FINANCIAL ARCHITECTS, LLC

Filed: 7/21/2025ACC: 0002008540-25-000005

📋 What this filing means

FINANCIAL ARCHITECTS, LLC filed this quarterly 13F‑HR report disclosing 27 equity positions with a total reported market value of $164.61M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$164.61M

Total AUM (reported)

3.56M

Total Shares

Allocation by class

US TIPS ETF$33.14M20.1%

TOTAL STK MKT$25.85M15.7%

TOTAL BND MRKT$16.11M9.8%

TOTAL INT BD ETF$14.29M8.7%

ACTIVEBETA US$11.72M7.1%

US SMALL CAP VAL$8.77M5.3%

MSCI USA MMENTM$8.08M4.9%

Portfolio Concentration

Top 3$75.10M45.6%

4–10$65.98M40.1%

11–25$23.05M14.0%

Rest$471.0K0.3%

Top 3 weight

45.6%

Top 10 weight

85.7%

Voting Authority Distribution

Total shares with voting rights: 3.56M

Sole

Full voting authority

518.85K

% of voting shares14.6%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.04M

% of voting shares85.4%

Investment Discretion (by position count)

Sole27

Shared0

Other0

Dominant voting typeNone · 85.4% of voting shares

Institutional Holdings27

Rows:

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares1.24M

TypeSH

Market value$33.14M

20.13%

Sole

170.84K

Shared

0.00

None

1.07M

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares85.04K

TypeSH

Market value$25.85M

15.70%

Sole

5.57K

Shared

0.00

None

79.47K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares218.83K

TypeSH

Market value$16.11M

9.79%

Sole

29.79K

Shared

0.00

None

189.04K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares288.56K

TypeSH

Market value$14.29M

8.68%

Sole

38.88K

Shared

0.00

None

249.68K

GOLDMAN SACHS ETF TR

SOLE

ACTIVEBETA US

Shares170.75K

TypeSH

Market value$11.72M

7.12%

Sole

22.27K

Shared

0.00

None

148.48K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP VAL

Shares297.92K

TypeSH

Market value$8.77M

5.33%

Sole

51.25K

Shared

0.00

None

246.67K

ISHARES TR

SOLE

MSCI USA MMENTM

Shares33.64K

TypeSH

Market value$8.08M

4.91%

Sole

3.66K

Shared

0.00

None

29.98K

DIMENSIONAL ETF TRUST

SOLE

INTL SMALL CAP V

Shares240.47K

TypeSH

Market value$7.91M

4.81%

Sole

40.21K

Shared

0.00

None

200.26K

DIMENSIONAL ETF TRUST

SOLE

EMERGING MKTS VA

Shares254.01K

TypeSH

Market value$7.62M

4.63%

Sole

41.72K

Shared

0.00

None

212.30K

ISHARES INC

SOLE

MSCI EQUAL WEITE

Shares76.63K

TypeSH

Market value$7.60M

4.61%

Sole

8.60K

Shared

0.00

None

68.03K

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares72.52K

TypeSH

Market value$5.01M

3.04%

Sole

8.46K

Shared

0.00

None

64.05K

SPDR SERIES TRUST

SOLE

PORTFLI HIGH YLD

Shares200.31K

TypeSH

Market value$4.77M

2.90%

Sole

18.73K

Shared

0.00

None

181.59K

VANECK ETF TRUST

SOLE

EMERGING MRKT HI

Shares239.82K

TypeSH

Market value$4.75M

2.89%

Sole

22.45K

Shared

0.00

None

217.38K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares15.28K

TypeSH

Market value$2.06M

1.25%

Sole

7.53K

Shared

0.00

None

7.75K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares38.92K

TypeSH

Market value$1.91M

1.16%

Sole

5.18K

Shared

0.00

None

33.74K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares10.75K

TypeSH

Market value$979.3K

0.59%

Sole

2.25K

Shared

0.00

None

8.50K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US S

Shares25.82K

TypeSH

Market value$739.9K

0.45%

Sole

7.13K

Shared

0.00

None

18.70K

INVESCO EXCH TRADED FD TR II

SOLE

S&P 500 MOMNTM

Shares4.16K

TypeSH

Market value$467.3K

0.28%

Sole

3.01K

Shared

0.00

None

1.15K

APPLE INC

SOLE

COM

Shares2.19K

TypeSH

Market value$448.3K

0.27%

Sole

2.19K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

SHT TM US TRES

Shares13.47K

TypeSH

Market value$328.4K

0.20%

Sole

13.47K

Shared

0.00

None

0.00

SPDR SERIES TRUST

SOLE

BLOOMBERG 1-3 MO

Shares3.57K

TypeSH

Market value$327.5K

0.20%

Sole

3.57K

Shared

0.00

None

0.00

ISHARES TR

SOLE

SHORT TREAS BD

Shares2.96K

TypeSH

Market value$327.4K

0.20%

Sole

2.96K

Shared

0.00

None

0.00

VANGUARD INSTL INDEX FD

SOLE

0-3 MO TREAS BIL

Shares4.33K

TypeSH

Market value$326.8K

0.20%

Sole

4.33K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE MSCI TOTAL

Shares4.04K

TypeSH

Market value$311.9K

0.19%

Sole

1.14K

Shared

0.00

None

2.90K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares1.63K

TypeSH

Market value$295.3K

0.18%

Sole

1.36K

Shared

0.00

None

260.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	1.24M	SH	$33.14M 20.13%	170.84K	1.07M
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	85.04K	SH	$25.85M 15.70%	5.57K	79.47K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	218.83K	SH	$16.11M 9.79%	29.79K	189.04K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	288.56K	SH	$14.29M 8.68%	38.88K	249.68K
GOLDMAN SACHS ETF TRSOLE	ACTIVEBETA US	170.75K	SH	$11.72M 7.12%	22.27K	148.48K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP VAL	297.92K	SH	$8.77M 5.33%	51.25K	246.67K
ISHARES TRSOLE	MSCI USA MMENTM	33.64K	SH	$8.08M 4.91%	3.66K	29.98K
DIMENSIONAL ETF TRUSTSOLE	INTL SMALL CAP V	240.47K	SH	$7.91M 4.81%	40.21K	200.26K
DIMENSIONAL ETF TRUSTSOLE	EMERGING MKTS VA	254.01K	SH	$7.62M 4.63%	41.72K	212.30K
ISHARES INCSOLE	MSCI EQUAL WEITE	76.63K	SH	$7.60M 4.61%	8.60K	68.03K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	72.52K	SH	$5.01M 3.04%	8.46K	64.05K
SPDR SERIES TRUSTSOLE	PORTFLI HIGH YLD	200.31K	SH	$4.77M 2.90%	18.73K	181.59K
VANECK ETF TRUSTSOLE	EMERGING MRKT HI	239.82K	SH	$4.75M 2.89%	22.45K	217.38K
ISHARES TRSOLE	CORE S&P TTL STK	15.28K	SH	$2.06M 1.25%	7.53K	7.75K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	38.92K	SH	$1.91M 1.16%	5.18K	33.74K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	10.75K	SH	$979.3K 0.59%	2.25K	8.50K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US S	25.82K	SH	$739.9K 0.45%	7.13K	18.70K
INVESCO EXCH TRADED FD TR IISOLE	S&P 500 MOMNTM	4.16K	SH	$467.3K 0.28%	3.01K	1.15K
APPLE INCSOLE	COM	2.19K	SH	$448.3K 0.27%	2.19K	0.00
SCHWAB STRATEGIC TRSOLE	SHT TM US TRES	13.47K	SH	$328.4K 0.20%	13.47K	0.00
SPDR SERIES TRUSTSOLE	BLOOMBERG 1-3 MO	3.57K	SH	$327.5K 0.20%	3.57K	0.00
ISHARES TRSOLE	SHORT TREAS BD	2.96K	SH	$327.4K 0.20%	2.96K	0.00
VANGUARD INSTL INDEX FDSOLE	0-3 MO TREAS BIL	4.33K	SH	$326.8K 0.20%	4.33K	0.00
ISHARES TRSOLE	CORE MSCI TOTAL	4.04K	SH	$311.9K 0.19%	1.14K	2.90K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	1.63K	SH	$295.3K 0.18%	1.36K	260.00

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