FINANCIAL PLAN, INC.

Filed: 8/14/2026ACC: 0002107584-26-000004

📋 What this filing means

FINANCIAL PLAN, INC. filed this quarterly 13F‑HR report disclosing 95 equity positions with a total reported market value of $1.05B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$1.05B

Total AUM (reported)

19.06M

Total Shares

Allocation by class

US EQT ETF$182.92M17.4%

US COR EQU 2 ETF$164.32M15.6%

INTL EQT ETF$107.85M10.2%

INTL CORE EQUITY$60.16M5.7%

SHOR DUR FIX ETF$49.57M4.7%

AVANTIS EMGMKT$49.33M4.7%

AVANTIS SHFXDINC$43.16M4.1%

Portfolio Concentration

Top 3$455.09M43.2%

4–10$310.04M29.4%

11–25$210.63M20.0%

Rest$78.24M7.4%

Top 3 weight

43.2%

Top 10 weight

72.6%

Voting Authority Distribution

Total shares with voting rights: 19.06M

Sole

Full voting authority

1.44M

% of voting shares7.6%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

17.61M

% of voting shares92.4%

Investment Discretion (by position count)

Sole95

Shared0

Other0

Dominant voting typeNone · 92.4% of voting shares

Institutional Holdings95

Rows:

AMERICAN CENTY ETF TR

SOLE

US EQT ETF

Shares1.43M

TypeSH

Market value$182.92M

17.36%

Sole

79.62K

Shared

0.00

None

1.35M

DIMENSIONAL ETF TRUST

SOLE

US COR EQU 2 ETF

Shares3.70M

TypeSH

Market value$164.32M

15.59%

Sole

271.46K

Shared

0.00

None

3.43M

AMERICAN CENTY ETF TR

SOLE

INTL EQT ETF

Shares1.21M

TypeSH

Market value$107.85M

10.23%

Sole

59.18K

Shared

0.00

None

1.15M

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQUITY

Shares1.61M

TypeSH

Market value$60.16M

5.71%

Sole

168.24K

Shared

0.00

None

1.45M

DIMENSIONAL ETF TRUST

SOLE

SHOR DUR FIX ETF

Shares1.04M

TypeSH

Market value$49.57M

4.70%

Sole

102.52K

Shared

0.00

None

935.52K

AMERICAN CENTY ETF TR

SOLE

AVANTIS EMGMKT

Shares511.27K

TypeSH

Market value$49.33M

4.68%

Sole

20.83K

Shared

0.00

None

490.44K

AMERICAN CENTY ETF TR

SOLE

AVANTIS SHFXDINC

Shares926.71K

TypeSH

Market value$43.16M

4.09%

Sole

56.47K

Shared

0.00

None

870.25K

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares776.77K

TypeSH

Market value$39.02M

3.70%

Sole

42.14K

Shared

0.00

None

734.62K

AMERICAN CENTY ETF TR

SOLE

REAL ESTATE ETF

Shares797.05K

TypeSH

Market value$37.76M

3.58%

Sole

52.18K

Shared

0.00

None

744.87K

DIMENSIONAL ETF TRUST

SOLE

EMERGING MKTS CO

Shares763.90K

TypeSH

Market value$31.05M

2.95%

Sole

88.36K

Shared

0.00

None

675.54K

SPDR SERIES TRUST

SOLE

ST STR BACKE ETF

Shares1.35M

TypeSH

Market value$30.22M

2.87%

Sole

129.17K

Shared

0.00

None

1.23M

DIMENSIONAL ETF TRUST

SOLE

ULTR FIX INC ETF

Shares587.14K

TypeSH

Market value$29.81M

2.83%

Sole

64.82K

Shared

0.00

None

522.32K

DIMENSIONAL ETF TRUST

SOLE

GLOBAL REAL EST

Shares1.01M

TypeSH

Market value$29.15M

2.77%

Sole

100.88K

Shared

0.00

None

905.33K

DIMENSIONAL ETF TRUST

SOLE

WORLD EX US CORE

Shares718.31K

TypeSH

Market value$26.46M

2.51%

Sole

0.00

Shared

0.00

None

718.31K

DIMENSIONAL ETF TRUST

SOLE

CORE FIXE IN ETF

Shares577K

TypeSH

Market value$24.36M

2.31%

Sole

48.09K

Shared

0.00

None

528.91K

ISHARES TR

SOLE

0-5 YR TIPS ETF

Shares104.86K

TypeSH

Market value$10.71M

1.02%

Sole

9.48K

Shared

0.00

None

95.38K

DIMENSIONAL ETF TRUST

SOLE

INFLATION PROTE

Shares231.32K

TypeSH

Market value$9.54M

0.91%

Sole

49.91K

Shared

0.00

None

181.41K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares99.57K

TypeSH

Market value$7.87M

0.75%

Sole

265.00

Shared

0.00

None

99.31K

AMERICAN CENTY ETF TR

SOLE

AVANTIS CORE FI

Shares172.08K

TypeSH

Market value$7.13M

0.68%

Sole

20.03K

Shared

0.00

None

152.06K

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares113.47K

TypeSH

Market value$6.60M

0.63%

Sole

0.00

Shared

0.00

None

113.47K

APPLE INC

SOLE

COM

Shares21.05K

TypeSH

Market value$6.09M

0.58%

Sole

1.31K

Shared

0.00

None

19.74K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares48.71K

TypeSH

Market value$6.08M

0.58%

Sole

6.11K

Shared

0.00

None

42.60K

CATERPILLAR INC

SOLE

COM

Shares5.51K

TypeSH

Market value$5.87M

0.56%

Sole

0.00

Shared

0.00

None

5.51K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares71.97K

TypeSH

Market value$5.61M

0.53%

Sole

0.00

Shared

0.00

None

71.97K

ISHARES TR

SOLE

TRUST ISHARE 0-1

Shares46.43K

TypeSH

Market value$5.12M

0.49%

Sole

27.25K

Shared

0.00

None

19.18K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
AMERICAN CENTY ETF TRSOLE	US EQT ETF	1.43M	SH	$182.92M 17.36%	79.62K	1.35M
DIMENSIONAL ETF TRUSTSOLE	US COR EQU 2 ETF	3.70M	SH	$164.32M 15.59%	271.46K	3.43M
AMERICAN CENTY ETF TRSOLE	INTL EQT ETF	1.21M	SH	$107.85M 10.23%	59.18K	1.15M
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQUITY	1.61M	SH	$60.16M 5.71%	168.24K	1.45M
DIMENSIONAL ETF TRUSTSOLE	SHOR DUR FIX ETF	1.04M	SH	$49.57M 4.70%	102.52K	935.52K
AMERICAN CENTY ETF TRSOLE	AVANTIS EMGMKT	511.27K	SH	$49.33M 4.68%	20.83K	490.44K
AMERICAN CENTY ETF TRSOLE	AVANTIS SHFXDINC	926.71K	SH	$43.16M 4.09%	56.47K	870.25K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	776.77K	SH	$39.02M 3.70%	42.14K	734.62K
AMERICAN CENTY ETF TRSOLE	REAL ESTATE ETF	797.05K	SH	$37.76M 3.58%	52.18K	744.87K
DIMENSIONAL ETF TRUSTSOLE	EMERGING MKTS CO	763.90K	SH	$31.05M 2.95%	88.36K	675.54K
SPDR SERIES TRUSTSOLE	ST STR BACKE ETF	1.35M	SH	$30.22M 2.87%	129.17K	1.23M
DIMENSIONAL ETF TRUSTSOLE	ULTR FIX INC ETF	587.14K	SH	$29.81M 2.83%	64.82K	522.32K
DIMENSIONAL ETF TRUSTSOLE	GLOBAL REAL EST	1.01M	SH	$29.15M 2.77%	100.88K	905.33K
DIMENSIONAL ETF TRUSTSOLE	WORLD EX US CORE	718.31K	SH	$26.46M 2.51%	0.00	718.31K
DIMENSIONAL ETF TRUSTSOLE	CORE FIXE IN ETF	577K	SH	$24.36M 2.31%	48.09K	528.91K
ISHARES TRSOLE	0-5 YR TIPS ETF	104.86K	SH	$10.71M 1.02%	9.48K	95.38K
DIMENSIONAL ETF TRUSTSOLE	INFLATION PROTE	231.32K	SH	$9.54M 0.91%	49.91K	181.41K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	99.57K	SH	$7.87M 0.75%	265.00	99.31K
AMERICAN CENTY ETF TRSOLE	AVANTIS CORE FI	172.08K	SH	$7.13M 0.68%	20.03K	152.06K
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	113.47K	SH	$6.60M 0.63%	0.00	113.47K
APPLE INCSOLE	COM	21.05K	SH	$6.09M 0.58%	1.31K	19.74K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	48.71K	SH	$6.08M 0.58%	6.11K	42.60K
CATERPILLAR INCSOLE	COM	5.51K	SH	$5.87M 0.56%	0.00	5.51K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	71.97K	SH	$5.61M 0.53%	0.00	71.97K
ISHARES TRSOLE	TRUST ISHARE 0-1	46.43K	SH	$5.12M 0.49%	27.25K	19.18K

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