FINANCIAL LIFE ADVISORS

Filed: 11/1/2023ACC: 0001730813-23-000007

📋 What this filing means

FINANCIAL LIFE ADVISORS filed this quarterly 13F‑HR report disclosing 55 equity positions with a total reported market value of $232.37M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$232.37M

Total AUM (reported)

4.17M

Total Shares

Allocation by class

S&P 500 GRWT ETF$30.32M13.0%

S&P 500 VAL ETF$27.36M11.8%

US AGGREGATE B$23.30M10.0%

CORE TOTAL USD$17.82M7.7%

PORT MTG BK ETF$13.16M5.7%

ISHS 1-5YR INVS$13.00M5.6%

EAFE VALUE ETF$12.77M5.5%

Portfolio Concentration

Top 3$80.98M34.8%

4–10$83.10M35.8%

11–25$54.12M23.3%

Rest$14.17M6.1%

Top 3 weight

34.8%

Top 10 weight

70.6%

Voting Authority Distribution

Total shares with voting rights: 4.17M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.17M

% of voting shares100.0%

Investment Discretion (by position count)

Sole55

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings55

Rows:

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares443.16K

TypeSH

Market value$30.32M

13.05%

Sole

0.00

Shared

0.00

None

443.16K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares177.82K

TypeSH

Market value$27.36M

11.77%

Sole

0.00

Shared

0.00

None

177.82K

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares526.81K

TypeSH

Market value$23.30M

10.03%

Sole

0.00

Shared

0.00

None

526.81K

ISHARES TR

SOLE

CORE TOTAL USD

Shares407.60K

TypeSH

Market value$17.82M

7.67%

Sole

0.00

Shared

0.00

None

407.60K

SPDR SER TR

SOLE

PORT MTG BK ETF

Shares632.69K

TypeSH

Market value$13.16M

5.67%

Sole

0.00

Shared

0.00

None

632.69K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares260.80K

TypeSH

Market value$13.00M

5.59%

Sole

0.00

Shared

0.00

None

260.80K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares260.88K

TypeSH

Market value$12.77M

5.49%

Sole

0.00

Shared

0.00

None

260.88K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares133.57K

TypeSH

Market value$11.53M

4.96%

Sole

0.00

Shared

0.00

None

133.57K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares29.54K

TypeSH

Market value$8.04M

3.46%

Sole

0.00

Shared

0.00

None

29.54K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares66.15K

TypeSH

Market value$6.78M

2.92%

Sole

0.00

Shared

0.00

None

66.15K

ISHARES INC

SOLE

ESG AWR MSCI EM

Shares212.71K

TypeSH

Market value$6.44M

2.77%

Sole

0.00

Shared

0.00

None

212.71K

ISHARES TR

SOLE

MSCI USA MIN VOL

Shares88.56K

TypeSH

Market value$6.41M

2.76%

Sole

0.00

Shared

0.00

None

88.56K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares45.44K

TypeSH

Market value$6.27M

2.70%

Sole

0.00

Shared

0.00

None

45.44K

SPDR SER TR

SOLE

PORTFOLIO LN TSR

Shares205.24K

TypeSH

Market value$5.37M

2.31%

Sole

0.00

Shared

0.00

None

205.24K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares93.63K

TypeSH

Market value$4.50M

1.94%

Sole

0.00

Shared

0.00

None

93.63K

ISHARES TR

SOLE

US HLTHCARE ETF

Shares14.30K

TypeSH

Market value$3.86M

1.66%

Sole

0.00

Shared

0.00

None

14.30K

ISHARES TR

SOLE

U.S. TECH ETF

Shares35.58K

TypeSH

Market value$3.73M

1.61%

Sole

0.00

Shared

0.00

None

35.58K

ISHARES TR

SOLE

IBOXX INV CP ETF

Shares32.45K

TypeSH

Market value$3.31M

1.42%

Sole

0.00

Shared

0.00

None

32.45K

ISHARES TR

SOLE

IBOXX HI YD ETF

Shares41.55K

TypeSH

Market value$3.06M

1.32%

Sole

0.00

Shared

0.00

None

41.55K

SPDR SER TR

SOLE

PORTFOLIO CRPORT

Shares81.82K

TypeSH

Market value$2.26M

0.97%

Sole

0.00

Shared

0.00

None

81.82K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares49.06K

TypeSH

Market value$2.15M

0.92%

Sole

0.00

Shared

0.00

None

49.06K

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares19.33K

TypeSH

Market value$1.99M

0.86%

Sole

0.00

Shared

0.00

None

19.33K

ISHARES TR

SOLE

A RATE CP BD ETF

Shares38.08K

TypeSH

Market value$1.72M

0.74%

Sole

0.00

Shared

0.00

None

38.08K

ISHARES TR

SOLE

CORE DIV GRWTH

Shares32.34K

TypeSH

Market value$1.60M

0.69%

Sole

0.00

Shared

0.00

None

32.34K

ISHARES TR

SOLE

INTL DIV GRWTH

Shares24.49K

TypeSH

Market value$1.45M

0.63%

Sole

0.00

Shared

0.00

None

24.49K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	S&P 500 GRWT ETF	443.16K	SH	$30.32M 13.05%	443.16K
ISHARES TRSOLE	S&P 500 VAL ETF	177.82K	SH	$27.36M 11.77%	177.82K
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	526.81K	SH	$23.30M 10.03%	526.81K
ISHARES TRSOLE	CORE TOTAL USD	407.60K	SH	$17.82M 7.67%	407.60K
SPDR SER TRSOLE	PORT MTG BK ETF	632.69K	SH	$13.16M 5.67%	632.69K
ISHARES TRSOLE	ISHS 1-5YR INVS	260.80K	SH	$13.00M 5.59%	260.80K
ISHARES TRSOLE	EAFE VALUE ETF	260.88K	SH	$12.77M 5.49%	260.88K
ISHARES TRSOLE	EAFE GRWTH ETF	133.57K	SH	$11.53M 4.96%	133.57K
VANGUARD INDEX FDSSOLE	GROWTH ETF	29.54K	SH	$8.04M 3.46%	29.54K
ISHARES TRSOLE	NATIONAL MUN ETF	66.15K	SH	$6.78M 2.92%	66.15K
ISHARES INCSOLE	ESG AWR MSCI EM	212.71K	SH	$6.44M 2.77%	212.71K
ISHARES TRSOLE	MSCI USA MIN VOL	88.56K	SH	$6.41M 2.76%	88.56K
VANGUARD INDEX FDSSOLE	VALUE ETF	45.44K	SH	$6.27M 2.70%	45.44K
SPDR SER TRSOLE	PORTFOLIO LN TSR	205.24K	SH	$5.37M 2.31%	205.24K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	93.63K	SH	$4.50M 1.94%	93.63K
ISHARES TRSOLE	US HLTHCARE ETF	14.30K	SH	$3.86M 1.66%	14.30K
ISHARES TRSOLE	U.S. TECH ETF	35.58K	SH	$3.73M 1.61%	35.58K
ISHARES TRSOLE	IBOXX INV CP ETF	32.45K	SH	$3.31M 1.42%	32.45K
ISHARES TRSOLE	IBOXX HI YD ETF	41.55K	SH	$3.06M 1.32%	41.55K
SPDR SER TRSOLE	PORTFOLIO CRPORT	81.82K	SH	$2.26M 0.97%	81.82K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	49.06K	SH	$2.15M 0.92%	49.06K
ISHARES TRSOLE	SHRT NAT MUN ETF	19.33K	SH	$1.99M 0.86%	19.33K
ISHARES TRSOLE	A RATE CP BD ETF	38.08K	SH	$1.72M 0.74%	38.08K
ISHARES TRSOLE	CORE DIV GRWTH	32.34K	SH	$1.60M 0.69%	32.34K
ISHARES TRSOLE	INTL DIV GRWTH	24.49K	SH	$1.45M 0.63%	24.49K

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