Filed: 11/3/2025ACC: 0001730813-25-000006
📋 What this filing means
FINANCIAL LIFE ADVISORS filed this quarterly 13F‑HR report disclosing 47 equity positions with a total reported market value of $311.28M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
47
Positions
$311.28M
Total AUM (reported)
5.33M
Total Shares
Allocation by class
S&P 500 GRWT ETF$44.77M14.4%
S&P 500 VAL ETF$35.74M11.5%
US AGGREGATE B$32.14M10.3%
PORT MTG BK ETF$19.72M6.3%
ISHARES US EQUIT$18.76M6.0%
EAFE VALUE ETF$16.22M5.2%
CORE TOTAL USD$14.04M4.5%
Portfolio Concentration
Top 3$112.65M36.2%
4–10$105.03M33.7%
11–25$79.28M25.5%
Rest$14.31M4.6%
Top 3 weight
36.2%
Top 10 weight
69.9%
Voting Authority Distribution
Total shares with voting rights: 5.33M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
5.33M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole47
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings47
Rows:
ISHARES TR
SOLEShares370.89K
TypeSH
Market value$44.77M
14.38%
Sole
0.00
Shared
0.00
None
370.89K
ISHARES TR
SOLEShares173.05K
TypeSH
Market value$35.74M
11.48%
Sole
0.00
Shared
0.00
None
173.05K
SCHWAB STRATEGIC TR
SOLEShares1.37M
TypeSH
Market value$32.14M
10.33%
Sole
0.00
Shared
0.00
None
1.37M
SPDR SERIES TRUST
SOLEShares878.66K
TypeSH
Market value$19.72M
6.33%
Sole
0.00
Shared
0.00
None
878.66K
BLACKROCK ETF TRUST
SOLEShares316.87K
TypeSH
Market value$18.76M
6.03%
Sole
0.00
Shared
0.00
None
316.87K
ISHARES TR
SOLEShares239.11K
TypeSH
Market value$16.22M
5.21%
Sole
0.00
Shared
0.00
None
239.11K
ISHARES TR
SOLEShares300.51K
TypeSH
Market value$14.04M
4.51%
Sole
0.00
Shared
0.00
None
300.51K
VANGUARD SCOTTSDALE FDS
SOLEShares238.15K
TypeSH
Market value$13.54M
4.35%
Sole
0.00
Shared
0.00
None
238.15K
VANGUARD INDEX FDS
SOLEShares25.44K
TypeSH
Market value$12.20M
3.92%
Sole
0.00
Shared
0.00
None
25.44K
ISHARES TR
SOLEShares53.92K
TypeSH
Market value$10.56M
3.39%
Sole
0.00
Shared
0.00
None
53.92K
ISHARES TR
SOLEShares84.36K
TypeSH
Market value$9.61M
3.09%
Sole
0.00
Shared
0.00
None
84.36K
ISHARES TR
SOLEShares46.69K
TypeSH
Market value$9.08M
2.92%
Sole
0.00
Shared
0.00
None
46.69K
ISHARES TR
SOLEShares26.47K
TypeSH
Market value$8.81M
2.83%
Sole
0.00
Shared
0.00
None
26.47K
SPDR SERIES TRUST
SOLEShares329.37K
TypeSH
Market value$7.89M
2.53%
Sole
0.00
Shared
0.00
None
329.37K
VANGUARD INDEX FDS
SOLEShares35.11K
TypeSH
Market value$6.55M
2.10%
Sole
0.00
Shared
0.00
None
35.11K
VANGUARD INTL EQUITY INDEX F
SOLEShares109.35K
TypeSH
Market value$5.92M
1.90%
Sole
0.00
Shared
0.00
None
109.35K
WORLD GOLD TR
SOLEShares76.29K
TypeSH
Market value$5.83M
1.87%
Sole
0.00
Shared
0.00
None
76.29K
ISHARES TR
SOLEShares46.34K
TypeSH
Market value$4.93M
1.59%
Sole
0.00
Shared
0.00
None
46.34K
VANGUARD MUN BD FDS
SOLEShares79.40K
TypeSH
Market value$3.98M
1.28%
Sole
0.00
Shared
0.00
None
79.40K
COLUMBIA ETF TR II
SOLEShares103.19K
TypeSH
Market value$3.75M
1.20%
Sole
0.00
Shared
0.00
None
103.19K
BLACKROCK ETF TRUST II
SOLEShares70.34K
TypeSH
Market value$3.74M
1.20%
Sole
0.00
Shared
0.00
None
70.34K
VANGUARD MALVERN FDS
SOLEShares57.59K
TypeSH
Market value$2.92M
0.94%
Sole
0.00
Shared
0.00
None
57.59K
ISHARES TR
SOLEShares59.97K
TypeSH
Market value$2.38M
0.76%
Sole
0.00
Shared
0.00
None
59.97K
ISHARES TR
SOLEShares19.91K
TypeSH
Market value$2.05M
0.66%
Sole
0.00
Shared
0.00
None
19.91K
ISHARES INC
SOLEShares27.37K
TypeSH
Market value$1.85M
0.59%
Sole
0.00
Shared
0.00
None
27.37K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | S&P 500 GRWT ETF | 370.89K | SH | $44.77M 14.38% | 0.00 | 0.00 | 370.89K |
ISHARES TRSOLE | S&P 500 VAL ETF | 173.05K | SH | $35.74M 11.48% | 0.00 | 0.00 | 173.05K |
SCHWAB STRATEGIC TRSOLE | US AGGREGATE B | 1.37M | SH | $32.14M 10.33% | 0.00 | 0.00 | 1.37M |
SPDR SERIES TRUSTSOLE | PORT MTG BK ETF | 878.66K | SH | $19.72M 6.33% | 0.00 | 0.00 | 878.66K |
BLACKROCK ETF TRUSTSOLE | ISHARES US EQUIT | 316.87K | SH | $18.76M 6.03% | 0.00 | 0.00 | 316.87K |
ISHARES TRSOLE | EAFE VALUE ETF | 239.11K | SH | $16.22M 5.21% | 0.00 | 0.00 | 239.11K |
ISHARES TRSOLE | CORE TOTAL USD | 300.51K | SH | $14.04M 4.51% | 0.00 | 0.00 | 300.51K |
VANGUARD SCOTTSDALE FDSSOLE | LONG TERM TREAS | 238.15K | SH | $13.54M 4.35% | 0.00 | 0.00 | 238.15K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 25.44K | SH | $12.20M 3.92% | 0.00 | 0.00 | 25.44K |
ISHARES TRSOLE | U.S. TECH ETF | 53.92K | SH | $10.56M 3.39% | 0.00 | 0.00 | 53.92K |
ISHARES TRSOLE | EAFE GRWTH ETF | 84.36K | SH | $9.61M 3.09% | 0.00 | 0.00 | 84.36K |
ISHARES TRSOLE | MSCI USA QLT FCT | 46.69K | SH | $9.08M 2.92% | 0.00 | 0.00 | 46.69K |
ISHARES TRSOLE | S&P 100 ETF | 26.47K | SH | $8.81M 2.83% | 0.00 | 0.00 | 26.47K |
SPDR SERIES TRUSTSOLE | PORTFLI HIGH YLD | 329.37K | SH | $7.89M 2.53% | 0.00 | 0.00 | 329.37K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 35.11K | SH | $6.55M 2.10% | 0.00 | 0.00 | 35.11K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 109.35K | SH | $5.92M 1.90% | 0.00 | 0.00 | 109.35K |
WORLD GOLD TRSOLE | SPDR GLD MINIS | 76.29K | SH | $5.83M 1.87% | 0.00 | 0.00 | 76.29K |
ISHARES TRSOLE | NATIONAL MUN ETF | 46.34K | SH | $4.93M 1.59% | 0.00 | 0.00 | 46.34K |
VANGUARD MUN BD FDSSOLE | TAX EXEMPT BD | 79.40K | SH | $3.98M 1.28% | 0.00 | 0.00 | 79.40K |
COLUMBIA ETF TR IISOLE | EM CORE EX ETF | 103.19K | SH | $3.75M 1.20% | 0.00 | 0.00 | 103.19K |
BLACKROCK ETF TRUST IISOLE | ISHARES FLEXIBLE | 70.34K | SH | $3.74M 1.20% | 0.00 | 0.00 | 70.34K |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 57.59K | SH | $2.92M 0.94% | 0.00 | 0.00 | 57.59K |
ISHARES TRSOLE | HDG MSCI EAFE | 59.97K | SH | $2.38M 0.76% | 0.00 | 0.00 | 59.97K |
ISHARES TRSOLE | 10-20 YR TRS ETF | 19.91K | SH | $2.05M 0.66% | 0.00 | 0.00 | 19.91K |
ISHARES INCSOLE | MSCI EMRG CHN | 27.37K | SH | $1.85M 0.59% | 0.00 | 0.00 | 27.37K |
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