULTRA SHORT INCOME ETFSOLE	UIT EXCHANGE TRADED	183.03K	SH	$9.28M 6.10%	183.03K
SCHWAB US LARGE CAP GROWTH ETFSOLE	UIT EXCHANGE TRADED	247.16K	SH	$7.22M 4.75%	247.16K
JPMORGAN DIVERSIFIED RETURN INTERNATSOLE	UIT EXCHANGE TRADED	105.13K	SH	$6.74M 4.44%	105.13K
THYSSENKRUPP AG FSPONSORED ADR 1 ADR REPS 1 ORD SHSSOLE	AMERICAN DEPOSITORY	516.19K	SH	$5.55M 3.65%	516.19K
GLOBAL X DEFENSE TECH ETFSOLE	UIT EXCHANGE TRADED	88.58K	SH	$5.34M 3.51%	88.58K
ISHARES US AEROSPACE DEFENSE ETFSOLE	UIT EXCHANGE TRADED	26.74K	SH	$5.04M 3.32%	26.74K
COMMUNICAT SVS SLCT SEC SPDR ETFSOLE	UIT EXCHANGE TRADED	46.42K	SH	$5.04M 3.32%	46.42K
SCHWAB TREASURY OBLIG MONEY ULTRASOLE	SCHWAB NON-SWEEP MMF	2.52M	SH	$2.52M 1.66%	2.52M
PALANTIR TECHNOLOGIES INCLASS ASOLE	COMMON STOCK	10.93K	SH	$1.49M 0.98%	10.93K
SCHWAB US TREASURY MONEY INVESTORSOLE	SCHWAB NON-SWEEP MMF	953.82K	SH	$953.8K 0.63%	953.82K
NVIDIA CORPSOLE	COMMON STOCK	5.62K	SH	$888.4K 0.58%	5.62K
MCKESSON CORPSOLE	COMMON STOCK	800.00	SH	$586.2K 0.39%	800.00
SPDR S&P DIVIDEND ETFSOLE	UIT EXCHANGE TRADED	3.34K	SH	$453.0K 0.30%	3.34K
AMERICAN FUNDS FUNDAMENTAL INVS ASOLE	LOAD EQUITY FUND	3.96K	SH	$347.8K 0.23%	3.96K
XCEL ENERGY INCSOLE	COMMON STOCK	3.80K	SH	$258.9K 0.17%	3.80K
EXXON MOBIL CORPSOLE	COMMON STOCK	2.05K	SH	$221.2K 0.15%	2.05K
SCHWAB PRIME ADVANTAGE MONEY INVESTORSOLE	SCHWAB NON-SWEEP MMF	216.02K	SH	$216.0K 0.14%	216.02K
MEDTRONIC PLC FSOLE	FOREIGN ORDINARIES	2.47K	SH	$215.1K 0.14%	2.47K
COSTCO WHSL CORP NEWSOLE	COMMON STOCK	182.00	SH	$180.2K 0.12%	182.00
ALTRIA GROUP INCSOLE	COMMON STOCK	2.85K	SH	$167.1K 0.11%	2.85K
RTX CORPSOLE	COMMON STOCK	1.03K	SH	$150.0K 0.10%	1.03K

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