FINANCIAL LIFE ADVISORS

Filed: 7/18/2023ACC: 0001730813-23-000006

📋 What this filing means

FINANCIAL LIFE ADVISORS filed this quarterly 13F‑HR report disclosing 60 equity positions with a total reported market value of $239.59M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$239.59M

Total AUM (reported)

4.09M

Total Shares

Allocation by class

S&P 500 GRWT ETF$30.16M12.6%

S&P 500 VAL ETF$28.57M11.9%

US AGGREGATE B$22.89M9.6%

CORE TOTAL USD$17.34M7.2%

PORT MTG BK ETF$13.26M5.5%

ISHS 1-5YR INVS$12.56M5.2%

EAFE VALUE ETF$12.34M5.2%

Portfolio Concentration

Top 3$81.62M34.1%

4–10$82.55M34.5%

11–25$55.99M23.4%

Rest$19.43M8.1%

Top 3 weight

34.1%

Top 10 weight

68.5%

Voting Authority Distribution

Total shares with voting rights: 4.09M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.09M

% of voting shares100.0%

Investment Discretion (by position count)

Sole60

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings60

Rows:

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares427.96K

TypeSH

Market value$30.16M

12.59%

Sole

0.00

Shared

0.00

None

427.96K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares177.24K

TypeSH

Market value$28.57M

11.92%

Sole

0.00

Shared

0.00

None

177.24K

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares495.83K

TypeSH

Market value$22.89M

9.55%

Sole

0.00

Shared

0.00

None

495.83K

ISHARES TR

SOLE

CORE TOTAL USD

Shares381.30K

TypeSH

Market value$17.34M

7.24%

Sole

0.00

Shared

0.00

None

381.30K

SPDR SER TR

SOLE

PORT MTG BK ETF

Shares605.22K

TypeSH

Market value$13.26M

5.53%

Sole

0.00

Shared

0.00

None

605.22K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares250.42K

TypeSH

Market value$12.56M

5.24%

Sole

0.00

Shared

0.00

None

250.42K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares252.15K

TypeSH

Market value$12.34M

5.15%

Sole

0.00

Shared

0.00

None

252.15K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares126.04K

TypeSH

Market value$12.03M

5.02%

Sole

0.00

Shared

0.00

None

126.04K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares29.79K

TypeSH

Market value$8.43M

3.52%

Sole

0.00

Shared

0.00

None

29.79K

ISHARES INC

SOLE

ESG AWR MSCI EM

Shares208.57K

TypeSH

Market value$6.60M

2.75%

Sole

0.00

Shared

0.00

None

208.57K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares46.38K

TypeSH

Market value$6.59M

2.75%

Sole

0.00

Shared

0.00

None

46.38K

ISHARES TR

SOLE

MSCI USA MIN VOL

Shares87.48K

TypeSH

Market value$6.50M

2.71%

Sole

0.00

Shared

0.00

None

87.48K

SPDR SER TR

SOLE

PORTFOLIO LN TSR

Shares194.59K

TypeSH

Market value$5.82M

2.43%

Sole

0.00

Shared

0.00

None

194.59K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares53.18K

TypeSH

Market value$5.68M

2.37%

Sole

0.00

Shared

0.00

None

53.18K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares98.91K

TypeSH

Market value$4.97M

2.07%

Sole

0.00

Shared

0.00

None

98.91K

ISHARES TR

SOLE

U.S. TECH ETF

Shares35.68K

TypeSH

Market value$3.88M

1.62%

Sole

0.00

Shared

0.00

None

35.68K

ISHARES TR

SOLE

US HLTHCARE ETF

Shares13.83K

TypeSH

Market value$3.88M

1.62%

Sole

0.00

Shared

0.00

None

13.83K

ISHARES TR

SOLE

IBOXX INV CP ETF

Shares32.37K

TypeSH

Market value$3.50M

1.46%

Sole

0.00

Shared

0.00

None

32.37K

ISHARES TR

SOLE

IBOXX HI YD ETF

Shares42.85K

TypeSH

Market value$3.22M

1.34%

Sole

0.00

Shared

0.00

None

42.85K

SPDR SER TR

SOLE

PORTFOLIO CRPORT

Shares84.37K

TypeSH

Market value$2.44M

1.02%

Sole

0.00

Shared

0.00

None

84.37K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares49.51K

TypeSH

Market value$2.29M

0.95%

Sole

0.00

Shared

0.00

None

49.51K

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares21.51K

TypeSH

Market value$2.24M

0.93%

Sole

0.00

Shared

0.00

None

21.51K

ISHARES TR

SOLE

A RATE CP BD ETF

Shares38.97K

TypeSH

Market value$1.84M

0.77%

Sole

0.00

Shared

0.00

None

38.97K

ISHARES TR

SOLE

CORE DIV GRWTH

Shares32.10K

TypeSH

Market value$1.65M

0.69%

Sole

0.00

Shared

0.00

None

32.10K

ISHARES TR

SOLE

MBS ETF

Shares16.12K

TypeSH

Market value$1.50M

0.63%

Sole

0.00

Shared

0.00

None

16.12K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	S&P 500 GRWT ETF	427.96K	SH	$30.16M 12.59%	427.96K
ISHARES TRSOLE	S&P 500 VAL ETF	177.24K	SH	$28.57M 11.92%	177.24K
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	495.83K	SH	$22.89M 9.55%	495.83K
ISHARES TRSOLE	CORE TOTAL USD	381.30K	SH	$17.34M 7.24%	381.30K
SPDR SER TRSOLE	PORT MTG BK ETF	605.22K	SH	$13.26M 5.53%	605.22K
ISHARES TRSOLE	ISHS 1-5YR INVS	250.42K	SH	$12.56M 5.24%	250.42K
ISHARES TRSOLE	EAFE VALUE ETF	252.15K	SH	$12.34M 5.15%	252.15K
ISHARES TRSOLE	EAFE GRWTH ETF	126.04K	SH	$12.03M 5.02%	126.04K
VANGUARD INDEX FDSSOLE	GROWTH ETF	29.79K	SH	$8.43M 3.52%	29.79K
ISHARES INCSOLE	ESG AWR MSCI EM	208.57K	SH	$6.60M 2.75%	208.57K
VANGUARD INDEX FDSSOLE	VALUE ETF	46.38K	SH	$6.59M 2.75%	46.38K
ISHARES TRSOLE	MSCI USA MIN VOL	87.48K	SH	$6.50M 2.71%	87.48K
SPDR SER TRSOLE	PORTFOLIO LN TSR	194.59K	SH	$5.82M 2.43%	194.59K
ISHARES TRSOLE	NATIONAL MUN ETF	53.18K	SH	$5.68M 2.37%	53.18K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	98.91K	SH	$4.97M 2.07%	98.91K
ISHARES TRSOLE	U.S. TECH ETF	35.68K	SH	$3.88M 1.62%	35.68K
ISHARES TRSOLE	US HLTHCARE ETF	13.83K	SH	$3.88M 1.62%	13.83K
ISHARES TRSOLE	IBOXX INV CP ETF	32.37K	SH	$3.50M 1.46%	32.37K
ISHARES TRSOLE	IBOXX HI YD ETF	42.85K	SH	$3.22M 1.34%	42.85K
SPDR SER TRSOLE	PORTFOLIO CRPORT	84.37K	SH	$2.44M 1.02%	84.37K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	49.51K	SH	$2.29M 0.95%	49.51K
ISHARES TRSOLE	SHRT NAT MUN ETF	21.51K	SH	$2.24M 0.93%	21.51K
ISHARES TRSOLE	A RATE CP BD ETF	38.97K	SH	$1.84M 0.77%	38.97K
ISHARES TRSOLE	CORE DIV GRWTH	32.10K	SH	$1.65M 0.69%	32.10K
ISHARES TRSOLE	MBS ETF	16.12K	SH	$1.50M 0.63%	16.12K

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