FINANCIAL PLAN, INC.

Filed: 4/27/2026ACC: 0002107584-26-000002

📋 What this filing means

FINANCIAL PLAN, INC. filed this quarterly 13F‑HR report disclosing 94 equity positions with a total reported market value of $932.94M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$932.94M

Total AUM (reported)

18.35M

Total Shares

Allocation by class

US EQT ETF$154.98M16.6%

US CORE EQUITY 2$137.44M14.7%

INTL EQT ETF$100.65M10.8%

INTL CORE EQUITY$53.87M5.8%

SHORT DURATION F$43.91M4.7%

ULTRASHORT FIXED$41.48M4.4%

AVANTIS EMGMKT$40.78M4.4%

Portfolio Concentration

Top 3$393.07M42.1%

4–10$285.23M30.6%

11–25$189.66M20.3%

Rest$64.98M7.0%

Top 3 weight

42.1%

Top 10 weight

72.7%

Voting Authority Distribution

Total shares with voting rights: 18.35M

Sole

Full voting authority

1.15M

% of voting shares6.2%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

17.21M

% of voting shares93.8%

Investment Discretion (by position count)

Sole94

Shared0

Other0

Dominant voting typeNone · 93.8% of voting shares

Institutional Holdings94

Rows:

AMERICAN CENTY ETF TR

SOLE

US EQT ETF

Shares1.39M

TypeSH

Market value$154.98M

16.61%

Sole

57.61K

Shared

0.00

None

1.34M

DIMENSIONAL ETF TRUST

SOLE

US CORE EQUITY 2

Shares3.54M

TypeSH

Market value$137.44M

14.73%

Sole

159.40K

Shared

0.00

None

3.38M

AMERICAN CENTY ETF TR

SOLE

INTL EQT ETF

Shares1.19M

TypeSH

Market value$100.65M

10.79%

Sole

43.62K

Shared

0.00

None

1.14M

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQUITY

Shares1.52M

TypeSH

Market value$53.87M

5.77%

Sole

91.22K

Shared

0.00

None

1.42M

DIMENSIONAL ETF TRUST

SOLE

SHORT DURATION F

Shares917.14K

TypeSH

Market value$43.91M

4.71%

Sole

69.88K

Shared

0.00

None

847.26K

DIMENSIONAL ETF TRUST

SOLE

ULTRASHORT FIXED

Shares817.94K

TypeSH

Market value$41.48M

4.45%

Sole

276.49K

Shared

0.00

None

541.45K

AMERICAN CENTY ETF TR

SOLE

AVANTIS EMGMKT

Shares506.09K

TypeSH

Market value$40.78M

4.37%

Sole

14.87K

Shared

0.00

None

491.22K

AMERICAN CENTY ETF TR

SOLE

AVANTIS SHFXDINC

Shares851.25K

TypeSH

Market value$39.84M

4.27%

Sole

42.56K

Shared

0.00

None

808.69K

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares680.49K

TypeSH

Market value$33.99M

3.64%

Sole

32.15K

Shared

0.00

None

648.34K

AMERICAN CENTY ETF TR

SOLE

REAL ESTATE ETF

Shares712.33K

TypeSH

Market value$31.36M

3.36%

Sole

34.99K

Shared

0.00

None

677.34K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares1.27M

TypeSH

Market value$28.47M

3.05%

Sole

102.35K

Shared

0.00

None

1.17M

DIMENSIONAL ETF TRUST

SOLE

EMERGING MKTS CO

Shares730.19K

TypeSH

Market value$25.23M

2.70%

Sole

56.68K

Shared

0.00

None

673.51K

DIMENSIONAL ETF TRUST

SOLE

WORLD EX US CORE

Shares731.32K

TypeSH

Market value$24.84M

2.66%

Sole

0.00

Shared

0.00

None

731.32K

DIMENSIONAL ETF TRUST

SOLE

GLOBAL REAL EST

Shares927.54K

TypeSH

Market value$24.65M

2.64%

Sole

64.84K

Shared

0.00

None

862.70K

DIMENSIONAL ETF TRUST

SOLE

CORE FIXED INCOM

Shares508.60K

TypeSH

Market value$21.47M

2.30%

Sole

34.48K

Shared

0.00

None

474.12K

ISHARES TR

SOLE

0-5 YR TIPS ETF

Shares102.30K

TypeSH

Market value$10.58M

1.13%

Sole

1.25K

Shared

0.00

None

101.05K

DIMENSIONAL ETF TRUST

SOLE

INFLATION PROTE

Shares193.41K

TypeSH

Market value$8.07M

0.86%

Sole

24.17K

Shared

0.00

None

169.25K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares93.97K

TypeSH

Market value$7.45M

0.80%

Sole

265.00

Shared

0.00

None

93.71K

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares115.76K

TypeSH

Market value$6.78M

0.73%

Sole

0.00

Shared

0.00

None

115.76K

AMERICAN CENTY ETF TR

SOLE

AVANTIS CORE FI

Shares151.51K

TypeSH

Market value$6.29M

0.67%

Sole

13.28K

Shared

0.00

None

138.23K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares75.69K

TypeSH

Market value$5.94M

0.64%

Sole

0.00

Shared

0.00

None

75.69K

APPLE INC

SOLE

COM

Shares22.48K

TypeSH

Market value$5.70M

0.61%

Sole

1.22K

Shared

0.00

None

21.25K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares48.37K

TypeSH

Market value$5.34M

0.57%

Sole

6.10K

Shared

0.00

None

42.27K

MICROSOFT CORP

SOLE

COM

Shares12.19K

TypeSH

Market value$4.51M

0.48%

Sole

1.33K

Shared

0.00

None

10.86K

SPDR GOLD TR

SOLE

GOLD SHS

Shares10.06K

TypeSH

Market value$4.33M

0.46%

Sole

332.00

Shared

0.00

None

9.73K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
AMERICAN CENTY ETF TRSOLE	US EQT ETF	1.39M	SH	$154.98M 16.61%	57.61K	1.34M
DIMENSIONAL ETF TRUSTSOLE	US CORE EQUITY 2	3.54M	SH	$137.44M 14.73%	159.40K	3.38M
AMERICAN CENTY ETF TRSOLE	INTL EQT ETF	1.19M	SH	$100.65M 10.79%	43.62K	1.14M
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQUITY	1.52M	SH	$53.87M 5.77%	91.22K	1.42M
DIMENSIONAL ETF TRUSTSOLE	SHORT DURATION F	917.14K	SH	$43.91M 4.71%	69.88K	847.26K
DIMENSIONAL ETF TRUSTSOLE	ULTRASHORT FIXED	817.94K	SH	$41.48M 4.45%	276.49K	541.45K
AMERICAN CENTY ETF TRSOLE	AVANTIS EMGMKT	506.09K	SH	$40.78M 4.37%	14.87K	491.22K
AMERICAN CENTY ETF TRSOLE	AVANTIS SHFXDINC	851.25K	SH	$39.84M 4.27%	42.56K	808.69K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	680.49K	SH	$33.99M 3.64%	32.15K	648.34K
AMERICAN CENTY ETF TRSOLE	REAL ESTATE ETF	712.33K	SH	$31.36M 3.36%	34.99K	677.34K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	1.27M	SH	$28.47M 3.05%	102.35K	1.17M
DIMENSIONAL ETF TRUSTSOLE	EMERGING MKTS CO	730.19K	SH	$25.23M 2.70%	56.68K	673.51K
DIMENSIONAL ETF TRUSTSOLE	WORLD EX US CORE	731.32K	SH	$24.84M 2.66%	0.00	731.32K
DIMENSIONAL ETF TRUSTSOLE	GLOBAL REAL EST	927.54K	SH	$24.65M 2.64%	64.84K	862.70K
DIMENSIONAL ETF TRUSTSOLE	CORE FIXED INCOM	508.60K	SH	$21.47M 2.30%	34.48K	474.12K
ISHARES TRSOLE	0-5 YR TIPS ETF	102.30K	SH	$10.58M 1.13%	1.25K	101.05K
DIMENSIONAL ETF TRUSTSOLE	INFLATION PROTE	193.41K	SH	$8.07M 0.86%	24.17K	169.25K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	93.97K	SH	$7.45M 0.80%	265.00	93.71K
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	115.76K	SH	$6.78M 0.73%	0.00	115.76K
AMERICAN CENTY ETF TRSOLE	AVANTIS CORE FI	151.51K	SH	$6.29M 0.67%	13.28K	138.23K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	75.69K	SH	$5.94M 0.64%	0.00	75.69K
APPLE INCSOLE	COM	22.48K	SH	$5.70M 0.61%	1.22K	21.25K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	48.37K	SH	$5.34M 0.57%	6.10K	42.27K
MICROSOFT CORPSOLE	COM	12.19K	SH	$4.51M 0.48%	1.33K	10.86K
SPDR GOLD TRSOLE	GOLD SHS	10.06K	SH	$4.33M 0.46%	332.00	9.73K

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