Filed: 1/26/2026ACC: 0001954044-26-000001
📋 What this filing means
FEE-ONLY FINANCIAL PLANNING, L.C. filed this quarterly 13F‑HR report disclosing 42 equity positions with a total reported market value of $171.54M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
42
Positions
$171.54M
Total AUM (reported)
833.99K
Total Shares
Allocation by class
GROWTH ETF$52.20M30.4%
VALUE ETF$31.82M18.6%
MID CAP ETF$14.70M8.6%
SMALL CP ETF$11.24M6.6%
SM CP VAL ETF$11.16M6.5%
COM$9.63M5.6%
SML CP GRW ETF$9.07M5.3%
Portfolio Concentration
Top 3$98.73M57.6%
4–10$50.77M29.6%
11–25$16.75M9.8%
Rest$5.29M3.1%
Top 3 weight
57.6%
Top 10 weight
87.2%
Voting Authority Distribution
Total shares with voting rights: 833.99K
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
833.99K
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole42
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings42
Rows:
VANGUARD INDEX FDS
SOLEShares107K
TypeSH
Market value$52.20M
30.43%
Sole
0.00
Shared
0.00
None
107K
VANGUARD INDEX FDS
SOLEShares166.63K
TypeSH
Market value$31.82M
18.55%
Sole
0.00
Shared
0.00
None
166.63K
VANGUARD INDEX FDS
SOLEShares50.66K
TypeSH
Market value$14.70M
8.57%
Sole
0.00
Shared
0.00
None
50.66K
VANGUARD INDEX FDS
SOLEShares43.56K
TypeSH
Market value$11.24M
6.55%
Sole
0.00
Shared
0.00
None
43.56K
VANGUARD INDEX FDS
SOLEShares52.71K
TypeSH
Market value$11.16M
6.51%
Sole
0.00
Shared
0.00
None
52.71K
VANGUARD INDEX FDS
SOLEShares30.02K
TypeSH
Market value$9.07M
5.29%
Sole
0.00
Shared
0.00
None
30.02K
VANGUARD INTL EQUITY INDEX F
SOLEShares100.41K
TypeSH
Market value$7.39M
4.31%
Sole
0.00
Shared
0.00
None
100.41K
VANGUARD INDEX FDS
SOLEShares7.73K
TypeSH
Market value$4.85M
2.83%
Sole
0.00
Shared
0.00
None
7.73K
VANGUARD INDEX FDS
SOLEShares22.52K
TypeSH
Market value$3.99M
2.33%
Sole
0.00
Shared
0.00
None
22.52K
VANGUARD INDEX FDS
SOLEShares9.15K
TypeSH
Market value$3.07M
1.79%
Sole
0.00
Shared
0.00
None
9.15K
VANGUARD INDEX FDS
SOLEShares11.19K
TypeSH
Market value$2.34M
1.36%
Sole
0.00
Shared
0.00
None
11.19K
VANGUARD INDEX FDS
SOLEShares7.06K
TypeSH
Market value$1.97M
1.15%
Sole
0.00
Shared
0.00
None
7.06K
BANK AMERICA CORP
SOLEShares34.32K
TypeSH
Market value$1.89M
1.10%
Sole
0.00
Shared
0.00
None
34.32K
VANGUARD WORLD FD
SOLEShares4.20K
TypeSH
Market value$1.73M
1.01%
Sole
0.00
Shared
0.00
None
4.20K
VANGUARD TAX-MANAGED FDS
SOLEShares20.19K
TypeSH
Market value$1.26M
0.74%
Sole
0.00
Shared
0.00
None
20.19K
PHILIP MORRIS INTL INC
SOLEShares7.73K
TypeSH
Market value$1.24M
0.72%
Sole
0.00
Shared
0.00
None
7.73K
VANGUARD WORLD FD
SOLEShares7.80K
TypeSH
Market value$982.2K
0.57%
Sole
0.00
Shared
0.00
None
7.80K
VANGUARD INDEX FDS
SOLEShares2.92K
TypeSH
Market value$920.7K
0.54%
Sole
0.00
Shared
0.00
None
2.92K
APPLE INC
SOLEShares2.58K
TypeSH
Market value$701.9K
0.41%
Sole
0.00
Shared
0.00
None
2.58K
EXXON MOBIL CORP
SOLEShares5.76K
TypeSH
Market value$693.5K
0.40%
Sole
0.00
Shared
0.00
None
5.76K
TRUIST FINL CORP
SOLEShares13.51K
TypeSH
Market value$664.6K
0.39%
Sole
0.00
Shared
0.00
None
13.51K
AT&T INC
SOLEShares25.38K
TypeSH
Market value$630.4K
0.37%
Sole
0.00
Shared
0.00
None
25.38K
ALTRIA GROUP INC
SOLEShares10.55K
TypeSH
Market value$608.5K
0.35%
Sole
0.00
Shared
0.00
None
10.55K
MICROSOFT CORP
SOLEShares1.16K
TypeSH
Market value$560.5K
0.33%
Sole
0.00
Shared
0.00
None
1.16K
AMERICAN ELEC PWR CO INC
SOLEShares4.77K
TypeSH
Market value$549.9K
0.32%
Sole
0.00
Shared
0.00
None
4.77K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | GROWTH ETF | 107K | SH | $52.20M 30.43% | 0.00 | 0.00 | 107K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 166.63K | SH | $31.82M 18.55% | 0.00 | 0.00 | 166.63K |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 50.66K | SH | $14.70M 8.57% | 0.00 | 0.00 | 50.66K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 43.56K | SH | $11.24M 6.55% | 0.00 | 0.00 | 43.56K |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 52.71K | SH | $11.16M 6.51% | 0.00 | 0.00 | 52.71K |
VANGUARD INDEX FDSSOLE | SML CP GRW ETF | 30.02K | SH | $9.07M 5.29% | 0.00 | 0.00 | 30.02K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 100.41K | SH | $7.39M 4.31% | 0.00 | 0.00 | 100.41K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 7.73K | SH | $4.85M 2.83% | 0.00 | 0.00 | 7.73K |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 22.52K | SH | $3.99M 2.33% | 0.00 | 0.00 | 22.52K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 9.15K | SH | $3.07M 1.79% | 0.00 | 0.00 | 9.15K |
VANGUARD INDEX FDSSOLE | EXTEND MKT ETF | 11.19K | SH | $2.34M 1.36% | 0.00 | 0.00 | 11.19K |
VANGUARD INDEX FDSSOLE | MCAP GR IDXVIP | 7.06K | SH | $1.97M 1.15% | 0.00 | 0.00 | 7.06K |
BANK AMERICA CORPSOLE | COM | 34.32K | SH | $1.89M 1.10% | 0.00 | 0.00 | 34.32K |
VANGUARD WORLD FDSOLE | MEGA GRWTH IND | 4.20K | SH | $1.73M 1.01% | 0.00 | 0.00 | 4.20K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 20.19K | SH | $1.26M 0.74% | 0.00 | 0.00 | 20.19K |
PHILIP MORRIS INTL INCSOLE | COM | 7.73K | SH | $1.24M 0.72% | 0.00 | 0.00 | 7.73K |
VANGUARD WORLD FDSOLE | ENERGY ETF | 7.80K | SH | $982.2K 0.57% | 0.00 | 0.00 | 7.80K |
VANGUARD INDEX FDSSOLE | LARGE CAP ETF | 2.92K | SH | $920.7K 0.54% | 0.00 | 0.00 | 2.92K |
APPLE INCSOLE | COM | 2.58K | SH | $701.9K 0.41% | 0.00 | 0.00 | 2.58K |
EXXON MOBIL CORPSOLE | COM | 5.76K | SH | $693.5K 0.40% | 0.00 | 0.00 | 5.76K |
TRUIST FINL CORPSOLE | COM | 13.51K | SH | $664.6K 0.39% | 0.00 | 0.00 | 13.51K |
AT&T INCSOLE | COM | 25.38K | SH | $630.4K 0.37% | 0.00 | 0.00 | 25.38K |
ALTRIA GROUP INCSOLE | COM | 10.55K | SH | $608.5K 0.35% | 0.00 | 0.00 | 10.55K |
MICROSOFT CORPSOLE | COM | 1.16K | SH | $560.5K 0.33% | 0.00 | 0.00 | 1.16K |
AMERICAN ELEC PWR CO INCSOLE | COM | 4.77K | SH | $549.9K 0.32% | 0.00 | 0.00 | 4.77K |
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