FINANCIAL ARCHITECTS, LLC

Filed: 10/20/2025ACC: 0002008540-25-000006

📋 What this filing means

FINANCIAL ARCHITECTS, LLC filed this quarterly 13F‑HR report disclosing 28 equity positions with a total reported market value of $175.92M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$175.92M

Total AUM (reported)

3.71M

Total Shares

Allocation by class

US TIPS ETF$35.82M20.4%

TOTAL STK MKT$27.02M15.4%

TOTAL BND MRKT$17.48M9.9%

TOTAL INT BD ETF$15.74M8.9%

ACTIVEBETA US$12.93M7.3%

US SMALL CAP VAL$9.69M5.5%

INTL SMALL CAP V$8.69M4.9%

Portfolio Concentration

Top 3$80.32M45.7%

4–10$70.98M40.3%

11–25$23.91M13.6%

Rest$716.6K0.4%

Top 3 weight

45.7%

Top 10 weight

86.0%

Voting Authority Distribution

Total shares with voting rights: 3.71M

Sole

Full voting authority

582.86K

% of voting shares15.7%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.13M

% of voting shares84.3%

Investment Discretion (by position count)

Sole28

Shared0

Other0

Dominant voting typeNone · 84.3% of voting shares

Institutional Holdings28

Rows:

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares1.33M

TypeSH

Market value$35.82M

20.36%

Sole

197.72K

Shared

0.00

None

1.13M

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares82.32K

TypeSH

Market value$27.02M

15.36%

Sole

6.12K

Shared

0.00

None

76.20K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares235.01K

TypeSH

Market value$17.48M

9.93%

Sole

34.17K

Shared

0.00

None

200.84K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares318.19K

TypeSH

Market value$15.74M

8.95%

Sole

46.13K

Shared

0.00

None

272.07K

GOLDMAN SACHS ETF TR

SOLE

ACTIVEBETA US

Shares172.63K

TypeSH

Market value$12.93M

7.35%

Sole

24.28K

Shared

0.00

None

148.34K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP VAL

Shares304.37K

TypeSH

Market value$9.69M

5.51%

Sole

55.54K

Shared

0.00

None

248.82K

DIMENSIONAL ETF TRUST

SOLE

INTL SMALL CAP V

Shares243.35K

TypeSH

Market value$8.69M

4.94%

Sole

44.09K

Shared

0.00

None

199.26K

DIMENSIONAL ETF TRUST

SOLE

EMERGING MKTS VA

Shares260.11K

TypeSH

Market value$8.29M

4.72%

Sole

46.13K

Shared

0.00

None

213.98K

ISHARES TR

SOLE

MSCI USA MMENTM

Shares31.97K

TypeSH

Market value$8.20M

4.66%

Sole

4.09K

Shared

0.00

None

27.88K

ISHARES INC

SOLE

MSCI EQUAL WEITE

Shares72.30K

TypeSH

Market value$7.44M

4.23%

Sole

9.67K

Shared

0.00

None

62.62K

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares72.17K

TypeSH

Market value$5.30M

3.01%

Sole

9.51K

Shared

0.00

None

62.66K

SPDR SERIES TRUST

SOLE

PORTFLI HIGH YLD

Shares210.10K

TypeSH

Market value$5.03M

2.86%

Sole

23.48K

Shared

0.00

None

186.63K

VANECK ETF TRUST

SOLE

EMERGING MRKT HI

Shares249.89K

TypeSH

Market value$5.01M

2.85%

Sole

28.05K

Shared

0.00

None

221.84K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares15.28K

TypeSH

Market value$2.23M

1.27%

Sole

7.53K

Shared

0.00

None

7.75K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares31.36K

TypeSH

Market value$1.57M

0.89%

Sole

3.33K

Shared

0.00

None

28.04K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares10.75K

TypeSH

Market value$1.07M

0.61%

Sole

2.25K

Shared

0.00

None

8.50K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US S

Shares25.82K

TypeSH

Market value$804.7K

0.46%

Sole

7.13K

Shared

0.00

None

18.70K

APPLE INC

SOLE

COM

Shares1.87K

TypeSH

Market value$475.1K

0.27%

Sole

1.87K

Shared

0.00

None

0.00

INVESCO EXCH TRADED FD TR II

SOLE

S&P 500 MOMNTM

Shares3.90K

TypeSH

Market value$472.1K

0.27%

Sole

2.75K

Shared

0.00

None

1.15K

BLACKROCK ETF TRUST

SOLE

ISHARES INTL EQ

Shares4.04K

TypeSH

Market value$333.2K

0.19%

Sole

1.14K

Shared

0.00

None

2.90K

VANGUARD INSTL INDEX FD

SOLE

0-3 MO TREAS BIL

Shares4.32K

TypeSH

Market value$326.7K

0.19%

Sole

4.32K

Shared

0.00

None

0.00

SPDR SERIES TRUST

SOLE

BLOOMBERG 1-3 MO

Shares3.56K

TypeSH

Market value$326.6K

0.19%

Sole

3.56K

Shared

0.00

None

0.00

ISHARES TR

SOLE

SHORT TREAS BD

Shares2.96K

TypeSH

Market value$326.5K

0.19%

Sole

2.96K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

SHT TM US TRES

Shares13.38K

TypeSH

Market value$326.5K

0.19%

Sole

13.38K

Shared

0.00

None

0.00

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares1.63K

TypeSH

Market value$308.3K

0.18%

Sole

1.36K

Shared

0.00

None

260.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	1.33M	SH	$35.82M 20.36%	197.72K	1.13M
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	82.32K	SH	$27.02M 15.36%	6.12K	76.20K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	235.01K	SH	$17.48M 9.93%	34.17K	200.84K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	318.19K	SH	$15.74M 8.95%	46.13K	272.07K
GOLDMAN SACHS ETF TRSOLE	ACTIVEBETA US	172.63K	SH	$12.93M 7.35%	24.28K	148.34K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP VAL	304.37K	SH	$9.69M 5.51%	55.54K	248.82K
DIMENSIONAL ETF TRUSTSOLE	INTL SMALL CAP V	243.35K	SH	$8.69M 4.94%	44.09K	199.26K
DIMENSIONAL ETF TRUSTSOLE	EMERGING MKTS VA	260.11K	SH	$8.29M 4.72%	46.13K	213.98K
ISHARES TRSOLE	MSCI USA MMENTM	31.97K	SH	$8.20M 4.66%	4.09K	27.88K
ISHARES INCSOLE	MSCI EQUAL WEITE	72.30K	SH	$7.44M 4.23%	9.67K	62.62K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	72.17K	SH	$5.30M 3.01%	9.51K	62.66K
SPDR SERIES TRUSTSOLE	PORTFLI HIGH YLD	210.10K	SH	$5.03M 2.86%	23.48K	186.63K
VANECK ETF TRUSTSOLE	EMERGING MRKT HI	249.89K	SH	$5.01M 2.85%	28.05K	221.84K
ISHARES TRSOLE	CORE S&P TTL STK	15.28K	SH	$2.23M 1.27%	7.53K	7.75K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	31.36K	SH	$1.57M 0.89%	3.33K	28.04K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	10.75K	SH	$1.07M 0.61%	2.25K	8.50K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US S	25.82K	SH	$804.7K 0.46%	7.13K	18.70K
APPLE INCSOLE	COM	1.87K	SH	$475.1K 0.27%	1.87K	0.00
INVESCO EXCH TRADED FD TR IISOLE	S&P 500 MOMNTM	3.90K	SH	$472.1K 0.27%	2.75K	1.15K
BLACKROCK ETF TRUSTSOLE	ISHARES INTL EQ	4.04K	SH	$333.2K 0.19%	1.14K	2.90K
VANGUARD INSTL INDEX FDSOLE	0-3 MO TREAS BIL	4.32K	SH	$326.7K 0.19%	4.32K	0.00
SPDR SERIES TRUSTSOLE	BLOOMBERG 1-3 MO	3.56K	SH	$326.6K 0.19%	3.56K	0.00
ISHARES TRSOLE	SHORT TREAS BD	2.96K	SH	$326.5K 0.19%	2.96K	0.00
SCHWAB STRATEGIC TRSOLE	SHT TM US TRES	13.38K	SH	$326.5K 0.19%	13.38K	0.00
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	1.63K	SH	$308.3K 0.18%	1.36K	260.00

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