Filed: 7/18/2025ACC: 0001624510-25-000006
📋 What this filing means
FINANCIAL CONSULATE, INC filed this quarterly 13F‑HR report disclosing 37 equity positions with a total reported market value of $506.51M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
37
Positions
$506.51M
Total AUM (reported)
18.06M
Total Shares
Allocation by class
US LRG CAP ETF$114.94M22.7%
US HIGH PROFITAB$66.65M13.2%
RAFI DYN MULTI$58.50M11.5%
INTL EQTY ETF$40.44M8.0%
FUNDAMENTAL US B$34.12M6.7%
US SMALL CAP ETF$25.34M5.0%
INTL HIGH PROFIT$24.55M4.8%
Portfolio Concentration
Top 3$240.09M47.4%
4–10$188.71M37.3%
11–25$69.23M13.7%
Rest$8.47M1.7%
Top 3 weight
47.4%
Top 10 weight
84.7%
Voting Authority Distribution
Total shares with voting rights: 18.06M
Sole
Full voting authority
13.76M
shares
% of voting shares76.2%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
4.31M
shares
% of voting shares23.8%
Investment Discretion (by position count)
Sole37
Shared0
Other0
Dominant voting typeSole · 76.2% of voting shares
Institutional Holdings37
Rows:
SCHWAB STRATEGIC TR
SOLEShares4.70M
TypeSH
Market value$114.94M
22.69%
Sole
3.29M
Shared
0.00
None
1.41M
DIMENSIONAL ETF TRUST
SOLEShares1.87M
TypeSH
Market value$66.65M
13.16%
Sole
1.56M
Shared
0.00
None
316.90K
PIMCO EQUITY SER
SOLEShares1.63M
TypeSH
Market value$58.50M
11.55%
Sole
1.14M
Shared
0.00
None
485.87K
SCHWAB STRATEGIC TR
SOLEShares1.83M
TypeSH
Market value$40.44M
7.98%
Sole
1.51M
Shared
0.00
None
317.34K
SCHWAB STRATEGIC TR
SOLEShares1.42M
TypeSH
Market value$34.12M
6.74%
Sole
1.19M
Shared
0.00
None
228.18K
DIMENSIONAL ETF TRUST
SOLEShares397.67K
TypeSH
Market value$25.34M
5.00%
Sole
298.59K
Shared
0.00
None
99.07K
DIMENSIONAL ETF TRUST
SOLEShares832.62K
TypeSH
Market value$24.55M
4.85%
Sole
672.21K
Shared
0.00
None
160.40K
VANGUARD MALVERN FDS
SOLEShares468.43K
TypeSH
Market value$23.55M
4.65%
Sole
343.01K
Shared
0.00
None
125.42K
SCHWAB STRATEGIC TR
SOLEShares799.47K
TypeSH
Market value$21.19M
4.18%
Sole
655.38K
Shared
0.00
None
144.09K
FRANKLIN TEMPLETON ETF TR
SOLEShares359.56K
TypeSH
Market value$19.53M
3.86%
Sole
236.10K
Shared
0.00
None
123.46K
T ROWE PRICE ETF INC
SOLEShares514.76K
TypeSH
Market value$18.16M
3.59%
Sole
440.59K
Shared
0.00
None
74.17K
SPDR INDEX SHS FDS
SOLEShares90.69K
TypeSH
Market value$11.46M
2.26%
Sole
59.97K
Shared
0.00
None
30.72K
SCHWAB STRATEGIC TR
SOLEShares187.84K
TypeSH
Market value$7.52M
1.48%
Sole
152.85K
Shared
0.00
None
34.98K
PGIM ETF TR
SOLEShares119.03K
TypeSH
Market value$5.92M
1.17%
Sole
93.17K
Shared
0.00
None
25.86K
DIMENSIONAL ETF TRUST
SOLEShares64.32K
TypeSH
Market value$3.47M
0.69%
Sole
53.33K
Shared
0.00
None
10.99K
PIMCO EQUITY SER
SOLEShares63.54K
TypeSH
Market value$3.40M
0.67%
Sole
46.27K
Shared
0.00
None
17.27K
VANGUARD INDEX FDS
SOLEShares5.92K
TypeSH
Market value$3.36M
0.66%
Sole
1.83K
Shared
0.00
None
4.09K
SPDR INDEX SHS FDS
SOLEShares41.18K
TypeSH
Market value$2.84M
0.56%
Sole
31.50K
Shared
0.00
None
9.67K
SCHWAB STRATEGIC TR
SOLEShares117.33K
TypeSH
Market value$2.80M
0.55%
Sole
109.19K
Shared
0.00
None
8.15K
ISHARES TR
SOLEShares3.87K
TypeSH
Market value$2.40M
0.47%
Sole
2.81K
Shared
0.00
None
1.06K
SCHWAB STRATEGIC TR
SOLEShares87.92K
TypeSH
Market value$2.20M
0.43%
Sole
74.70K
Shared
0.00
None
13.23K
SCHWAB STRATEGIC TR
SOLEShares58.22K
TypeSH
Market value$1.70M
0.34%
Sole
19.21K
Shared
0.00
None
39.01K
180 DEGREE CAP CORP
SOLEShares367.48K
TypeSH
Market value$1.46M
0.29%
Sole
346.14K
Shared
0.00
None
21.35K
VANGUARD WORLD FD
SOLEShares2K
TypeSH
Market value$1.33M
0.26%
Sole
1.98K
Shared
0.00
None
17.00
ISHARES TR
SOLEShares9.02K
TypeSH
Market value$1.22M
0.24%
Sole
8.85K
Shared
0.00
None
168.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SCHWAB STRATEGIC TRSOLE | US LRG CAP ETF | 4.70M | SH | $114.94M 22.69% | 3.29M | 0.00 | 1.41M |
DIMENSIONAL ETF TRUSTSOLE | US HIGH PROFITAB | 1.87M | SH | $66.65M 13.16% | 1.56M | 0.00 | 316.90K |
PIMCO EQUITY SERSOLE | RAFI DYN MULTI | 1.63M | SH | $58.50M 11.55% | 1.14M | 0.00 | 485.87K |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 1.83M | SH | $40.44M 7.98% | 1.51M | 0.00 | 317.34K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL US B | 1.42M | SH | $34.12M 6.74% | 1.19M | 0.00 | 228.18K |
DIMENSIONAL ETF TRUSTSOLE | US SMALL CAP ETF | 397.67K | SH | $25.34M 5.00% | 298.59K | 0.00 | 99.07K |
DIMENSIONAL ETF TRUSTSOLE | INTL HIGH PROFIT | 832.62K | SH | $24.55M 4.85% | 672.21K | 0.00 | 160.40K |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 468.43K | SH | $23.55M 4.65% | 343.01K | 0.00 | 125.42K |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 799.47K | SH | $21.19M 4.18% | 655.38K | 0.00 | 144.09K |
FRANKLIN TEMPLETON ETF TRSOLE | US MID CP MLTFCT | 359.56K | SH | $19.53M 3.86% | 236.10K | 0.00 | 123.46K |
T ROWE PRICE ETF INCSOLE | CAP APPRECIATION | 514.76K | SH | $18.16M 3.59% | 440.59K | 0.00 | 74.17K |
SPDR INDEX SHS FDSSOLE | ASIA PACIF ETF | 90.69K | SH | $11.46M 2.26% | 59.97K | 0.00 | 30.72K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL INTL | 187.84K | SH | $7.52M 1.48% | 152.85K | 0.00 | 34.98K |
PGIM ETF TRSOLE | PGIM ULTRA SH BD | 119.03K | SH | $5.92M 1.17% | 93.17K | 0.00 | 25.86K |
DIMENSIONAL ETF TRUSTSOLE | US TARGETED VLU | 64.32K | SH | $3.47M 0.69% | 53.33K | 0.00 | 10.99K |
PIMCO EQUITY SERSOLE | RAFI DYN ML US | 63.54K | SH | $3.40M 0.67% | 46.27K | 0.00 | 17.27K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 5.92K | SH | $3.36M 0.66% | 1.83K | 0.00 | 4.09K |
SPDR INDEX SHS FDSSOLE | PORTFLI MSCI GBL | 41.18K | SH | $2.84M 0.56% | 31.50K | 0.00 | 9.67K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 117.33K | SH | $2.80M 0.55% | 109.19K | 0.00 | 8.15K |
ISHARES TRSOLE | CORE S&P500 ETF | 3.87K | SH | $2.40M 0.47% | 2.81K | 0.00 | 1.06K |
SCHWAB STRATEGIC TRSOLE | INT-TRM U.S TRES | 87.92K | SH | $2.20M 0.43% | 74.70K | 0.00 | 13.23K |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 58.22K | SH | $1.70M 0.34% | 19.21K | 0.00 | 39.01K |
180 DEGREE CAP CORPSOLE | COM NEW | 367.48K | SH | $1.46M 0.29% | 346.14K | 0.00 | 21.35K |
VANGUARD WORLD FDSOLE | INF TECH ETF | 2K | SH | $1.33M 0.26% | 1.98K | 0.00 | 17.00 |
ISHARES TRSOLE | CORE S&P TTL STK | 9.02K | SH | $1.22M 0.24% | 8.85K | 0.00 | 168.00 |
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