FINANCIAL CONSULATE, INC

Filed: 4/23/2024ACC: 0001624510-24-000003

📋 What this filing means

FINANCIAL CONSULATE, INC filed this quarterly 13F‑HR report disclosing 40 equity positions with a total reported market value of $338.39M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$338.39M

Total AUM (reported)

7.53M

Total Shares

Allocation by class

US LRG CAP ETF$71.93M21.3%

INTL EQTY ETF$50.60M15.0%

SCHWAB FDT US BM$36.22M10.7%

US HIGH PROFITAB$31.68M9.4%

RAFI DYN MULTI$31.05M9.2%

US DIVIDEND EQ$20.74M6.1%

STRM INFPROIDX$19.00M5.6%

Portfolio Concentration

Top 3$158.75M46.9%

4–10$141.28M41.8%

11–25$32.90M9.7%

Rest$5.46M1.6%

Top 3 weight

46.9%

Top 10 weight

88.7%

Voting Authority Distribution

Total shares with voting rights: 7.53M

Sole

Full voting authority

6.48M

% of voting shares86.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

1.05M

% of voting shares14.0%

Investment Discretion (by position count)

Sole40

Shared0

Other0

Dominant voting typeSole · 86.0% of voting shares

Institutional Holdings40

Rows:

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares1.16M

TypeSH

Market value$71.93M

21.26%

Sole

916.75K

Shared

0.00

None

242.25K

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares1.30M

TypeSH

Market value$50.60M

14.95%

Sole

1.19M

Shared

0.00

None

111.41K

SCHWAB STRATEGIC TR

SOLE

SCHWAB FDT US BM

Shares546.60K

TypeSH

Market value$36.22M

10.70%

Sole

500.05K

Shared

0.00

None

46.54K

DIMENSIONAL ETF TRUST

SOLE

US HIGH PROFITAB

Shares1M

TypeSH

Market value$31.68M

9.36%

Sole

912.43K

Shared

0.00

None

89.92K

PIMCO EQUITY SER

SOLE

RAFI DYN MULTI

Shares1.01M

TypeSH

Market value$31.05M

9.18%

Sole

751.96K

Shared

0.00

None

259.56K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares257.27K

TypeSH

Market value$20.74M

6.13%

Sole

231.70K

Shared

0.00

None

25.57K

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares396.82K

TypeSH

Market value$19.00M

5.62%

Sole

332.13K

Shared

0.00

None

64.70K

T ROWE PRICE ETF INC

SOLE

CAP APPRECIATION

Shares526.69K

TypeSH

Market value$15.92M

4.71%

Sole

494.93K

Shared

0.00

None

31.76K

FRANKLIN TEMPLETON ETF TR

SOLE

US MID CP MLTFCT

Shares275.66K

TypeSH

Market value$14.74M

4.35%

Sole

204.59K

Shared

0.00

None

71.07K

SPDR SER TR

SOLE

S&P 600 SMCP GRW

Shares93.26K

TypeSH

Market value$8.14M

2.40%

Sole

68.90K

Shared

0.00

None

24.36K

SPDR INDEX SHS FDS

SOLE

ASIA PACIF ETF

Shares74.12K

TypeSH

Market value$7.68M

2.27%

Sole

55.15K

Shared

0.00

None

18.97K

SCHWAB STRATEGIC TR

SOLE

INTL SCEQT ETF

Shares159.40K

TypeSH

Market value$5.71M

1.69%

Sole

145.90K

Shared

0.00

None

13.50K

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares42.34K

TypeSH

Market value$2.58M

0.76%

Sole

42.34K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares4.71K

TypeSH

Market value$2.48M

0.73%

Sole

3.47K

Shared

0.00

None

1.24K

SPDR INDEX SHS FDS

SOLE

PORTFLI MSCI GBL

Shares38.66K

TypeSH

Market value$2.31M

0.68%

Sole

33.84K

Shared

0.00

None

4.82K

SCHWAB STRATEGIC TR

SOLE

INT-TRM U.S TRES

Shares46.18K

TypeSH

Market value$2.27M

0.67%

Sole

41.25K

Shared

0.00

None

4.93K

180 DEGREE CAP CORP

SOLE

COM NEW

Shares450.75K

TypeSH

Market value$1.93M

0.57%

Sole

432.80K

Shared

0.00

None

17.95K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares11.43K

TypeSH

Market value$1.32M

0.39%

Sole

11.43K

Shared

0.00

None

0.00

UNITED PARCEL SERVICE INC

SOLE

CL B

Shares8.55K

TypeSH

Market value$1.27M

0.38%

Sole

8.51K

Shared

0.00

None

35.00

SPDR INDEX SHS FDS

SOLE

MSCI ACWI EXUS

Shares38.61K

TypeSH

Market value$1.10M

0.32%

Sole

26.99K

Shared

0.00

None

11.62K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares10.33K

TypeSH

Market value$1.01M

0.30%

Sole

10.33K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares2.06K

TypeSH

Market value$990.0K

0.29%

Sole

1.72K

Shared

0.00

None

341.00

VANGUARD WORLD FD

SOLE

INF TECH ETF

Shares1.45K

TypeSH

Market value$762.4K

0.23%

Sole

1.45K

Shared

0.00

None

0.00

ISHARES TR

SOLE

S&P SML 600 GWT

Shares5.76K

TypeSH

Market value$752.7K

0.22%

Sole

5.65K

Shared

0.00

None

109.00

SPDR SER TR

SOLE

PORTFOLIO S&P500

Shares12.07K

TypeSH

Market value$743.0K

0.22%

Sole

8.89K

Shared

0.00

None

3.19K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	1.16M	SH	$71.93M 21.26%	916.75K	242.25K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	1.30M	SH	$50.60M 14.95%	1.19M	111.41K
SCHWAB STRATEGIC TRSOLE	SCHWAB FDT US BM	546.60K	SH	$36.22M 10.70%	500.05K	46.54K
DIMENSIONAL ETF TRUSTSOLE	US HIGH PROFITAB	1M	SH	$31.68M 9.36%	912.43K	89.92K
PIMCO EQUITY SERSOLE	RAFI DYN MULTI	1.01M	SH	$31.05M 9.18%	751.96K	259.56K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	257.27K	SH	$20.74M 6.13%	231.70K	25.57K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	396.82K	SH	$19.00M 5.62%	332.13K	64.70K
T ROWE PRICE ETF INCSOLE	CAP APPRECIATION	526.69K	SH	$15.92M 4.71%	494.93K	31.76K
FRANKLIN TEMPLETON ETF TRSOLE	US MID CP MLTFCT	275.66K	SH	$14.74M 4.35%	204.59K	71.07K
SPDR SER TRSOLE	S&P 600 SMCP GRW	93.26K	SH	$8.14M 2.40%	68.90K	24.36K
SPDR INDEX SHS FDSSOLE	ASIA PACIF ETF	74.12K	SH	$7.68M 2.27%	55.15K	18.97K
SCHWAB STRATEGIC TRSOLE	INTL SCEQT ETF	159.40K	SH	$5.71M 1.69%	145.90K	13.50K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	42.34K	SH	$2.58M 0.76%	42.34K	0.00
ISHARES TRSOLE	CORE S&P500 ETF	4.71K	SH	$2.48M 0.73%	3.47K	1.24K
SPDR INDEX SHS FDSSOLE	PORTFLI MSCI GBL	38.66K	SH	$2.31M 0.68%	33.84K	4.82K
SCHWAB STRATEGIC TRSOLE	INT-TRM U.S TRES	46.18K	SH	$2.27M 0.67%	41.25K	4.93K
180 DEGREE CAP CORPSOLE	COM NEW	450.75K	SH	$1.93M 0.57%	432.80K	17.95K
ISHARES TRSOLE	CORE S&P TTL STK	11.43K	SH	$1.32M 0.39%	11.43K	0.00
UNITED PARCEL SERVICE INCSOLE	CL B	8.55K	SH	$1.27M 0.38%	8.51K	35.00
SPDR INDEX SHS FDSSOLE	MSCI ACWI EXUS	38.61K	SH	$1.10M 0.32%	26.99K	11.62K
ISHARES TRSOLE	CORE US AGGBD ET	10.33K	SH	$1.01M 0.30%	10.33K	0.00
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	2.06K	SH	$990.0K 0.29%	1.72K	341.00
VANGUARD WORLD FDSOLE	INF TECH ETF	1.45K	SH	$762.4K 0.23%	1.45K	0.00
ISHARES TRSOLE	S&P SML 600 GWT	5.76K	SH	$752.7K 0.22%	5.65K	109.00
SPDR SER TRSOLE	PORTFOLIO S&P500	12.07K	SH	$743.0K 0.22%	8.89K	3.19K

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