Filed: 1/30/2026ACC: 0001730813-26-000002
📋 What this filing means
FINANCIAL LIFE ADVISORS filed this quarterly 13F‑HR report disclosing 53 equity positions with a total reported market value of $324.28M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
53
Positions
$324.28M
Total AUM (reported)
5.59M
Total Shares
Allocation by class
S&P 500 GRWT ETF$43.84M13.5%
S&P 500 VAL ETF$35.24M10.9%
US AGGREGATE B$34.54M10.6%
STATE STREET SPD$32.96M10.2%
ISHARES US EQUIT$19.15M5.9%
EAFE VALUE ETF$16.97M5.2%
LONG TERM TREAS$15.58M4.8%
Portfolio Concentration
Top 3$113.62M35.0%
4–10$107.41M33.1%
11–25$88.28M27.2%
Rest$14.97M4.6%
Top 3 weight
35.0%
Top 10 weight
68.2%
Voting Authority Distribution
Total shares with voting rights: 5.59M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
5.59M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole53
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings53
Rows:
ISHARES TR
SOLEShares355.66K
TypeSH
Market value$43.84M
13.52%
Sole
0.00
Shared
0.00
None
355.66K
ISHARES TR
SOLEShares166.19K
TypeSH
Market value$35.24M
10.87%
Sole
0.00
Shared
0.00
None
166.19K
SCHWAB STRATEGIC TR
SOLEShares1.48M
TypeSH
Market value$34.54M
10.65%
Sole
0.00
Shared
0.00
None
1.48M
SPDR SERIES TRUST
SOLEShares953.16K
TypeSH
Market value$21.37M
6.59%
Sole
0.00
Shared
0.00
None
953.16K
BLACKROCK ETF TRUST
SOLEShares314.83K
TypeSH
Market value$19.15M
5.90%
Sole
0.00
Shared
0.00
None
314.83K
ISHARES TR
SOLEShares237.66K
TypeSH
Market value$16.97M
5.23%
Sole
0.00
Shared
0.00
None
237.66K
VANGUARD SCOTTSDALE FDS
SOLEShares279.17K
TypeSH
Market value$15.58M
4.80%
Sole
0.00
Shared
0.00
None
279.17K
VANGUARD INDEX FDS
SOLEShares25.52K
TypeSH
Market value$12.45M
3.84%
Sole
0.00
Shared
0.00
None
25.52K
VANGUARD INTL EQUITY INDEX F
SOLEShares204.50K
TypeSH
Market value$10.99M
3.39%
Sole
0.00
Shared
0.00
None
204.50K
ISHARES TR
SOLEShares54.64K
TypeSH
Market value$10.91M
3.36%
Sole
0.00
Shared
0.00
None
54.64K
ISHARES TR
SOLEShares232.62K
TypeSH
Market value$10.83M
3.34%
Sole
0.00
Shared
0.00
None
232.62K
SPDR SERIES TRUST
SOLEShares455.25K
TypeSH
Market value$10.78M
3.32%
Sole
0.00
Shared
0.00
None
455.25K
ISHARES TR
SOLEShares48.45K
TypeSH
Market value$9.62M
2.97%
Sole
0.00
Shared
0.00
None
48.45K
ISHARES TR
SOLEShares26.94K
TypeSH
Market value$9.24M
2.85%
Sole
0.00
Shared
0.00
None
26.94K
ISHARES TR
SOLEShares80.52K
TypeSH
Market value$9.17M
2.83%
Sole
0.00
Shared
0.00
None
80.52K
WORLD GOLD TR
SOLEShares76.66K
TypeSH
Market value$6.54M
2.02%
Sole
0.00
Shared
0.00
None
76.66K
VANGUARD INDEX FDS
SOLEShares33.22K
TypeSH
Market value$6.34M
1.96%
Sole
0.00
Shared
0.00
None
33.22K
ISHARES TR
SOLEShares45.27K
TypeSH
Market value$4.85M
1.50%
Sole
0.00
Shared
0.00
None
45.27K
VANGUARD MUN BD FDS
SOLEShares79.75K
TypeSH
Market value$4.01M
1.24%
Sole
0.00
Shared
0.00
None
79.75K
ISHARES TR
SOLEShares18.57K
TypeSH
Market value$3.99M
1.23%
Sole
0.00
Shared
0.00
None
18.57K
BLACKROCK ETF TRUST II
SOLEShares75.21K
TypeSH
Market value$3.97M
1.22%
Sole
0.00
Shared
0.00
None
75.21K
VANGUARD MALVERN FDS
SOLEShares61.09K
TypeSH
Market value$3.02M
0.93%
Sole
0.00
Shared
0.00
None
61.09K
ISHARES TR
SOLEShares24.85K
TypeSH
Market value$2.53M
0.78%
Sole
0.00
Shared
0.00
None
24.85K
COLUMBIA ETF TR II
SOLEShares52.32K
TypeSH
Market value$2.01M
0.62%
Sole
0.00
Shared
0.00
None
52.32K
VANGUARD TAX-MANAGED FDS
SOLEShares22.17K
TypeSH
Market value$1.38M
0.43%
Sole
0.00
Shared
0.00
None
22.17K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | S&P 500 GRWT ETF | 355.66K | SH | $43.84M 13.52% | 0.00 | 0.00 | 355.66K |
ISHARES TRSOLE | S&P 500 VAL ETF | 166.19K | SH | $35.24M 10.87% | 0.00 | 0.00 | 166.19K |
SCHWAB STRATEGIC TRSOLE | US AGGREGATE B | 1.48M | SH | $34.54M 10.65% | 0.00 | 0.00 | 1.48M |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 953.16K | SH | $21.37M 6.59% | 0.00 | 0.00 | 953.16K |
BLACKROCK ETF TRUSTSOLE | ISHARES US EQUIT | 314.83K | SH | $19.15M 5.90% | 0.00 | 0.00 | 314.83K |
ISHARES TRSOLE | EAFE VALUE ETF | 237.66K | SH | $16.97M 5.23% | 0.00 | 0.00 | 237.66K |
VANGUARD SCOTTSDALE FDSSOLE | LONG TERM TREAS | 279.17K | SH | $15.58M 4.80% | 0.00 | 0.00 | 279.17K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 25.52K | SH | $12.45M 3.84% | 0.00 | 0.00 | 25.52K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 204.50K | SH | $10.99M 3.39% | 0.00 | 0.00 | 204.50K |
ISHARES TRSOLE | U.S. TECH ETF | 54.64K | SH | $10.91M 3.36% | 0.00 | 0.00 | 54.64K |
ISHARES TRSOLE | CORE UNIVRSL USD | 232.62K | SH | $10.83M 3.34% | 0.00 | 0.00 | 232.62K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 455.25K | SH | $10.78M 3.32% | 0.00 | 0.00 | 455.25K |
ISHARES TRSOLE | MSCI USA QLT FCT | 48.45K | SH | $9.62M 2.97% | 0.00 | 0.00 | 48.45K |
ISHARES TRSOLE | S&P 100 ETF | 26.94K | SH | $9.24M 2.85% | 0.00 | 0.00 | 26.94K |
ISHARES TRSOLE | EAFE GRWTH ETF | 80.52K | SH | $9.17M 2.83% | 0.00 | 0.00 | 80.52K |
WORLD GOLD TRSOLE | SPDR GLD MINIS | 76.66K | SH | $6.54M 2.02% | 0.00 | 0.00 | 76.66K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 33.22K | SH | $6.34M 1.96% | 0.00 | 0.00 | 33.22K |
ISHARES TRSOLE | NATIONAL MUN ETF | 45.27K | SH | $4.85M 1.50% | 0.00 | 0.00 | 45.27K |
VANGUARD MUN BD FDSSOLE | TAX EXEMPT BD | 79.75K | SH | $4.01M 1.24% | 0.00 | 0.00 | 79.75K |
ISHARES TRSOLE | US AER DEF ETF | 18.57K | SH | $3.99M 1.23% | 0.00 | 0.00 | 18.57K |
BLACKROCK ETF TRUST IISOLE | ISHARES FLEXIBLE | 75.21K | SH | $3.97M 1.22% | 0.00 | 0.00 | 75.21K |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 61.09K | SH | $3.02M 0.93% | 0.00 | 0.00 | 61.09K |
ISHARES TRSOLE | 10-20 YR TRS ETF | 24.85K | SH | $2.53M 0.78% | 0.00 | 0.00 | 24.85K |
COLUMBIA ETF TR IISOLE | EM CORE EX ETF | 52.32K | SH | $2.01M 0.62% | 0.00 | 0.00 | 52.32K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 22.17K | SH | $1.38M 0.43% | 0.00 | 0.00 | 22.17K |
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