FINANCIAL CONSULATE, INC

Filed: 7/22/2024ACC: 0001624510-24-000004

📋 What this filing means

FINANCIAL CONSULATE, INC filed this quarterly 13F‑HR report disclosing 35 equity positions with a total reported market value of $341.16M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$341.16M

Total AUM (reported)

7.60M

Total Shares

Allocation by class

US LRG CAP ETF$74.82M21.9%

INTL EQTY ETF$50.62M14.8%

FUNDAMENTAL US B$36.02M10.6%

US HIGH PROFITAB$32.16M9.4%

RAFI DYN MULTI$31.51M9.2%

US DIVIDEND EQ$20.08M5.9%

STRM INFPROIDX$19.70M5.8%

Portfolio Concentration

Top 3$161.46M47.3%

4–10$143.25M42.0%

11–25$32.95M9.7%

Rest$3.50M1.0%

Top 3 weight

47.3%

Top 10 weight

89.3%

Voting Authority Distribution

Total shares with voting rights: 7.60M

Sole

Full voting authority

6.50M

% of voting shares85.5%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

1.10M

% of voting shares14.5%

Investment Discretion (by position count)

Sole35

Shared0

Other0

Dominant voting typeSole · 85.5% of voting shares

Institutional Holdings35

Rows:

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares1.16M

TypeSH

Market value$74.82M

21.93%

Sole

919.17K

Shared

0.00

None

245.28K

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares1.32M

TypeSH

Market value$50.62M

14.84%

Sole

1.20M

Shared

0.00

None

120.75K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US B

Shares549.19K

TypeSH

Market value$36.02M

10.56%

Sole

498.75K

Shared

0.00

None

50.44K

DIMENSIONAL ETF TRUST

SOLE

US HIGH PROFITAB

Shares1.01M

TypeSH

Market value$32.16M

9.43%

Sole

907.58K

Shared

0.00

None

97.74K

PIMCO EQUITY SER

SOLE

RAFI DYN MULTI

Shares1.04M

TypeSH

Market value$31.51M

9.24%

Sole

773.10K

Shared

0.00

None

267.97K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares258.18K

TypeSH

Market value$20.08M

5.88%

Sole

230.75K

Shared

0.00

None

27.43K

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares405.83K

TypeSH

Market value$19.70M

5.77%

Sole

336.46K

Shared

0.00

None

69.37K

T ROWE PRICE ETF INC

SOLE

CAP APPRECIATION

Shares531.17K

TypeSH

Market value$16.68M

4.89%

Sole

495.41K

Shared

0.00

None

35.76K

FRANKLIN TEMPLETON ETF TR

SOLE

US MID CP MLTFCT

Shares285.61K

TypeSH

Market value$14.65M

4.29%

Sole

211.45K

Shared

0.00

None

74.16K

SPDR INDEX SHS FDS

SOLE

ASIA PACIF ETF

Shares76.08K

TypeSH

Market value$8.48M

2.48%

Sole

56.47K

Shared

0.00

None

19.60K

SPDR SER TR

SOLE

S&P 600 SMCP GRW

Shares95.24K

TypeSH

Market value$8.18M

2.40%

Sole

70.18K

Shared

0.00

None

25.06K

SCHWAB STRATEGIC TR

SOLE

INTL SCEQT ETF

Shares159.60K

TypeSH

Market value$5.68M

1.66%

Sole

144.74K

Shared

0.00

None

14.87K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares4.62K

TypeSH

Market value$2.53M

0.74%

Sole

3.43K

Shared

0.00

None

1.18K

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares39.69K

TypeSH

Market value$2.50M

0.73%

Sole

39.69K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

PORTFLI MSCI GBL

Shares38.33K

TypeSH

Market value$2.33M

0.68%

Sole

33.30K

Shared

0.00

None

5.02K

SCHWAB STRATEGIC TR

SOLE

INT-TRM U.S TRES

Shares47.44K

TypeSH

Market value$2.31M

0.68%

Sole

42.24K

Shared

0.00

None

5.20K

180 DEGREE CAP CORP

SOLE

COM NEW

Shares446.76K

TypeSH

Market value$1.69M

0.50%

Sole

428.82K

Shared

0.00

None

17.95K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares11.43K

TypeSH

Market value$1.36M

0.40%

Sole

11.43K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

INF TECH ETF

Shares2.03K

TypeSH

Market value$1.17M

0.34%

Sole

1.45K

Shared

0.00

None

580.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares2.29K

TypeSH

Market value$1.15M

0.34%

Sole

1.72K

Shared

0.00

None

572.00

SPDR INDEX SHS FDS

SOLE

MSCI ACWI EXUS

Shares37.76K

TypeSH

Market value$1.07M

0.31%

Sole

26.26K

Shared

0.00

None

11.50K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares10.07K

TypeSH

Market value$977.3K

0.29%

Sole

10.07K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

PORTFOLIO S&P500

Shares11.19K

TypeSH

Market value$716.2K

0.21%

Sole

Shared

0.00

None

3.19K

ISHARES TR

SOLE

S&P SML 600 GWT

Shares5.37K

TypeSH

Market value$689.3K

0.20%

Sole

5.26K

Shared

0.00

None

109.00

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares12.50K

TypeSH

Market value$608.4K

0.18%

Sole

10.05K

Shared

0.00

None

2.45K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	1.16M	SH	$74.82M 21.93%	919.17K	245.28K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	1.32M	SH	$50.62M 14.84%	1.20M	120.75K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US B	549.19K	SH	$36.02M 10.56%	498.75K	50.44K
DIMENSIONAL ETF TRUSTSOLE	US HIGH PROFITAB	1.01M	SH	$32.16M 9.43%	907.58K	97.74K
PIMCO EQUITY SERSOLE	RAFI DYN MULTI	1.04M	SH	$31.51M 9.24%	773.10K	267.97K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	258.18K	SH	$20.08M 5.88%	230.75K	27.43K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	405.83K	SH	$19.70M 5.77%	336.46K	69.37K
T ROWE PRICE ETF INCSOLE	CAP APPRECIATION	531.17K	SH	$16.68M 4.89%	495.41K	35.76K
FRANKLIN TEMPLETON ETF TRSOLE	US MID CP MLTFCT	285.61K	SH	$14.65M 4.29%	211.45K	74.16K
SPDR INDEX SHS FDSSOLE	ASIA PACIF ETF	76.08K	SH	$8.48M 2.48%	56.47K	19.60K
SPDR SER TRSOLE	S&P 600 SMCP GRW	95.24K	SH	$8.18M 2.40%	70.18K	25.06K
SCHWAB STRATEGIC TRSOLE	INTL SCEQT ETF	159.60K	SH	$5.68M 1.66%	144.74K	14.87K
ISHARES TRSOLE	CORE S&P500 ETF	4.62K	SH	$2.53M 0.74%	3.43K	1.18K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	39.69K	SH	$2.50M 0.73%	39.69K	0.00
SPDR INDEX SHS FDSSOLE	PORTFLI MSCI GBL	38.33K	SH	$2.33M 0.68%	33.30K	5.02K
SCHWAB STRATEGIC TRSOLE	INT-TRM U.S TRES	47.44K	SH	$2.31M 0.68%	42.24K	5.20K
180 DEGREE CAP CORPSOLE	COM NEW	446.76K	SH	$1.69M 0.50%	428.82K	17.95K
ISHARES TRSOLE	CORE S&P TTL STK	11.43K	SH	$1.36M 0.40%	11.43K	0.00
VANGUARD WORLD FDSOLE	INF TECH ETF	2.03K	SH	$1.17M 0.34%	1.45K	580.00
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	2.29K	SH	$1.15M 0.34%	1.72K	572.00
SPDR INDEX SHS FDSSOLE	MSCI ACWI EXUS	37.76K	SH	$1.07M 0.31%	26.26K	11.50K
ISHARES TRSOLE	CORE US AGGBD ET	10.07K	SH	$977.3K 0.29%	10.07K	0.00
SPDR SER TRSOLE	PORTFOLIO S&P500	11.19K	SH	$716.2K 0.21%	8K	3.19K
ISHARES TRSOLE	S&P SML 600 GWT	5.37K	SH	$689.3K 0.20%	5.26K	109.00
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	12.50K	SH	$608.4K 0.18%	10.05K	2.45K

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