FINANCIAL LIFE ADVISORS

Filed: 2/7/2023ACC: 0001730813-23-000004

📋 What this filing means

FINANCIAL LIFE ADVISORS filed this quarterly 13F‑HR report disclosing 70 equity positions with a total reported market value of $216.76M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$216.76M

Total AUM (reported)

3.67M

Total Shares

Allocation by class

S&P 500 VAL ETF$24.05M11.1%

S&P 500 GRWT ETF$21.57M9.9%

US AGGREGATE B$19.98M9.2%

CORE TOTAL USD$16.91M7.8%

ISHS 1-5YR INVS$10.46M4.8%

EAFE VALUE ETF$8.15M3.8%

PORTFOLIO LN TSR$7.56M3.5%

Portfolio Concentration

Top 3$65.60M30.3%

4–10$62.08M28.6%

11–25$50.24M23.2%

Rest$38.84M17.9%

Top 3 weight

30.3%

Top 10 weight

58.9%

Voting Authority Distribution

Total shares with voting rights: 3.67M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.67M

% of voting shares100.0%

Investment Discretion (by position count)

Sole70

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings70

Rows:

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares165.78K

TypeSH

Market value$24.05M

11.10%

Sole

0.00

Shared

0.00

None

165.78K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares368.65K

TypeSH

Market value$21.57M

9.95%

Sole

0.00

Shared

0.00

None

368.65K

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares437.70K

TypeSH

Market value$19.98M

9.22%

Sole

0.00

Shared

0.00

None

437.70K

ISHARES TR

SOLE

CORE TOTAL USD

Shares376.28K

TypeSH

Market value$16.91M

7.80%

Sole

0.00

Shared

0.00

None

376.28K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares209.90K

TypeSH

Market value$10.46M

4.82%

Sole

0.00

Shared

0.00

None

209.90K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares177.57K

TypeSH

Market value$8.15M

3.76%

Sole

0.00

Shared

0.00

None

177.57K

SPDR SER TR

SOLE

PORTFOLIO LN TSR

Shares260.29K

TypeSH

Market value$7.56M

3.49%

Sole

0.00

Shared

0.00

None

260.29K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares47.42K

TypeSH

Market value$6.66M

3.07%

Sole

0.00

Shared

0.00

None

47.42K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares29.41K

TypeSH

Market value$6.27M

2.89%

Sole

0.00

Shared

0.00

None

29.41K

ISHARES TR

SOLE

ISHS 5-10YR INVT

Shares123.06K

TypeSH

Market value$6.09M

2.81%

Sole

0.00

Shared

0.00

None

123.06K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares96.57K

TypeSH

Market value$5.95M

2.75%

Sole

0.00

Shared

0.00

None

96.57K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares62.10K

TypeSH

Market value$5.20M

2.40%

Sole

0.00

Shared

0.00

None

62.10K

ISHARES TR

SOLE

MSCI USA MIN VOL

Shares69.35K

TypeSH

Market value$5.00M

2.31%

Sole

0.00

Shared

0.00

None

69.35K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares85.45K

TypeSH

Market value$3.59M

1.65%

Sole

0.00

Shared

0.00

None

85.45K

ISHARES INC

SOLE

MSCI EMERG MRKT

Shares65.92K

TypeSH

Market value$3.50M

1.61%

Sole

0.00

Shared

0.00

None

65.92K

ISHARES TR

SOLE

IBOXX HI YD ETF

Shares47.24K

TypeSH

Market value$3.48M

1.60%

Sole

0.00

Shared

0.00

None

47.24K

VANGUARD SCOTTSDALE FDS

SOLE

MTG-BKD SECS ETF

Shares70.38K

TypeSH

Market value$3.20M

1.48%

Sole

0.00

Shared

0.00

None

70.38K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares30.84K

TypeSH

Market value$2.92M

1.35%

Sole

0.00

Shared

0.00

None

30.84K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares27.02K

TypeSH

Market value$2.85M

1.32%

Sole

0.00

Shared

0.00

None

27.02K

ISHARES TR

SOLE

IBOXX INV CP ETF

Shares27.01K

TypeSH

Market value$2.85M

1.31%

Sole

0.00

Shared

0.00

None

27.01K

ISHARES INC

SOLE

ESG AWR MSCI EM

Shares90.24K

TypeSH

Market value$2.71M

1.25%

Sole

0.00

Shared

0.00

None

90.24K

ISHARES TR

SOLE

US HLTHCARE ETF

Shares9.53K

TypeSH

Market value$2.70M

1.25%

Sole

0.00

Shared

0.00

None

9.53K

ISHARES TR

SOLE

FLTG RATE NT ETF

Shares43.76K

TypeSH

Market value$2.20M

1.02%

Sole

0.00

Shared

0.00

None

43.76K

ISHARES TR

SOLE

JPMORGAN USD EMG

Shares24.16K

TypeSH

Market value$2.04M

0.94%

Sole

0.00

Shared

0.00

None

24.16K

ISHARES TR

SOLE

MSCI USA VALUE

Shares22.35K

TypeSH

Market value$2.04M

0.94%

Sole

0.00

Shared

0.00

None

22.35K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	S&P 500 VAL ETF	165.78K	SH	$24.05M 11.10%	165.78K
ISHARES TRSOLE	S&P 500 GRWT ETF	368.65K	SH	$21.57M 9.95%	368.65K
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	437.70K	SH	$19.98M 9.22%	437.70K
ISHARES TRSOLE	CORE TOTAL USD	376.28K	SH	$16.91M 7.80%	376.28K
ISHARES TRSOLE	ISHS 1-5YR INVS	209.90K	SH	$10.46M 4.82%	209.90K
ISHARES TRSOLE	EAFE VALUE ETF	177.57K	SH	$8.15M 3.76%	177.57K
SPDR SER TRSOLE	PORTFOLIO LN TSR	260.29K	SH	$7.56M 3.49%	260.29K
VANGUARD INDEX FDSSOLE	VALUE ETF	47.42K	SH	$6.66M 3.07%	47.42K
VANGUARD INDEX FDSSOLE	GROWTH ETF	29.41K	SH	$6.27M 2.89%	29.41K
ISHARES TRSOLE	ISHS 5-10YR INVT	123.06K	SH	$6.09M 2.81%	123.06K
ISHARES TRSOLE	CORE MSCI EAFE	96.57K	SH	$5.95M 2.75%	96.57K
ISHARES TRSOLE	EAFE GRWTH ETF	62.10K	SH	$5.20M 2.40%	62.10K
ISHARES TRSOLE	MSCI USA MIN VOL	69.35K	SH	$5.00M 2.31%	69.35K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	85.45K	SH	$3.59M 1.65%	85.45K
ISHARES INCSOLE	MSCI EMERG MRKT	65.92K	SH	$3.50M 1.61%	65.92K
ISHARES TRSOLE	IBOXX HI YD ETF	47.24K	SH	$3.48M 1.60%	47.24K
VANGUARD SCOTTSDALE FDSSOLE	MTG-BKD SECS ETF	70.38K	SH	$3.20M 1.48%	70.38K
ISHARES TRSOLE	CORE S&P SCP ETF	30.84K	SH	$2.92M 1.35%	30.84K
ISHARES TRSOLE	NATIONAL MUN ETF	27.02K	SH	$2.85M 1.32%	27.02K
ISHARES TRSOLE	IBOXX INV CP ETF	27.01K	SH	$2.85M 1.31%	27.01K
ISHARES INCSOLE	ESG AWR MSCI EM	90.24K	SH	$2.71M 1.25%	90.24K
ISHARES TRSOLE	US HLTHCARE ETF	9.53K	SH	$2.70M 1.25%	9.53K
ISHARES TRSOLE	FLTG RATE NT ETF	43.76K	SH	$2.20M 1.02%	43.76K
ISHARES TRSOLE	JPMORGAN USD EMG	24.16K	SH	$2.04M 0.94%	24.16K
ISHARES TRSOLE	MSCI USA VALUE	22.35K	SH	$2.04M 0.94%	22.35K

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