Filed: 1/21/2026ACC: 0002008540-26-000001
📋 What this filing means
FINANCIAL ARCHITECTS, LLC filed this quarterly 13F‑HR report disclosing 30 equity positions with a total reported market value of $185.93M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
30
Positions
$185.93M
Total AUM (reported)
3.63M
Total Shares
Allocation by class
US TIPS ETF$38.00M20.4%
TOTAL STK MKT$27.09M14.6%
TOTAL BND MRKT$18.52M10.0%
TOTAL INT BD ETF$16.57M8.9%
ACTIVEBETA US$13.37M7.2%
INTER TERM TREAS$10.81M5.8%
US SMALL CAP VAL$10.56M5.7%
Portfolio Concentration
Top 3$83.61M45.0%
4–10$77.90M41.9%
11–25$22.97M12.4%
Rest$1.45M0.8%
Top 3 weight
45.0%
Top 10 weight
86.9%
Voting Authority Distribution
Total shares with voting rights: 3.63M
Sole
Full voting authority
707.04K
shares
% of voting shares19.5%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
2.92M
shares
% of voting shares80.5%
Investment Discretion (by position count)
Sole30
Shared0
Other0
Dominant voting typeNone · 80.5% of voting shares
Institutional Holdings30
Rows:
SCHWAB STRATEGIC TR
SOLEShares1.43M
TypeSH
Market value$38.00M
20.44%
Sole
256.50K
Shared
0.00
None
1.18M
VANGUARD INDEX FDS
SOLEShares80.81K
TypeSH
Market value$27.09M
14.57%
Sole
7.37K
Shared
0.00
None
73.44K
VANGUARD BD INDEX FDS
SOLEShares250.04K
TypeSH
Market value$18.52M
9.96%
Sole
43.74K
Shared
0.00
None
206.30K
VANGUARD CHARLOTTE FDS
SOLEShares343.01K
TypeSH
Market value$16.57M
8.91%
Sole
61.18K
Shared
0.00
None
281.83K
GOLDMAN SACHS ETF TR
SOLEShares176.79K
TypeSH
Market value$13.37M
7.19%
Sole
30.38K
Shared
0.00
None
146.41K
VANGUARD SCOTTSDALE FDS
SOLEShares180.34K
TypeSH
Market value$10.81M
5.81%
Sole
25.70K
Shared
0.00
None
154.64K
DIMENSIONAL ETF TRUST
SOLEShares320.99K
TypeSH
Market value$10.56M
5.68%
Sole
70K
Shared
0.00
None
251K
DIMENSIONAL ETF TRUST
SOLEShares247.53K
TypeSH
Market value$9.41M
5.06%
Sole
53.37K
Shared
0.00
None
194.16K
DIMENSIONAL ETF TRUST
SOLEShares265.84K
TypeSH
Market value$8.97M
4.82%
Sole
56.38K
Shared
0.00
None
209.47K
ISHARES TR
SOLEShares32.83K
TypeSH
Market value$8.22M
4.42%
Sole
5.46K
Shared
0.00
None
27.37K
ISHARES INC
SOLEShares76.81K
TypeSH
Market value$7.94M
4.27%
Sole
13.41K
Shared
0.00
None
63.40K
VANGUARD STAR FDS
SOLEShares73.26K
TypeSH
Market value$5.53M
2.97%
Sole
12.04K
Shared
0.00
None
61.22K
ISHARES TR
SOLEShares15.28K
TypeSH
Market value$2.27M
1.22%
Sole
7.53K
Shared
0.00
None
7.75K
VANGUARD MUN BD FDS
SOLEShares31.68K
TypeSH
Market value$1.59M
0.86%
Sole
5.04K
Shared
0.00
None
26.64K
AMERICAN CENTY ETF TR
SOLEShares10.75K
TypeSH
Market value$1.10M
0.59%
Sole
2.25K
Shared
0.00
None
8.50K
SCHWAB STRATEGIC TR
SOLEShares28.23K
TypeSH
Market value$889.4K
0.48%
Sole
7.13K
Shared
0.00
None
21.10K
ISHARES TR
SOLEShares5.45K
TypeSH
Market value$599.0K
0.32%
Sole
5.45K
Shared
0.00
None
0.00
APPLE INC
SOLEShares1.78K
TypeSH
Market value$485.3K
0.26%
Sole
1.78K
Shared
0.00
None
0.00
INVESCO EXCH TRADED FD TR II
SOLEShares3.90K
TypeSH
Market value$465.3K
0.25%
Sole
2.75K
Shared
0.00
None
1.15K
HOME DEPOT INC
SOLEShares1.34K
TypeSH
Market value$461.8K
0.25%
Sole
1.34K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.98K
TypeSH
Market value$328.8K
0.18%
Sole
2.98K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares13.49K
TypeSH
Market value$328.8K
0.18%
Sole
13.49K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares3.60K
TypeSH
Market value$328.5K
0.18%
Sole
3.60K
Shared
0.00
None
0.00
VANGUARD INSTL INDEX FD
SOLEShares4.36K
TypeSH
Market value$328.5K
0.18%
Sole
4.36K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares3.88K
TypeSH
Market value$328.4K
0.18%
Sole
1.14K
Shared
0.00
None
2.75K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 1.43M | SH | $38.00M 20.44% | 256.50K | 0.00 | 1.18M |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 80.81K | SH | $27.09M 14.57% | 7.37K | 0.00 | 73.44K |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 250.04K | SH | $18.52M 9.96% | 43.74K | 0.00 | 206.30K |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 343.01K | SH | $16.57M 8.91% | 61.18K | 0.00 | 281.83K |
GOLDMAN SACHS ETF TRSOLE | ACTIVEBETA US | 176.79K | SH | $13.37M 7.19% | 30.38K | 0.00 | 146.41K |
VANGUARD SCOTTSDALE FDSSOLE | INTER TERM TREAS | 180.34K | SH | $10.81M 5.81% | 25.70K | 0.00 | 154.64K |
DIMENSIONAL ETF TRUSTSOLE | US SMALL CAP VAL | 320.99K | SH | $10.56M 5.68% | 70K | 0.00 | 251K |
DIMENSIONAL ETF TRUSTSOLE | INTL SMALL CAP V | 247.53K | SH | $9.41M 5.06% | 53.37K | 0.00 | 194.16K |
DIMENSIONAL ETF TRUSTSOLE | EMERGING MKTS VA | 265.84K | SH | $8.97M 4.82% | 56.38K | 0.00 | 209.47K |
ISHARES TRSOLE | MSCI USA MMENTM | 32.83K | SH | $8.22M 4.42% | 5.46K | 0.00 | 27.37K |
ISHARES INCSOLE | MSCI EQUAL WEITE | 76.81K | SH | $7.94M 4.27% | 13.41K | 0.00 | 63.40K |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 73.26K | SH | $5.53M 2.97% | 12.04K | 0.00 | 61.22K |
ISHARES TRSOLE | CORE S&P TTL STK | 15.28K | SH | $2.27M 1.22% | 7.53K | 0.00 | 7.75K |
VANGUARD MUN BD FDSSOLE | TAX EXEMPT BD | 31.68K | SH | $1.59M 0.86% | 5.04K | 0.00 | 26.64K |
AMERICAN CENTY ETF TRSOLE | US SML CP VALU | 10.75K | SH | $1.10M 0.59% | 2.25K | 0.00 | 8.50K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL US S | 28.23K | SH | $889.4K 0.48% | 7.13K | 0.00 | 21.10K |
ISHARES TRSOLE | TIPS BD ETF | 5.45K | SH | $599.0K 0.32% | 5.45K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 1.78K | SH | $485.3K 0.26% | 1.78K | 0.00 | 0.00 |
INVESCO EXCH TRADED FD TR IISOLE | S&P 500 MOMNTM | 3.90K | SH | $465.3K 0.25% | 2.75K | 0.00 | 1.15K |
HOME DEPOT INCSOLE | COM | 1.34K | SH | $461.8K 0.25% | 1.34K | 0.00 | 0.00 |
ISHARES TRSOLE | TRUST ISHARE 0-1 | 2.98K | SH | $328.8K 0.18% | 2.98K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 13.49K | SH | $328.8K 0.18% | 13.49K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 3.60K | SH | $328.5K 0.18% | 3.60K | 0.00 | 0.00 |
VANGUARD INSTL INDEX FDSOLE | 0-3 MO TREAS BIL | 4.36K | SH | $328.5K 0.18% | 4.36K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI TOTAL | 3.88K | SH | $328.4K 0.18% | 1.14K | 0.00 | 2.75K |
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