Filed: 7/23/2026ACC: 0001624510-26-000004
📋 What this filing means
FINANCIAL CONSULATE, INC filed this quarterly 13F‑HR report disclosing 1449 equity positions with a total reported market value of $898.55M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
1449
Positions
$898.55M
Total AUM (reported)
26.09M
Total Shares
Allocation by class
US LRG CAP ETF$155.01M17.3%
COM$96.06M10.7%
US HIGH PROF ETF$88.04M9.8%
RAFI DYN MULTI$70.99M7.9%
INTL EQTY ETF$53.27M5.9%
INTL HIGH PROFIT$44.42M4.9%
TRUST ISHARE 0-1$38.38M4.3%
Portfolio Concentration
Top 3$314.03M34.9%
4–10$268.67M29.9%
11–25$190.50M21.2%
Rest$125.35M14.0%
Top 3 weight
34.9%
Top 10 weight
64.8%
Voting Authority Distribution
Total shares with voting rights: 26.09M
Sole
Full voting authority
18M
shares
% of voting shares69.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
8.09M
shares
% of voting shares31.0%
Investment Discretion (by position count)
Sole1449
Shared0
Other0
Dominant voting typeSole · 69.0% of voting shares
Institutional Holdings1449
Rows:
SCHWAB STRATEGIC TR
SOLEShares5.27M
TypeSH
Market value$155.01M
17.25%
Sole
3.51M
Shared
0.00
None
1.76M
DIMENSIONAL ETF TRUST
SOLEShares2.11M
TypeSH
Market value$88.04M
9.80%
Sole
1.59M
Shared
0.00
None
517.33K
PIMCO EQUITY SER
SOLEShares1.70M
TypeSH
Market value$70.99M
7.90%
Sole
1.11M
Shared
0.00
None
598.36K
SCHWAB STRATEGIC TR
SOLEShares1.92M
TypeSH
Market value$53.27M
5.93%
Sole
1.44M
Shared
0.00
None
487.53K
DIMENSIONAL ETF TRUST
SOLEShares1.30M
TypeSH
Market value$44.42M
4.94%
Sole
962.21K
Shared
0.00
None
339.56K
ISHARES TR
SOLEShares347.76K
TypeSH
Market value$38.38M
4.27%
Sole
228.04K
Shared
0.00
None
119.72K
VANGUARD MALVERN FDS
SOLEShares738.69K
TypeSH
Market value$37.10M
4.13%
Sole
480.25K
Shared
0.00
None
258.45K
DIMENSIONAL ETF TRUST
SOLEShares433.10K
TypeSH
Market value$35.66M
3.97%
Sole
303.63K
Shared
0.00
None
129.46K
SCHWAB STRATEGIC TR
SOLEShares1.08M
TypeSH
Market value$32.85M
3.66%
Sole
816.01K
Shared
0.00
None
262.45K
ISHARES TR
SOLEShares328.60K
TypeSH
Market value$26.98M
3.00%
Sole
213.41K
Shared
0.00
None
115.19K
APPLE INC
SOLEShares76.02K
TypeSH
Market value$22.00M
2.45%
Sole
71.32K
Shared
0.00
None
4.70K
FRANKLIN TEMPLETON ETF TR
SOLEShares379.29K
TypeSH
Market value$21.96M
2.44%
Sole
237.11K
Shared
0.00
None
142.18K
PGIM ETF TR
SOLEShares427.18K
TypeSH
Market value$21.17M
2.36%
Sole
278.63K
Shared
0.00
None
148.55K
SCHWAB STRATEGIC TR
SOLEShares473.79K
TypeSH
Market value$18.80M
2.09%
Sole
352.46K
Shared
0.00
None
121.33K
T ROWE PRICE EXCHANGE-TRADED
SOLEShares456.25K
TypeSH
Market value$18.75M
2.09%
Sole
348.70K
Shared
0.00
None
107.54K
PIMCO EQUITY SER
SOLEShares276.02K
TypeSH
Market value$18.54M
2.06%
Sole
207.65K
Shared
0.00
None
68.36K
SCHWAB STRATEGIC TR
SOLEShares426.83K
TypeSH
Market value$13.53M
1.51%
Sole
311.87K
Shared
0.00
None
114.96K
SCHWAB STRATEGIC TR
SOLEShares247.86K
TypeSH
Market value$13.08M
1.46%
Sole
186.72K
Shared
0.00
None
61.13K
SPDR INDEX SHS FDS
SOLEShares67.18K
TypeSH
Market value$10.55M
1.17%
Sole
41.82K
Shared
0.00
None
25.36K
MCCORMICK & CO INC
SOLEShares180.04K
TypeSH
Market value$9.08M
1.01%
Sole
94.83K
Shared
0.00
None
85.21K
NVIDIA CORPORATION
SOLEShares28.86K
TypeSH
Market value$5.77M
0.64%
Sole
14.40K
Shared
0.00
None
14.46K
10X GENOMICS INC
SOLEShares126.36K
TypeSH
Market value$4.84M
0.54%
Sole
126.33K
Shared
0.00
None
22.00
PATRICK INDS INC
SOLEShares52.65K
TypeSH
Market value$4.73M
0.53%
Sole
52.65K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares6.39K
TypeSH
Market value$4.39M
0.49%
Sole
1.89K
Shared
0.00
None
4.50K
SCHWAB STRATEGIC TR
SOLEShares114.38K
TypeSH
Market value$3.31M
0.37%
Sole
97.22K
Shared
0.00
None
17.16K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SCHWAB STRATEGIC TRSOLE | US LRG CAP ETF | 5.27M | SH | $155.01M 17.25% | 3.51M | 0.00 | 1.76M |
DIMENSIONAL ETF TRUSTSOLE | US HIGH PROF ETF | 2.11M | SH | $88.04M 9.80% | 1.59M | 0.00 | 517.33K |
PIMCO EQUITY SERSOLE | RAFI DYN MULTI | 1.70M | SH | $70.99M 7.90% | 1.11M | 0.00 | 598.36K |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 1.92M | SH | $53.27M 5.93% | 1.44M | 0.00 | 487.53K |
DIMENSIONAL ETF TRUSTSOLE | INTL HIGH PROFIT | 1.30M | SH | $44.42M 4.94% | 962.21K | 0.00 | 339.56K |
ISHARES TRSOLE | TRUST ISHARE 0-1 | 347.76K | SH | $38.38M 4.27% | 228.04K | 0.00 | 119.72K |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 738.69K | SH | $37.10M 4.13% | 480.25K | 0.00 | 258.45K |
DIMENSIONAL ETF TRUSTSOLE | US SMALL CAP ETF | 433.10K | SH | $35.66M 3.97% | 303.63K | 0.00 | 129.46K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL US B | 1.08M | SH | $32.85M 3.66% | 816.01K | 0.00 | 262.45K |
ISHARES TRSOLE | 1 3 YR TREAS BD | 328.60K | SH | $26.98M 3.00% | 213.41K | 0.00 | 115.19K |
APPLE INCSOLE | COM | 76.02K | SH | $22.00M 2.45% | 71.32K | 0.00 | 4.70K |
FRANKLIN TEMPLETON ETF TRSOLE | US MID CP MLTFCT | 379.29K | SH | $21.96M 2.44% | 237.11K | 0.00 | 142.18K |
PGIM ETF TRSOLE | PGIM ULTRA SH BD | 427.18K | SH | $21.17M 2.36% | 278.63K | 0.00 | 148.55K |
SCHWAB STRATEGIC TRSOLE | FUND EM EQUI ETF | 473.79K | SH | $18.80M 2.09% | 352.46K | 0.00 | 121.33K |
T ROWE PRICE EXCHANGE-TRADEDSOLE | CAP APPRECIATION | 456.25K | SH | $18.75M 2.09% | 348.70K | 0.00 | 107.54K |
PIMCO EQUITY SERSOLE | RAFI DYN ML US | 276.02K | SH | $18.54M 2.06% | 207.65K | 0.00 | 68.36K |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 426.83K | SH | $13.53M 1.51% | 311.87K | 0.00 | 114.96K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL INTL | 247.86K | SH | $13.08M 1.46% | 186.72K | 0.00 | 61.13K |
SPDR INDEX SHS FDSSOLE | ST STR ASIA ETF | 67.18K | SH | $10.55M 1.17% | 41.82K | 0.00 | 25.36K |
MCCORMICK & CO INCSOLE | COM NON VTG | 180.04K | SH | $9.08M 1.01% | 94.83K | 0.00 | 85.21K |
NVIDIA CORPORATIONSOLE | COM | 28.86K | SH | $5.77M 0.64% | 14.40K | 0.00 | 14.46K |
10X GENOMICS INCSOLE | CL A COM | 126.36K | SH | $4.84M 0.54% | 126.33K | 0.00 | 22.00 |
PATRICK INDS INCSOLE | COM | 52.65K | SH | $4.73M 0.53% | 52.65K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 6.39K | SH | $4.39M 0.49% | 1.89K | 0.00 | 4.50K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 114.38K | SH | $3.31M 0.37% | 97.22K | 0.00 | 17.16K |
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