FINANCIAL CONSULATE, INC

Filed: 10/24/2023ACC: 0001624510-23-000002

📋 What this filing means

FINANCIAL CONSULATE, INC filed this quarterly 13F‑HR report disclosing 38 equity positions with a total reported market value of $226.47M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$226.47M

Total AUM (reported)

5.95M

Total Shares

Allocation by class

US LRG CAP ETF$45.53M20.1%

INTL EQTY ETF$42.86M18.9%

US HIGH PROFITAB$25.75M11.4%

RAFI DYN MULTI$23.46M10.4%

US MID-CAP ETF$19.46M8.6%

STRM INFPROIDX$17.77M7.8%

US DIVIDEND EQ$11.39M5.0%

Portfolio Concentration

Top 3$114.13M50.4%

4–10$89.00M39.3%

11–25$19.07M8.4%

Rest$4.27M1.9%

Top 3 weight

50.4%

Top 10 weight

89.7%

Voting Authority Distribution

Total shares with voting rights: 5.95M

Sole

Full voting authority

5.20M

% of voting shares87.4%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

751.31K

% of voting shares12.6%

Investment Discretion (by position count)

Sole38

Shared0

Other0

Dominant voting typeSole · 87.4% of voting shares

Institutional Holdings38

Rows:

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares899.72K

TypeSH

Market value$45.53M

20.10%

Sole

713.84K

Shared

0.00

None

185.88K

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares1.26M

TypeSH

Market value$42.86M

18.92%

Sole

1.17M

Shared

0.00

None

92.33K

DIMENSIONAL ETF TRUST

SOLE

US HIGH PROFITAB

Shares1M

TypeSH

Market value$25.75M

11.37%

Sole

933.82K

Shared

0.00

None

68.51K

PIMCO EQUITY SER

SOLE

RAFI DYN MULTI

Shares867.35K

TypeSH

Market value$23.46M

10.36%

Sole

672.87K

Shared

0.00

None

194.48K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares287.55K

TypeSH

Market value$19.46M

8.59%

Sole

239.99K

Shared

0.00

None

47.55K

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares375.87K

TypeSH

Market value$17.77M

7.85%

Sole

325.79K

Shared

0.00

None

50.08K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares161.03K

TypeSH

Market value$11.39M

5.03%

Sole

145.79K

Shared

0.00

None

15.24K

SPDR INDEX SHS FDS

SOLE

ASIA PACIF ETF

Shares62.65K

TypeSH

Market value$6.09M

2.69%

Sole

48.05K

Shared

0.00

None

14.60K

SPDR SER TR

SOLE

S&P 600 SMCP GRW

Shares82.14K

TypeSH

Market value$6.02M

2.66%

Sole

62.31K

Shared

0.00

None

19.82K

SCHWAB STRATEGIC TR

SOLE

INTL SCEQT ETF

Shares148.81K

TypeSH

Market value$4.80M

2.12%

Sole

140.15K

Shared

0.00

None

8.67K

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares52.01K

TypeSH

Market value$2.59M

1.14%

Sole

51.98K

Shared

0.00

None

30.00

SCHWAB STRATEGIC TR

SOLE

INT-TRM U.S TRES

Shares48.76K

TypeSH

Market value$2.34M

1.03%

Sole

45.13K

Shared

0.00

None

3.62K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares5.31K

TypeSH

Market value$2.28M

1.01%

Sole

4.02K

Shared

0.00

None

1.29K

180 DEGREE CAP CORP

SOLE

COM NEW

Shares468.77K

TypeSH

Market value$1.99M

0.88%

Sole

451.67K

Shared

0.00

None

17.10K

SPDR INDEX SHS FDS

SOLE

PORTFLI MSCI GBL

Shares38.44K

TypeSH

Market value$1.94M

0.86%

Sole

34.06K

Shared

0.00

None

4.38K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares13.17K

TypeSH

Market value$1.24M

0.55%

Sole

13.17K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

MSCI ACWI EXUS

Shares41.13K

TypeSH

Market value$1.02M

0.45%

Sole

28.28K

Shared

0.00

None

12.85K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares10.33K

TypeSH

Market value$971.1K

0.43%

Sole

10.33K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

PORTFOLIO S&P500

Shares16.47K

TypeSH

Market value$827.6K

0.37%

Sole

12.88K

Shared

0.00

None

3.59K

ISHARES TR

SOLE

S&P SML 600 GWT

Shares7.46K

TypeSH

Market value$817.6K

0.36%

Sole

6.78K

Shared

0.00

None

675.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares1.87K

TypeSH

Market value$734.6K

0.32%

Sole

1.68K

Shared

0.00

None

190.00

SPDR SER TR

SOLE

PORTFOLIO S&P400

Shares15.62K

TypeSH

Market value$683.9K

0.30%

Sole

14.01K

Shared

0.00

None

1.61K

VANGUARD WORLD FDS

SOLE

INF TECH ETF

Shares1.50K

TypeSH

Market value$620.3K

0.27%

Sole

1.50K

Shared

0.00

None

0.00

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares11.07K

TypeSH

Market value$529.4K

0.23%

Sole

11.07K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares1.95K

TypeSH

Market value$486.0K

0.21%

Sole

1.95K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	899.72K	SH	$45.53M 20.10%	713.84K	185.88K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	1.26M	SH	$42.86M 18.92%	1.17M	92.33K
DIMENSIONAL ETF TRUSTSOLE	US HIGH PROFITAB	1M	SH	$25.75M 11.37%	933.82K	68.51K
PIMCO EQUITY SERSOLE	RAFI DYN MULTI	867.35K	SH	$23.46M 10.36%	672.87K	194.48K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	287.55K	SH	$19.46M 8.59%	239.99K	47.55K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	375.87K	SH	$17.77M 7.85%	325.79K	50.08K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	161.03K	SH	$11.39M 5.03%	145.79K	15.24K
SPDR INDEX SHS FDSSOLE	ASIA PACIF ETF	62.65K	SH	$6.09M 2.69%	48.05K	14.60K
SPDR SER TRSOLE	S&P 600 SMCP GRW	82.14K	SH	$6.02M 2.66%	62.31K	19.82K
SCHWAB STRATEGIC TRSOLE	INTL SCEQT ETF	148.81K	SH	$4.80M 2.12%	140.15K	8.67K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	52.01K	SH	$2.59M 1.14%	51.98K	30.00
SCHWAB STRATEGIC TRSOLE	INT-TRM U.S TRES	48.76K	SH	$2.34M 1.03%	45.13K	3.62K
ISHARES TRSOLE	CORE S&P500 ETF	5.31K	SH	$2.28M 1.01%	4.02K	1.29K
180 DEGREE CAP CORPSOLE	COM NEW	468.77K	SH	$1.99M 0.88%	451.67K	17.10K
SPDR INDEX SHS FDSSOLE	PORTFLI MSCI GBL	38.44K	SH	$1.94M 0.86%	34.06K	4.38K
ISHARES TRSOLE	CORE S&P TTL STK	13.17K	SH	$1.24M 0.55%	13.17K	0.00
SPDR INDEX SHS FDSSOLE	MSCI ACWI EXUS	41.13K	SH	$1.02M 0.45%	28.28K	12.85K
ISHARES TRSOLE	CORE US AGGBD ET	10.33K	SH	$971.1K 0.43%	10.33K	0.00
SPDR SER TRSOLE	PORTFOLIO S&P500	16.47K	SH	$827.6K 0.37%	12.88K	3.59K
ISHARES TRSOLE	S&P SML 600 GWT	7.46K	SH	$817.6K 0.36%	6.78K	675.00
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	1.87K	SH	$734.6K 0.32%	1.68K	190.00
SPDR SER TRSOLE	PORTFOLIO S&P400	15.62K	SH	$683.9K 0.30%	14.01K	1.61K
VANGUARD WORLD FDSSOLE	INF TECH ETF	1.50K	SH	$620.3K 0.27%	1.50K	0.00
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	11.07K	SH	$529.4K 0.23%	11.07K	0.00
ISHARES TRSOLE	CORE S&P MCP ETF	1.95K	SH	$486.0K 0.21%	1.95K	0.00

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